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I have-actually looking into it. The pay is just not enough!!
I'd love to, but I really don't see it happening. My only hope of making it a possibility is marrying rich 😂. Assuming that doesn't happen, I'm going to be working until I'm 60 at the very least.
Early retirement? Ha! I’ll be lucky if I get to retire at all ever. I’ll probably work up the day I drop.
Rising Star
Hey man, same boat here—only seriously started thinking about FIRE (Financial Independence, Retire Early) about 3 years ago. Before that I was just coasting, decent tech salary but blowing way too much on eating out, travel, and random gadgets. Woke up one day and realized if I kept going like that I’d be grinding until 65+.
Here’s what I’m doing now to play catch-up and it’s actually working pretty well:
1. Maxing out tax-advantaged accounts like crazy: 401(k) up to the employer match + max, then Roth IRA, then a taxable brokerage.
2. Ruthlessly cut the big expenses: Sold my overpriced car and bought a reliable used one cash, moved to a cheaper (but still nice) apartment 20 mins further out, meal prep like a maniac. Dropped my monthly burn from ~$6k to ~$3.5k without feeling super deprived.
Biggest mindset shift: I stopped seeing lifestyle cuts as “sacrifice” and started seeing them as buying freedom. Every $100 I don’t spend is like paying myself to retire years earlier.
Pro
I’ve still got years to go, but I like your forward thinking! Can’t wait to get there. What’s your plan for catching up?