Approaching contract signing stage in NYC… what are best guesses on rate movement heading into Jan and Feb? Would you lock right away or monitor for a few weeks?

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Nobody knows where rates will go. The fed has cut rates by 100 basis points since September, and the average mortgage rate went up 100 bp in that time, which is nonsensical.

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Hello people, I have 8 years of working experience in non it field although my education throughout is IT related. I want to switch to IT now particularly in abap but since I don't have the relevant experience so what salary range can I expect or should I ask for from my employers of new organization???

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Hi Fishes!

My cousin has moved to another company from DXC technologies.
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Hi Friends,
Has anyone encountered direct racism as a result of Trump’s rhetoric and the usage of the “Chinese virus” despite warnings from the WHO/CDC to not do that?

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Friday Daily Quordle 81
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Just found out we have a death in the family and will need to travel cross country for the funeral. I’m on day 4 of clomid for IUI and worried we’re going to have to miss our window for the month. Is it just what it is, or has anyone dealt with travel issues during IUI?

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Hello,

I just joined
IQVIA, wanted to know how much variable is paid and when? Joined in FEB month. IQVIA

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🍂November JOB THREAD!

Do you know of an opening or opportunity?

Share it in the comments below! Help another Fish. 🤝

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My company has grown from 50 to 200, and my impact as an HR leader needs to grow from IC activities (recruiter, hr ops person) to.....hr leader. Any tips on doing that (and doing it well?)

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Anyone else scroll through LinkedIn and constantly feel behind in their career? Everyone I know is exiting from MBB to VC/PE and I’m still making peanuts at Big 4. How do you deal with knowing you’re mediocre/less sharp?

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Best GMAT study plan?

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Hey everyone! Looking for a job referral for Slack Can anyone help me out with this? Also would love some likes so I can DM too please. Thanks in advance.

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Which company should I join, Mindtree or Persistent as a Java developer with 8 years of experience?

Office bathrooms should have signs that say employees must wash hands before leaving...

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Looking to purchase a birth year watch (1987) am eyeing a Rolex Datejust ref: 16234 (fluted white gold bezel, Julianne bracelet)

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Hi All,

Currently I'm serving Notice period
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Ah yes, the recurring partner message on a Sunday afternoon to f*ck up what’s left of my weekend

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Anyone a member of a ski share? The house I was a member of the last two years fell apart- looking to join one in Roaring Fork Valley or Glenwood Springs if anybody is trying to fill a spot, please hit me up!

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For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

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I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

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We just moved into a 50 year old house. We got the popcorn ceiling removed in the garage plus had the walls done. We didn’t use an official asbestos expert because of the price.

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Correct me if I'm wrong but isn't it more advantageous to have low housing prices and higher interest rate? If that's the case, you can always refinance when/if the interest rate lowers again. Is there something I'm not seeing?

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The threat of nuclear bombs flying over cities should crash the real estate market

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If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

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From a financial standpoint in this market, which would be a better approach in Austin -

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Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

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I am looking to buy my first property soon - preferably new constructions (anything except condos) anywhere in Ontario/Canada. Any suggestions where I can turn to find new construction projects? I understand I need an agent. Until I find a good one, I am looking at the houses myself. Any suggestions where I can get information about new projects happening in the province?

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