Adverse selection is a huge issue in trading. You never have perfect information and your decision won’t be perfect for the outcome. This usually means you’re too small in winners and too large in losers.

As markets crash we’re seeing something similar. People are ignoring bad outcomes when they should be working that much harder to protect previous gains and find new ideas. Lower traffic in this thread is a symptom of this phenomenon. Don’t quit just as the value of incremental effort ramps.

Clever ways to get cheaper housing? What's your hack to beat the system?

Married, 2 kids under 3 yrs. Apartment is too small, but we can't afford bigger. Do we rent a 2-story house and split it with another family? Do we stay in our small apartment and get creative with bunk beds and storage solutions?

How can a family, with kids, and one crappy income ($82,000) get a comfortable living situation here?

Where can I exit after only working a year? (want to do investing and MBA in the long term)

Does Donald Trump's evasion about releasing his tax returns bother you?

Can someone share experience of No broker's relax plan? Will it worth to buy while flat hunting?

Is Hubspot a good investment?

Hi folks,
What do you show as investment proof if investment is to be done at a future date? I have a life insurance whose premium is due in March. What can I submit now as proof for this declaration?

Anybody have experience with PenFed for a VA loan? Came up in a search and their rates are extremely competitive. Any reason I shouldn't take the lowest bidder?

Can you backdoor Roth every year? Or do I build up my ira account and then backdoor one time?

Hi Sharks,
Till last July I was earning 12 LPA, now I switch to a product based with 30 LPA. Where 27 is the base. Monthly I pay 45k tax.
Things that i am doing already is LIC = 40 k , SSA= 50 k (for my kid) and tution fees = 25 K .So altogether withPF other superannuation fund I can show 1.5 Lakhs in 80 C.

Apart from this planning to buy flats or small villa in chennai. I can pay invest more as my most money goes as a saving or buy gold as risk free. Please advice wat else can i do? Kindly

Do we have 4 wheeler loan assistance in Lilly ?
How does it work??

Excellent. Been holding onto some cash and just bought a ton of DNT, REQ, VEN, and DIVX. Let's do this.

Does anyone have any good mortgage broker recommendations that will help find a way to not pay PMI?

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

Can anyone please tell if rent agreement is required in LTIMindtree for hra tax exemption or not ? If yes then should it be notarized or should it be registered ( registered means stamp duty and all ).
Please let us know.

Off topic

Is there any low interest or interest free loan policy available in thoughtworks?

Current employees, please comment...

How do you all plan for retirement while in the Middle East (especially for European folks)? Did you sign up for your home country retirement plan while abroad ? (My home country offers it but at a very high cost)

How’s everyone planning to use their YE bonus + tax return (if applicable) this year? Personally, I’m already maxing out my 401k, Roth, and have crypto exposure (mostly ETH that’s staking). Any other suggestions?

Hi, I'm new to Dallas. Have been eyeing on rental investment in Dallas. Looking into Zillow, properties in Arlington seem to have good appreciation. Is it good idea to invest in Arlington? What other areas in Dallas can I consider (checked Carrollton, Plano, Coppell, Addison).
Thank you.

What steps have you guys taken to generate a second/ passive income?

I would love to come across some ideas and know how it is working out for you.

Saw FCB is hiring. How is it there? Down to grab/coffee or a drink with anyone (preferably creatives) that works there! DM me.

How to get released from current project in Wipro.

Executive assessment: does anyone have pdfs of practice test questions they can send me?

Heya guys, actively looking for a senior/staff optical engineering position if anyone knows of anything let me know 😬

You always hear mgrs/sr mgrs switching to industry to become a controller, but do controllers ever come into public accounting as a sr mgr or anything else??

Can anyone please share the experience to allocate the project after joining. Experience in Java backend. Is there any tips to allocate project before joining or after joining. Thank you. @

You know things are bad when a bowl like this shows up in your feed. You know things are REALLY bad when you join it without hesitation 😅

What's the best piece of advice, regarding the world of copywriting, that you've ever received?

Hi Fishes, Anyone please confirm if HSBC shares first conditional offer letter and after completion of back ground verification do they share final offer letter again ??

People of Color, how do you deal with an all-white team who doesn't acknowledge your (worthy) accomplishments while pats all incompetent employees?

Any from Google Cloud looking for Customer Engineers? I passed my onsite, but currently recruiter mentioned there is not headcount to fit me in. Happy to be squeezed in anywhere at this point.

What other careers do you catch yourself daydreaming about? I, for one, would have loved acting as I loved theater throughout my life but alas fate had other plans. What's yours?

Anyone from Enterprise here who has received a promotion call or any idea what is happening?

Cab someone tell me what is a good salary for a business analyst based in Germany?

Reporting to company management?

Anyone else in here really struggle with CD’s with art backgrounds who have no clue how to articulate what they want in a line?

Received one offer from Accenture Technology in Netherlands. Level 7 (Manager). Base salary 5000€ /month.

Sounds very low for a manger? Does someone know what salary level managers starts at for Accenture NL?

38 and net worth only 750 k€. Am I behind?

Anyone in DMV area?

2/19 Thread (General):

Anyone going to play AMZN earnings? It’s hard to say if we will still have low expectations this quarter but have to think AWS has done real well this quarter. It’s probably too early to tell how much WMT + is stealing business. The wild card is if they announce stock split.

What’s going on with VXX? It’s coming down since Friday but volatility in the short term remains, even as the senate is still working on the stimulus package

Here’s a point of reference on meme stocks for people who thinks it’s too late to get in or who think it’s close to peaking. Tesla: 948M outstanding shares; market cap: $837B. GameStop: 69.75M; market cap: $5.36B.

Just bought AMC April 7$. I think we get a pop in the next few days maybe to 10

8/3 Thread (General):

Hi, amateur question. Is there any difference tax wise on letting an option expire vs sell for nothing? I assume both are tax losses that you can compensate with gains in other options right? TIA

Thoughts on CSIQ? It is sitting near all time highs but has not jumped like crazy from pre-pandemic. It’s at a 25% premium. It has solid fundamentals. It may be a solid option after it hits the 50 day SMA.

Where are you guys at Deloitte buying options for GME/AMC/NOK, etc..
Now? Td ameritrade blocked them.

8/28 Thread (General):

Who’s buying Dave Portnoy’s BUZZ ETF this Thursday?

WPF merging with Alight Solutions!

Any thoughts on PIC? The stock rose significantly in after hours on news of XL fleet merger. Does it still make sense to invest in it at ~$18?

Anyone bought some MAC? What is your reasoning and potential fair value?

For those who have been driving the daily thread posts (senior tax accountant / KPMG / etc) please DM me if interested in becoming a community leader for this bowl. I’ll put you in touch with Sam from Fishbowl. Thanks!