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Chief
Hyatt or whatever airline has award availability (Air Canada, Air France, etc).
Wait for the bonus periods too. Next time an airline I see myself using often has a 1.25x bonus, I’ll be transferring a fat stack of points
Hyatt, Alaskan, or leveraging one of the rent day transfer bonuses. Also transferring to Hilton or Marriot is one of the worst things you can do. Stick to Hyatt only for hotel transfer.
Hyatt, or Alaskan
That is quite literally the worst conversion possible 🤣