What can I do during downtime throughout my day to prepare me for investment banking? I have a while until I am eligible to move internally but I want to be prepared when the time comes

Question fellow fishes: How long do we actually think fintech is going to dominate? When it comes to substantial wealth, security outweighs convenience. Seems to me like people reach an upper limit with fintech apps before switching over to traditional banks and firms. What say you?

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

Pre-approved for a home but the rate lock expired and now we have to re apply. My husband lets me know his credit score dropped 111 points because of credit card utilization. Even if we get it below 30% ( which we can) not sure it will quickly reflect. I also added him as an authorized user on a high limit credit card I have. Any other suggestions besides trading him in lbs

Have you received the salary today? Got the mail now but no credit yet in account 😕

Is this portfolio allocation pretty standard for index funds? What am I missing or not considering?

VUG Large Cap Growth - 20%
VOT Mid Cap Growth - 15%
VBK Small Cap Growth - 15%
VTI Total US - 25%
VXUS Total International - 25%

Incoming MBA, I have my tuition paid for and rent covered (I will be an RA). So the only thing I need to pay for is food and entertainment. Do you think 20k is enough to last me through the 2 years? I will make a little money interning in the summer, so that would be a safety valve if I blow through the 20k.

Or… should I take a small loan?

Anyone use the Apple Card to buy iPhone on monthly installments and submit Apple statements for the cell reimbursement? Or do we have to buy phone through cell carrier?

Has anyone dealt with a capital reduction without a payout? Trying to see how this is treated if a CFC of a US company reduces its share premium to offset a deficit in retained earnings. Is it a dividend for US income tax purposes if no consideration was paid?

I have an exit opportunity but have 600$ in my commuter benefit account I lose after post 30 days leaving my current employer. Any creative ways to spend it? Uber pool is eligible, Amtrak, buses, etc.

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

Has anyone tried to sell miles or points through one a site. I have a family member looking to do it and I had never looked into. Any experiences? Pros cons

I have a client who wants to liquidate all his investments to buy a home. I told him I wouldn't recommend going cash poor. What is the fascination with HAVING to buy a home when you get married?

As an investor, do you choose longer or shorter amortization periods when paying off your mortgage and why? Will return on investment be higher if the amortization period is longer?

Is ulip a good option for investment planning. If yes, can anyone tell me about max life fast track super plan. From what is told this plan has 10 year tenure and investment has to be done for only 5 years

I get tax brackets but in the UK making 30K you pay ~£6K tax and when you make around 5x more at £150k you pay 10x more tax ~£60k. What things can you do to lower your tax in consulting? (I’m not at 150 yet but most of us will get there hopefully if we stay in this role)

I am a new investor. Started with Parag Parikh and Tata MFs and LIC IPO.

1. I see that both my MFs are in red - I started investing in Jan. Should I consider adding other MFs? Should I reconsider these 2?
2. Please suggest good tax saving MFs.
3. LIC listing gains and further performance is horrible. How much of gain I can look forward to in another 5yrs?

Thanks in advance!

Is it worth it to get the Amex platinum for a year for the large bonus offer if the intention is to possibly cancel it at the end of the year rather than downgrade?

Why does the purchase agreement call for a FIRPTA when no real estate is being purchased?

Any openings for freshers Mechanical Engineer?
Preferred Job location - Mysore/Bangalore
Passout -2021

In today’s market, for NYC, what salary ranges are paid for Underwriters at AVP and/or VP level? 10 years reinsurance experience with 4 years in actual underwriting. Multiple designations.

Hi fishes,
Need suggestion which one will be better for software devloper

Amdocs pune or Société general Banglore

Other than citizenship, are there any other benefits of having a baby in the US vs in India? My wife and I may not be settling in the US, depending on what we decide over time. With that in mind, my wife is siding towards having the baby in India. When I checked online, I don’t really see any benefit except for the citizenship. Any inputs appreciated :)

I went for 3 interviews with a company met with vp and was given package thinking I aced interview there was another candidate 😞 the other person for the job. The VP calls me to tell me I didn’t get position however he wants me to re apply in new year that something else will be open, and that he wanted to keep a copy of my resume what does this mean ? Should I apply again in new year or don’t bother ?

Can’t relate to my team members because we have almost nothing in common, as in I don’t drink/have any funny drunk stories and don’t keep up with college football

How to ace first impression during coffee

Happy Saturday!
9/17 Check-In: What’s everyone up to today?

I am on my way to my HIIT class.

I’m working on casting hosts for a branded content series in the travel and hospitality space. Wondering if anyone has recommendations for where to tap that talent? They don’t need to be SME’s or influencers in the space, but mid level experience hosting.

Any single women like houses?

Hi Guys,
Just wanted to know how is TIBCO in term of work life balance.
Thanks.

Hi fishes,

I wish to know .. for a ux designer .. having 3 years exp. And post graduation degree ..how much CTC can be expected to be negotiated with hr.

Current CTC 11.5

DPW Finance - anyone from DPW finance team here? How is the work culture? What are the hours like these days?

Hi everyone,

I have joined a company with degree background. If I do my MCA in distance mode. Will that be valid, if I want to shift to another company

Hi
I just want to renegotiate with @IBM to revised offer letter, HR is not responding.
DOJ 1 September.
Any suggestions please.

Thank you

The wall will cost between $27bn and $40. $40bn is "more than the 2016 annual budget of the Departments of Energy, the Interior, Justice or State." And still people want the wall...

NYC bowl: Which bar/club do you go out on a Friday night?

How thorough are background checks? If I disclose a non-securities related misdemeanor from a year and half ago in advance, will I run into problems? Lateral hire

Ideas on how to capitalize on all of these protests? Surely it's a trend that won't end soon...

Happy Mother’s Day! How can employers better accommodate working parents?

GS 2023 New Analyst Program. Is this a good program to apply for someone looking to start as an analyst? How easy is to get into this program or even GS overall? I have 1-2 years of experience and some Finra licenses if that can help me somehow. Looking for some opinions about the program. Thanks

I freaking love wearing khakis

No disrespect. Why is it that the most "successful" bankers amongst us are elitist assholes?

Transitioning over to FS Risk after years in the government space. Can anyone recommend literature (regulations, accords, legislation, free classes/other online resources) for learning this space? Any recommendations would be appreciated 😊

Is it just me or has there been a noticeable brain drain in banking in the past few years? Analysts are not what they used to be.

What the hell does GS Special Situations do? Anyone heard anything on comp?

Who else has to deal with urinals that splash all over the damn place? Any solutions?

Has anyone taken a more junior role in investment banking to prove themselves to a higher caliber firm with the intent on them hiring you and promote you once they see your capabilities? Currently have a 1 YOE experience at a boutique investment bank and just did 3 interviews at a bulge bracket but failed to make it pass the last one due to the firm going with another Candidate

thoughts on the GOP Tax Plan? how does it impact us from a banking perspective?

Making $97k this year and not sure where it all went. I feel I should have more saved. Rent is $2,300 and my pet is about $200 a month (food,insurance)

Lady Fish, I'm looking for a light weight, professional jacket to wear this fall. I haven't found anything that's caught my eye. Do you have any recommendations?

What's your Sunday routine to get ready for work on Monday?

FRM is has narrow focus, demands depth, quick to complete