if i have a loan of 20 lakhs at 10 interest rate ,emi is 20k , is it good to pay 70k per month to emi or pay 20k emi and invest 50k in mutulfunds to pay off loan at the earliest, considering mutual funds will give avg of 15% return

Thoughts on the VC Royal Eagle? Seems crazy undervalued, you can get it for less than a DateJust! What am I missing here?

Anyone taking profits from UVXY and VXX or still holding?

I would like to know how much will be in hand for London onsite from tcs for an IT Analyst.

I am planning to travel with spouse and 3 year old kid. Wondering about savings as well.

Any guidance is appreciated!

What is your top stock trading platform? I use Ally invest and Robinhood. Not happy with both. Looking for a platform with low fees, fractional shares and solid analytics. Thanks in advance

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

Looking for Best realtor deals available in Atlanta. I wish to sell a property but feel 6% is too high for commission. Pls share best deals you were able to get from a realtor

I just got a new credit card. It came with a Priority Pass membership. I always travel economy, I hardly ever get lounge access. I got excited, until I remembered I can’t travel and lounges are closed anyways. :(

Any site you would recommend for good Kerala house plan ?

Currently am contributing money into both 401K and Roth 401K. Should I also open up a Roth IRA?

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

Any recommendations on JV funds, hard money, private equity etc to fund MFC deals and great residential deals brrr/flip. Finding some great deals in my local market. Any tips on raising capital or attracting investors?
Thanks in advance.

In your opinion which is the best target fund to choose in IRA Roth?

I recently was let go (in lieu of accepting my two weeks) and I should have received my March expense check by the end of April per the employment agreement (submitted the report April 1, let go before mid April). I have emailed HR but haven't heard anything. I've got a feeling someone at the top is putting a hold on it.

How do I get my money from them? It's a few hundred dollars

Sorry if this isn't the right bowl for this question - I've checked a few.

Best resources to learn about stock options included with an offer? Don’t want these roses to start smelling bad in a few years..

Can anyone explain to me how the price of btc/crypto is set? Is there a formula the prices follow, like all the btc that’s been mined, divided by the number of people who own them or whatever sets the price. Like what is the driving force that makes dogecoin $1 (or whatever it is now) and btc jump from $30k to $60k then back to $30k. When I go on Coinbase and I go to buy btc for $30k, who is the authority that says 1btc=$30k USD?

Balanced portfolio: hows’s your stock: bond ratio? Within stock , which index funds do you invest ? I have mostly invested in vtsax and vigax, and tiny percentage in vviax. Do I need to increase in vviax?

Have you received the salary today? Got the mail now but no credit yet in account 😕

How does the housing market work exactly, like, what determines whether prices go up or down?

Best credit cards for a non-road warrrior after CSR and Amex Plat changes? I think Amex Gold and the Chase Flex are pretty good - do not think CSR and Plat are worth it anymore

Anyone else pretty terrible at managing their own finances? I have an embarrassingly little amount of cash saved.

I have to stop imagining how great it will be to sell my script until it actually sells.

Floating- love it or hate it?

I have got an offer based in Boblingen, Germany with 60k euro as fixed. Will it be enough for a couple with a 3 year old kid ? My major expense would be accommodation, groceries, kid’s school and transportation. Please do let me know your valuable inputs. TIA

Hi guys,

I have 4.8 years in Automation testing and looking for job change.
Please let me know if any jobs.


Thanks much

#copywriters that moved on from agencies... where are you now and what are you doing? Would you suggest the editorial industry?

Does anyone own an LV Capucines? My heart has been set on that for a while now but I see it’s prices keep going up, up, up! The one thing I love about the bag is the structured look and no over the top logo print. Does anyone have it and if yes, is it worth the investment? Also are there other LV bags that do not have the visible LV prints?

Looking for APICS CSCP study material. Anybody looking to part or share - let's work out a price.

Please help me choose companies to apply for product management role ? Current I am a management consultant- data.

Yo everyone. What's your grade and compensation? Are you happy with it?

I am big4 Sen Ass (3rd year) with TC ~72k + overhours.

I'm from Baltimore, and lately, we have had a crazy buying spree, I mean I have sold the same property 2 times in less than 2 weeks, and the person who bought it immediately put it on the market and made an average of $25k in less than 5 days. Many reports show that investing in Baltimore and Philadelphia is the future, I don't doubt it. What is the fastest you have ever resold a property?

Hello everyone! This is my first time posting since joining this platform. I’m interested in connecting with someone who is open to HR mentoring. I’ve been in HR now for about six years and have never had a mentor. I’ve been relying mostly on SHRM and other people in the company for feedback. Even if it’s for feedback, I would really appreciate it. Thank you!

Help! With the season change my face is so dry. Even after moisturizer it looks like my foundation was applied on top of snakeskin. Any suggestions for moisturizers or something else to help?

What's your favorite planner? Digital or paper?

Can we leave CG a month after joining?

How many people here hold VRA? I've been adding to my holdings (not large) but so far community is great and part of Amazon Partnership for advertising. Already some adoption which means the management team will start to burn the token supply

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Best app to track expenses?

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

How t save tax for 9 lpa salary. Can anybody help me out.

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

Hello Sharks,

Any suggestions on best term and health insurance. And what points we should keep in mind before considering the option?

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?