For people who have changed companies what is the best company to move your 401k, I am thinking of Vanguard are there any other better options
Looking for advice on what to do with a lot of cash. Wife and I were planning to buy a house and kept a lot of cash in HYSAs (~300k, about 30% of non-real estate net worth). For various reasons, we’ve decided to postpone buying a house and now I want to put this to better use. I’ve been responsible about maxing 401k, etc.. so now I’m looking for the smartest next move that helps grow but is also relatively stable. Should I just put it all in VOO? put some in bonds? Put it all on black?
my wife and I will make around 350k HHI next year. should we do a mega backdoor Roth and Roth 401k or traditional trad IRA/401k? we live in Seattle, so no state income tax. HHI will likely rise for..
401k question - left my company A mid year and had 10k in 401k contributions and 5k in matches; at the new company B I had 19k in contributions and 10k in matches. Now need to do a return of excess contribution. Has this happened to you before? Did you have to return the company A match? (One is at fidelity the other one at vanguard)
Recently joined PwC. Which firm handles 401k and wealth builder plan? At EY, I was able to create account on Fidelity. Not sure how to check my balance for PwC that's not through benefits express page.
How much are you contributing to your 401k?
I have a question on 401k loans. How is the principal repayment reinvested? Monthly? When the loan is fully paid? Do they cash out that portion of my investments or just use then as collateral?
Starting a job on Monday - the company does not yet offer employer match for 401k. Would you still contribute or move straight to IRA? The company is a startup and working on establishing a match. All of the other benefit plans/offerings are insane.
Does anyone here in BigLaw have a margin account and day trade? It’s easy to meet the minimum $25k amount with margin (particularly on BigLaw salary). Assuming you’re not trading restricted stocks, seems like a nice way to earn some extra income, along with crypto. Plus would be nice to retire early and not have to eat sh*t forever in BigLaw.
If I have $500k saved up in a 401k and my spouse also has $500k saved in their 401k, can either one of us call ourselves a millionaire? Or are we household millionaires?
Should I be maxing out my 401k? Currently maxing Roth and HSA and contributing to 401k to receive full employer match. I have about 20k that I was planning on investing in stocks/crypto/NFTs(?!) but now I’m rethinking my strategy….
This downtrend is worrisome and not not feel usual. Are we going to get to precovid prices? I maxed out my 401k already and feel like an idiot
Can I get some advice on my monthly savings breakdown? Mortgage, bills, etc-$3000 Traditional 401K - $500 (6%) Roth IRA - $500 High Interest Savings accounts - $900 Stocks - $400 Money Left over~1000$
Needs some serious brainstorming/ advise - I recently moved all my 401k into money market accounts and bonds ( let’s say 100k in total) , fearing a market crash. Is that’s a good decision , ..cont...
Not sure if this fits the bowl, but here goes. I am trying to take over care of my grandparents (they raised me). They’d move into the 2 bedroom I rent, roommate is leaving, $4500/m inc utilities. Expensive but has elevator and is in a good neighborhood, am stuck on the lease until next year anyway. My base salary is $120K, after taxes/insurance/401k, I take home $5310/m. Ofc money is very very tight, here for your advice on how I can possibly make this work. Cont...
Leaving Financial Services audit role after 4 years, have a few questions for anyone who has gone thru this process - How does the whole handing in your laptop process go down these days? - Any advice on who I should first communicate this news to? (PML/counselor, Partner, HR) - Any advice on things I should look to do during my last 2 weeks with the firm? (i.e. CPE credits - How is 401k account handled? Should I reach out to someone at my investment advisor, or will I be contacted by someone?
Liking this, this morning. “The answer is you do not retire from something. You retire to something,” said Tripp. “And your life will continue with any luck.” That’s exactly what Tripp — who has had multiple careers, including as a radio news broadcaster, an advertising executive and a businessman — has been doing. Though, for the record, he considers himself “semi-retired,” according to a promotional interview he did with his publicist.” https://www.cnbc.com/2019/12/13/how-to-live-a-happy-life-102-year-old-who-just-released-1st-album.html?__source=facebook%7Cmain
Any reason to not invest in a Roth IRA as opposed to a 401k? I’m 30 and seems like my tax would likely be higher later on, so roth ira a better route?
How much do you contribute to your 401k, IRA and/or HSA if you’re also paying off student loans? No company match in my personal situation so I’m debating where to prioritize funds? Loans are at 4% interest rate if that helps!
Post for push testing
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Getting this off my chest!
Post without company
Post with company
How does this sound?
Where is a new build???
Just "wolf whistled" instead of saying my name on a client call. My young female client took it as a compliment.
Choosing to be homeless for the next 3 months. Pad rented out to airbnber. Hopefully my project will keep me on for that time. I’m single, no kids and homeless. And loving it. #homelessconsultant
when I was giving advise to a friend that its possible to do anything you want in life - he spots a man in front of marshalls 's literally Peeing and points at the man's dick and says "yes, I can"
Accenture folks: where does the position "Junior Project Manager" rank in the hierarchy? Follow up question: what does the hierarchy look like?
Anyone seeking or thinking about doing a big 4 change to Deloitte in the DC/NOVA/MD area? Why might you be attracted to Deloitte vice where you already are?
Dress conservatively for my first holiday party at the firm or slut it up and just dazzle everyone with my wit?!
Does your firm do experienced lateral hiring?
This is a pretty inspiring post....Why you should start having coffee with people. wrst.ca/coffee/
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