Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

If I’m selling stock to make the down payment for my primary residence house, is there any way I can limit or avoid some capital gain tax?

Does anyone think there is long-term viability in Cryptos?

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

25 95k net worth, at what point would it be worth it to have someone managing my money in the stock market rather than doing it myself? when I hit 200k net worth?

For reference I do my own investing now but don’t really understand a lot of it and am not particularly interested in reading up…

Hey Londoners! I’m about to move to London and hunting for a place to live (on a mid-level salary).
Could you please share how much rent do you currently pay and where do you live (area/no. of rooms)?

I was hoping to live alone but everything seems over the top expensive

Buying a house for ~900K in one of the Boston suburbs - my household income is ~230K. Am I stretching too far?

Where do you guys go with new money under an advisory minimum for a year or so? Multiple clients saving 5-10k per month. A sh., C sh., ETF’s, other? Believe it or not, I don’t push WL insurance to all

@deloitte or @pwc which is good for Salesforce?
Which has better perks/benefits?

What are the bands at sigma healthcare

Has anyone left EY and submitted a wageworks reimbursement in their last two weeks that they got paid for?

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

So my spouse and I invest separately via different trading accounts. Individual accounts, not joint. Can I work around the wash sale rule with 2 accounts? Sell stock A from one account @ $20 and buy stock A from@second account @ $15? Planning to dump stocks in December last week to get some tax gains and buying on the second account in first week of January.

Hi everyone, I'm knew here. I was wondering if anyone had any idea what salary are like at ViiV Healthcare? I'm considering applying for a role there. Thanks

Looking for remote healthcare opportunities in business ops or project management. Recommendations welcome.

Best books about product management for a good exit to industry? I already have an MBA and PMP but looking for a refreshed perspective since it’s been years since my formal education.

Currently reading “Product Managements Sacred Seven” but it’s geared toward the startup world. I am in healthcare and not looking for a startup role. TIA!!!

Is there anyone who works currently or has worked for Travelers Insurance in Hartford CT? Looking for an idea on compensation, benefits and your opinion on the company. I’m interviewing for the Operations Manager role

Does MS provide any reimbursement for WFH setup ?
If someone does not have a personal laptop/desktop, does MS provide a laptop for WFH ?

My company is giving me a reimbursement while I go to school. It’s capped to induce me to study part time. I decided to go full time. Pay the difference out of pocket so I can graduate quicker. I have been working as a manufacturing engineer tech for 4 years without a degree but this May I will get my bachelors in Mechanical Eng. Currently making 63k a year, hourly. What should I ask for when I graduate? Living in Southern Pennsylvania.

I’m a newly graduate from a community college. My program of study was Health Information Technician. I passed my RHIT exam a month ago, and I’ve been applying to jobs in state, out of state, and remotely to only receive “sorry you were not selected email.”I don’t have experience and I know that’s the reason I’m not getting selected. I’ve applied for receptionist, medical biller/coordinator, and medical clerk. Even with inflation willing to work for minimum wage or less just to gain experience.

What is the average pay for Dialysis Technicians

To those starting the year on the beach: office or home office ...or actual beach?

How is utilization calculated? What happens if we are on the bench?

Anyone have experience working in sales for a startup? What are things to consider? Got a recruiter contacting me about an open position very similar to what I do now, at a startup.

Hi,
Can someone refer me for PWC gurgaon location
Yoe-4
Domain - Operations/account analyst

Which Big 4 is best by work wise.

take job with long commute or stay at b4?

Hi,

I answered apti and coding round last week. I got emails informing result. Recruiter was supposed to schedule 1st Technical round. Till now no update.

Has he ghosted me?

Skill: Drupal

Can anyone from nagarro please check if opening still there for Drupal or not?

Any pointers for interview process of Staff Engineer role for python developer having 8 years of experience? How many rounds of interviews? Will there be coding test? Any help would be much appreciated.

What do you wish you knew before moving to Australia or NZ? Seriously considering applying for an internal transfer but I'd like to know what I'm getting into first. Researching as well just asking for first hand experiences from consultants who have done it.

13 LPA fixed for Package Specialist. Is it good for a 3.2 years exp candidate? How much can we expect in hand?

Interviewed recently with @VillageMD. Anyone have any insight about the remote Medical assistant positions? Preferably someone who does or did work in that type of position with this company. How was the workload? How much time is usually spent on the phone answering calls?

Hi Fishes!! I have got an offer from Infosys for Gurgaon Location. Mostly everyone knows Infosys is not present in NCR location. Although, my offer letter mentions I will be working remotely and no need to come to office. Is there anyone else who is in the same situation, i.e from Gurgaon Location.

Transition manager with overall 12 years experience, looking for Transiton manager, project management or program management opportunities..

Working on a regular desk and my laptop has been killing my back and neck for last few years. Finally spent a couple hundred dollars on a standing desk, wireless keyboard, and back/neck heating pad to alleviate the pain. Very hopeful working will be much better now.

Situation: got an offer from firm X; highly likely to get a better offer from firm Y but official offer would take a couple of more weeks in best case scenario. However, firm X’s offer validity about to run out. Would you: (1) accept X’s offer now but rescind later if Y converts (2) ask X for additional time to decide (they’re “prestigious” and may not offer additional time...) (3) Play straight, decline X and hope Y converts (4) any other creative ideas ...???

Anyone working in product experimentation or innovation lab within a medium/ large scale tech firm?

Looking for some east coast non-union production company reccs

Would you invest in individual stocks if you're invested in a fund that includes those stocks as well? Why or why not?

Wow, anyone that cashed in on travel industry(cruises, airlines) is looking real lucky! Should probably cash out today though, right?

I know there is no black & white answer, but what’s your thought process in deciding when to sell and keep the profit?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

For couples who are not married yet - Do you guys talk about net worth, income, or anything even finance related? I know my SO earns more given his current industry, but thinks it’s rude to talk about those things. But I’m wondering… isn’t it normal for couples who live together or are married share those info? For example - How am I going to know what to pay for our child’s education in the future etc?

Marcus HYSA rate cut down to 2.0% :(

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

What are your plans for your tax return? Looking for some ideas that are reasonable, Thx.

If I have 6+ months of expenses in investments in a brokerage account, do I need an emergency fund? Totally clear on the purpose of an emergency fund, but a brokerage account seems pretty liquid and the market would need to crash to a significant level to a point where I could no longer rely on this to liquidate and live off of if needed. Is it crazy to put my emergency fund to work by buying VOO with plan for a long time hold?

Would you buy a brand new car in cash?

Thoughts on below upcoming IPOs?
1) Clear Secure
2) Krispy Kreme

Are there any tax benefits from working from home?

I bought Boeing a couple weeks ago and now have a $650 short term loss. Should I sell and buy something else to harvest?

I work in sf and Nyc and have now saved enough where I’m wondering if it makes sense to buy rather than rent an apartment as an investment. Tricky part is I’m still quite young and this wouldn’t be my lifelong/family home. Have also considered buying in less metropolitan areas and renting them out for passive income. Curious if anyone’s gone through this process before and have thoughts ?

Has anyone invested using SeedInvest? Other than holding long term and startups being a risky investment, is there anything else I should be aware of?

Has anyone looked into starting a property management business? Repeat clients, scalable, and can run smoothly once you figure out the right team/systems. Any general thoughts and or recommended resources/books? Haven’t done much research...just sharing shower thoughts here

Voyager just filed Ch 11 bankruptcy. Rest in pieces.

Diversification is for protecting the wealth but concentration is for creating. Agree or disagree?

If you contribute partially to traditional 401k & partially to Roth 401k at your company, does it get confusing at all when it comes time to withdraw? Is it better to (cont.)