How’s everyone planning to use their YE bonus + tax return (if applicable) this year? Personally, I’m already maxing out my 401k, Roth, and have crypto exposure (mostly ETH that’s staking). Any other suggestions?

When negotiating a sign on bonus with a new firm based on the fact that you were anticipating a bonus for that fiscal year and are leaving before that is paid out, do you have to do anything to prove you would have actually received a bonus/the amount of bonus you would have received?

It would be great if anyone could help me understand the salary components.
Basic, HRA, Statutory Bonus, flexible components of TFP - fixed ?
TVP(total variable pay) - will be given a monthly salary ?

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Companies in the area with the best maternity leave?

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Which bank account is better for salary account?

HDFC
Axis

Is it ok if company says thet joining bonus will be given after completing 3 months???

Well I went to school and received my Bachelors and Master’s degree in Healthcare Administration. I graduated in 2016 and still have yet been given the opportunity to get into my field. I fill like it was a waste of time what are your thoughts?

I’m 6 months pregnant and scheduled a 30 minute meeting to chat with my HR rep to talk about our parental leave benefits (specifically how to navigate taking additional, unpaid time)…. She declined the meeting and directed me to review the policy documentation online and email her with any specific questions I have. Is that normal? Feeling a bit unsupported but also not trying to overreact

I'm getting a MAcc to career change to forensic accounting. What opportunities are available to me with a data analytics heavy MAcc? I'm also tacking on 2 graduate certificates in Applied Statistics and International Economic Policy? For those in the field, would that be useful or not useful (i.e. waste of time)? I'm interested in investigations but also analytics, financial modeling, and expert witness services. Throw in salary potential for bonus points. I'll be getting my CPA, CFE, and CAMS.

My husband just received a job offer on an opportunity he is really excited about. It would be great for his career and they are giving the 15% jump in base he asked for, however they won’t share what the target bonus amount would be. It’s an executive director position, so I would assume it’s a decent target bonus, but without that in writing it could honestly be a gift basket at the end of the year. Is it a red flag for them to not share this? His total comp could be less at this new job…

I was offered a position at fidelity. Now when I trade on behalf of a client, will I get commissions for that trade?

How is ZS different from other healthcare consulting firms in terms of projects? What does it essentially specialise in?

Off the topic.
Koi help kar sakte to get rent house near Manikonda/7 Tombs.
Budget: 13k

Do Big4 EAs in Canada actually get salary increases?! 1yr already and no bump! Not eligible for bonus cuz am overtime eligible. Those of you who are high performing EAs for Big4 Canada, do you even get salary increases?Or EA in big4 salary is stunted for years?!

Can I bring my parents and sibling also in relocation reimbursement and also for the hotel accommodation?

Shall we start curating a list of comp/bonus?
Saw the main bowl which has this list but few data points for Europe & UK.
Would be good to know what the pay is currently due to the hot market & new joiners with great comp?

Realized my tax withholding has been from NY (company based in nyc) instead of NJ (where I live)… I’m assuming this has to be changed asap with HR? And prob leaving money on the table…

Any Chicago 🐠 buy their first place in the city? I’m 1-1.5 years away from buying a condo here. How long did the process take you? What do you think a comfortable price is for 2Bed/2Bath? Continue:

Has it ever happened to you that you meet someone and they say they want a “LTR” however they don’t even put the effort to say hi or ask you things?

Does adhd cause you to struggle with job performance or satisfaction? I’ve been having a hard time focusing on tasks for long periods of time and have lost interest in my job. It’s discouraging because I’m just a junior and worried that it means I’m not suited to be a cw.

Associates - Care to share your rough budgets (income, spousal income/family support, rent, monthly spending, student loan payments, savings, etc.)?

Can anyone help me with referral in Deloitte?

Hello Team,

Please need 11 likes to chat directly with users. Please do the needful.

I have been selected by Cargill as an ML engineer, but they are not releasing the offer letter. It has been over a month now after all the negotiations. Can someone tell me what is the typical amount of time they take for releasing it?

Looking to buy a new family car. We have 4 kids and 2 dogs. Our current car is a Sienna but was hoping to get out of a minivan and into an SUV. Any thoughts on the best and biggest SUVs out there?

Dear fishes,

Requesting referrals for the role of Product Owner.

YOE - 15yrs

Any leads would be highly appreciated.

Thanks

I currently make 78k at Lockheed but I’m not doing what I’d like to be doing and i felt stuck and after many conversations with my manager and no solution in sight, I started applying elsewhere. I just recently got an offer from a smaller AI company for 95k that I plan to accept. I’m happy to make the jump, I just don’t know how my manager/coworkers will react when I tell them I’m leaving.

Looking for an entry level remote tech position. Honestly not picky, current TC is 111k anything close to that would be appreciated.

Since I can’t really post anywhere else rn lol, I’d love some feed back on this offer I received. It my first one for a pr account coordinator in nyc: 45k, pto 17 days (but doesn’t start until next year) and thats pretty much it. I have 1 yoe + master’s and I plan to negotiate but working out how much

Looking for female flatmate in Bangalore. Any female looking for flat please DM me. Its 2BHK and currently a room is vacant

Anyone who joined after March’22 who got the VPB letter?

Entering 3rd year at mid size firm in SE doing ID. I like my firm but really dont like the partner i exclusively work with and am going to put in notice. Do i tell the partner i work with first or the managing partner?

Hi I am holding an offer from both Bdo rise and wellsfargo and the package is same 14 LPA. I am bit confused as the role eat bdo rise offering is quite good but not sure about the culture and other wlb in bdo rise Can anyone suggest which one will be good wellsfargo or bdo rise..

BlockFi “potential bankruptcy” victim here… I feel terrible with thousands of $ locked away. Advised a relative to do the same a while back as things were looking good for a while. What are everyone’s thoughts? Are we totally shit out of luck?

Thoughts on buying an investment property in Chicago or the burbs? Recommended areas where it’s easy to rent out

What does 401k mean?

Thoughts on personal loans to consolidate Debt?

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

I get credit alerts from Experian/ TU & was told two email addresses were found on the dark web. Have been hit w fraudulent charges in FL via Chipotle app; rec'd email that said sender knew my password (was partially correct) & was going to send nude pics of me to my contacts; rec'd email from Best Buy about my email being used to reset my pword (don't have BB acct) & today was notified of a declined transaction in Canada (I'm in TX). Besides changing pwords/ replacing cards what should I do?

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

Hey folks - I have an inquiry on my credit for a gym membership I “failed to cancel”. I had previously left this gym as it closed during pandemic, and shifted to a new location. In doing so, I informed the gym I would be leaving. However, I recently checked my credit and saw that my membership had not been cancelled and had been sent to collections (prompting an inquiry and dropping my score).

Has anyone experienced this, and is aware of next steps to take here?

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Say you have $1mm in cash, is it plausible to put it all in a HYSA and take the monthly interest payments as income at say 3% APY and then quit your job?

Theoretically*

Currently 25 years old.
Goals:
* Own a home in a HCOL
* 2 kids (eventually)
* Retire at 50 on $125k/year.

Envelope math:
* $125k/year would require an investment portfolio of ~$3M.
* Targeting a $2M home (split with partner)
* 2 kids - $1M to raise both (including college fund, split with partner)
* $500K buffer for unexpected expenses
* 33% tax

Therefore, 6.5-7M retirement savings needed. To hit this (assuming 6% return after inflation), I’d need to save ~$110k/year.

How does this sound?

Hi! I maxed out my Roth IRA this year.. recently changed jobs and it looks like I may just cross the income limit. What should I do?

I know my contribution but not sure of the dividend earned against this year's contributions. I have had the Roth for a few years now.

Anyone have a recommended tax person in Chicago?

Recommendations for a good auto lender in NJ area? Looking to buy/lease a car

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)