anyone investing in wint wealth based bonds? is it safe?

I would like to hit fire between 40-50. Currently 27, 185k total comp (125 for me and 60 for partner). Like my job don’t hate it don’t love it. Does an MBA make sense? I’m guessing it could take me to 170ish with that schools I’m looking at but wondering if the 40-50 retirement range makes an mba not make sense since I’d only have 10-20 years to save vs 12-22.

Would have to finance the whole thing myself. Current net worth is 140k. Thoughts?

My queries is related to ELSS fund.

Can some one please explain me the concept of lockin perod in ELSS fund.?

I have a sip which started on 1st June, 2019.

So the lockin will b till 1st June, 2022 or the 2 yr lockin will keep on adding on each sip?

I am bit confused here.

Any help much appreciated.

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

Hi ,
I have got sodexo card activated today. I found there is Meal Pass card, Meal benefit pass card and Cafeteria card

Which one we get money loaded ? Will that only usable in Bofa cafeteria!

Wells FRAGO! Dang! 500k accounts with an extra add on for auto insurance !😬😬

If you contribute partially to traditional 401k & partially to Roth 401k at your company, does it get confusing at all when it comes time to withdraw? Is it better to (cont.)

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

What states have a big law market where I can get the most out of my dollar? Also currently work for CA firm, if I move to another state does the state tax rate switch to where I live?

Can someone please explain to me PwC's 401K policy like I'm a 5 year old? I'm thinking of quitting and not sure what would happen to my 40% vested plan. Would I lose it?

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

Any realtor recs? Looking to buy in Seattle

Hi all. I just received an offer for $130k and will be eligible for about 29,000 shares of stock options. The vesting schedule is 1 year and then quarterly thereafter.

Can someone explain what this means? I “will be eligible”. So, I have to buy the shares? Should I be asking at what price?

Newbie here. Please help!

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

How did you go about starting your investment rental portfolio? Single Family Homes? Multi-Family / Duplex+? Any and all advice appreciated!

Which CC is better for sign-up bonus - Citi Premier 80K points or Chase Aer Lingus/Iberia 100K Avios points?

I churn somewhat regularly and am under 5/24 by 1. I think Citi's points are more valuable but maybe I should knock out another Chase card before I'm at 5/24 again, even though Avios isn't as versatile?

Quick question: Can we ask HR to revise pf contribution to minimum which is 1800/month

Index fund or ETF? I cant determine which is more advantageous, just want to sit and hold similar to retirement accounts (already maxed out). Looking at VFINX vs. VOO. Advice is appreciated.

Guys ..
When will final settlement take place? What will be the components of it?

Any current MBA students on here? Any wisdom/things you wish you knew before starting??

Hi everyone - I have experience in Investment banking domain and I am looking for a new role in Canada and would appreciate your support. I have experience in M&A, DCF, Buy side , sell side, Financial modelling, compliance, due diligence, Thank you in advance for any connections, advice, or opportunities you can offer.

My Dad has over 28 years of experience in Managing accounts and Finance of various companies. He’s really struggled a lot to get where he is right now. His current company is facing financial difficulties- anyone who can refer him for any Finance and Accounting senior opportunities in Dubai - please help. Literally crying for help.

How to move into executive leadership? I’m a mid-40s former MBBer with, I think, an impressive and diverse resume. I think I’m suitable for an executive leadership role, but unsure about how to pursue one. Any suggestions? Career coach? Headhunters? Cold “calls”? Thanks!

Random weekend post to keep this bowl active. Let’s discuss (anything & everything)

Looking for a serious job change, having 8 YOE as a business analyst and currently into data analytics space. Only bangalore location

Any Manager or Sm in this group ? Please DM me.

Also No referrals etc please.

Hi fishes, I have recently attended an interview with Accenture India Accenture couple of days back and can see the candidature status is on hold after my 1st round of interview. Does this mean that they are waiting for others to complete their interview or am I rejected? If not ,how many days they tak appxm to make a decision. I tried reaching out to recruiter and as usual they are not lifting or responding to my messages.Has any one faced this situation with Accenture? Thanks in Advance!!

What is the difference between fixed salary and gross salary?

Im SC3 at EY Advisory, MBA non IT. Got an offer from D for SC3 at S&O for 135K no sign in bonus in top tier city. The recruiter says experienced hires don't get sign in bonus. BS. accept the offer?

I'm a Data scientist with 5 years of experience (all experience is in data science). How much CTC can I expect ?

How do referrals work? Do you apply first or wait for the referral, then apply? Looking for a tiktok referral.

Any media buyers out there seeking order confirmation inventory at retail? I have a few new opportunities coming available in May/June.

Can anyone please refer me to Transaction services role in London? I have 5 years of audit and 9 months of Transaction Services experience. Thanks!

Do I have to get a monthly subscription to Ritual Prenatal or can I just order one bottle at a time?

My wife and I are thinking we may do an all inclusive resort in Punta Cana this year for our big vacation, anyone have any experiences to share? Thank you!

Can anyone tell me about infusion nursing? How did you get into it? (I see a lot of job postings but they all want experience.) Also I got my RN early in the pandemic, so I never got a preceptorship, and I’ve since worked mostly in immunizations. Took a phlebotomy/IV course for more practice, but… any advice?

Is anyone looking for an L&D Manager or Sr. L&D associate? Preferably in the Atlanta, GA area or remote? I have a great candidate for you!

My company is in need of a update online, could use your opinions! We need to better showcase our culture (caring, supportive, fun, intelligent IT industry leaders) as well as diversity. We are predominantly white still but making strides to improve here. What’s the best way to approach? I don’t want to seem disingenuous or that we are singling out our diverse employees (asking for photos). We have a remote and on-site workforce about 350+ EEs. Non white EEs make up about 35% of the company rn.

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Hello Sharks,

Any suggestions on best term and health insurance. And what points we should keep in mind before considering the option?

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

Recently I underwent surgery ,do we have option to show unreimbursed amount which is not covered under insurance for tax exemption

How t save tax for 9 lpa salary. Can anybody help me out.

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

I am using my first credit card from last 4 months. Can i apply for second credit card? Will this hamper my cibil score?

I am utilising less than 30% limit on my first card.

Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?