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Rising Star
Many of us open them as a sole prop. As long as you're paying it off, it doesn't really matter.
My father died recently and we are just starting to dig into these things 😞 Credit card debt dies with the decedent and is not the responsibility of anyone else. Never have credit cards as joint accounts or in a trust because then someone else might inherit the debt. And within the estate it is one of the last debts paid during the probate process. This is all based on what I’ve learned in the case of the state of Florida.