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Look into NACA
Join a credit union
I know a broker. Not sure about PMI stuff but you can email him to find out. Pls PM me.
To expand on credit union comment. Here’s one example with no pmi loans and there are a decent amount of others who offer similar benefits: https://www.alliantcreditunion.org/borrow/mortgages#faqs
PMI is incurred when you don’t put 20% down. Do that and you won’t pay PMI. 😉
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I have a general understanding of the concept but I need a recommendation for who to talk to for the second loan
I have one. How much are you putting down? You might be able to do a heloc draw against it to make your 1st mortgage at the 80/20 ratio
Of you don’t hit that ratio. Pmi it is. When you close don’t forget to put your mortgage company and title insurance in your independence record