Are you comfortable with the amount of money that you have in savings?
I’m a millennial, and I consider myself much more of a saver than a spender, so I don’t splurge on high-end fashion or luxury vacations. Thankfully, I have a good cushion in my savings in case of an emergency or a rainy day. But many of my peers are living paycheck-to-paycheck with little to no savings. IMO, it’s all about discipline and hard work.

Thoughts on taking out $60K from my retirement account under the CARES provision (no 10% penalty) to pay off my house? My current interest rate 5.25%

PSA, you can transfer your car loan to an interest free credit card. Got 18 months interest free with BOA and a 20k credit limit. Transferred my car loan and I am no longer paying interest

Hi All

I am getting 45k monthly and 10% tds is being deducted at source so after tds I would get 40,500 Rs. However, I am making my work done from someone else and paying him 30k. I am left with 15k each month. What should I do to save this unnecessary tax I paid? Please help.

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

Have money invested in S&P 500, and now starting to regret not having diversified to international stocks as well. Would want to diversify now to buy a total stock market index, however since S&P 500 dropped more than that index, not sure it’s worth to crystallize losses to do that. The alternative is to stop buying S&P 500 and start buying other markets as separate ETFs, to eventually bring in line approx. with total stock market index. Any advice on the best course of action?

What do you all think abt tesla stock? I have a few but wondering if I should sell now or keep holding

To take advantage of the next big economic downturn, should I set up a Robinhood or Charles Schwab account?

Is Hubspot a good investment?

So if I short a position in my rollover Ira- and buy different stocks. I won’t pay taxes on it?

Thoughts on staking crypto? What’s the safest way.

I get tax brackets but in the UK making 30K you pay ~£6K tax and when you make around 5x more at £150k you pay 10x more tax ~£60k. What things can you do to lower your tax in consulting? (I’m not at 150 yet but most of us will get there hopefully if we stay in this role)

May be this is off the topic..
One of my friend who is a doctor & is an international med graduate. He passed his United States Medical Licensing Exams with above average scores. He has applied fr the match last yr & was nt able to match. Match process costs around USD10k; this year he is applying again after borrowing funds frm different sources bt he is under tremendous pressure to get match. I feel his pain as he has studied for 10+ yrs and is struggling to match nw. I m nt sure hw I can help

Thoughts on a HYSA vs Vanguard Money Market Fund. Most HYSA are at ~1% and Vanguard MMF is at 1.3%. Should I park my money in a MMF long term, even when banks raise their interest rates?

Thoughts on more aggressively paying down mortgage vs investing? I don’t have any real debt outside my mortgage & currently have 180k in my 401k, insurance policy & invest in a 529 for my daughter’s

Moving from Canada to the US. Anyone have recommendations on best credit cards to apply for to start building credit and that either leverage Canadian credit or don’t require credit? Have heard Amex and RBC (and a few other larger banks) seem most straightforward but open to ideas.

Anybody waived their escrow and has been paying their property taxes in full? how was it? is it worth waiving it? will you really save some $$ when you do that?

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

Cross posted: Has anyone ever heard of this type of real estate private equity fund structure:

-One LLC, so only one PPM
-Multiple investors that can be onboarded anytime
-Multiple investments that investors can determine whether or not they want to invest in
-One K-1 per investor based on their investments and income
-Ability for the Sponsor/Fund to invest directly, indirectly and in equity, debt, Pref, etc.
To me this seems extremely cumbersome and would require multiple classes of (cont’d)

Wanting to make a shift into strategy/mgmt consulting from HealthIT. Any good books out there to help prep? Looking for anything but preferably technical information to prepare for an interview.

Is it worth making the time/money investment to make the switch from big 4 FDD to MBB. This would require getting into and paying for a top MBA program and my net worth would be way negative after that. Are the MBB financial returns worth it? Im 26 years old for reference

I’m a director/DP who has started my own small commercial production company. I’ve mainly been doing direct to client work (while also working as a hired gun for other production companies). I’m non-union currently and the budgets my company has handled go up to $250k. Based out of Los Angeles.

I’m looking to get more work for my company. Wondering if any reps here would like to chat? Thanks!

Any recommendation for a divorce lawyer? Anyone experience with a divorce. 😔 can’t believe marriage is failing after all these years

What is the salary range for Project Manager(Senior Manager) in EXL.

What's Salesforce Career for not so technical person like?

Where do you like to go in person clothes shopping? Which stores? (I.e., ponce, Atlantic station, Lenox, etc.)

Trying to be really understanding about coworkers with no children feeling stressed during the holiday season, but it's hard not to ask if they'd prefer to go home to my sick kid, frustrated spouse and dirty house instead of their empty apartment where they have a flat screen TV and a beer waiting. How do you keep sane?

Exam scores are up!

Glendale vs Pasadena. Which is better?

Anyone here have any insight on lateraling to Rawle & Henderson? 10 years exp.

Looking for an experienced Studio Designer for 10 - 20 hours a week.
West Coast Remote Freelance
Yes you'll be designing/adjusting decks but you're also our go to on print etc. Cont..

I recently joined TW some months back and I dont know why I think have made a wrong choice for myself. I am feeling like I am lost. I am not able to fit in in this high expectations environment. I am used to working in a place where we always worked by taking help from others and here it is sort of assumed that we would be knowing everything right from day 1. Also there is no pairing in my project. Any suggestions on what should be done would be welcome.

Hi guys,
How is the work culture at Tech Mahindra, specially for Business Consultants? I have come across a lot of reviews stating bad elbow and low job security. Can someone pls throw some light on it?

Does anyone have any experience with Draper Laboratory in Cambridge? just got a nice offer pending an interview. Feels to good to be true or it won't last long.

Any Simon Kucher fishes available to chat about casing and interview advice? TIA

Greetings Saints! 2Chronicles 16:9 KJV
For the eyes of the LORD run to and fro throughout the whole earth, to shew himself strong in the behalf of them whose heart is perfect toward HIM. Herein thou hast done foolishly: therefore from henceforth that shalt have wars. Why is the Christian room is so quiet? Where are the believers? If you are believers; comment or drop your favorite verse below.

What is UBS Associate Director salary in Non IT Pune role with 15 yrs of experience.

People interested in B-school: what are your top schools and why?

Who here actually owns a car and what kind of car is it?

Surprised by how skewed towards bankers FB seems to be. Would've thought there'd be a more even balance of bankers and markets people. Interested in hearing people's thoughts.

Moving to Boston, anyone got any experience there?

Curious. What's everyone's all in tax rate at year end (first and second years). Thanks. Looking for a percentage.

Honestly getting sick of my playlist. I need to switch things up a bit. Favorite band/artist you’re currently loving? Not really into the mainstream crap.

What can I do during downtime throughout my day to prepare me for investment banking? I have a while until I am eligible to move internally but I want to be prepared when the time comes

Received an offer from JPM for a branch manager position, but afraid of getting the offer rescinded due to going through bankruptcy almost 3 years ago . I’m freaking out hoping this won’t be an automatic disqualification, has anyone been through this same experience and gotten hired in?

I am currently finishing up CFP course work. Does anyone have tips or tricks for studying for the actual exam? I am particularly concerned about the investment planning section. I have 12 plus years in the industry and CRPC. I do planning literally everyday but a test is a test and this is the module I have had the most trouble with.

Roommate and I were debating this: How many people here eat a square breakfast regularly?

Cryptobros on suicide watch

Anyone else feel cautious about the JP wellness screening? Is this something they can use for drug testing? Even still it is weird giving my blood to my employer

What movie title would you use to describe your current job?

I really like finance, but I want to be a sole proprietor. Any ideas of what I can do besides making my own hedge book?

Trap, trap money Jamie
JP got me in my feelings
Gotta close deals wit it

What are the best ways to increase my assets and decrease my liabilities? Specifically for the age range: 21–30, paying down my student debt, need to pick my next investment targets

Best self-help books on the market? I've been consistently unhappy lately. Something needs to change.

Is it just me, or is Soros getting uglier every year? It's like the dark side is twisting him up.

But seriously, who are these people with titles but no companies?