Do we have to pay zakat if we help pay for necessities for poor relatives such as housing and medical needs?

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If your relative is not your obligation (wife, parent, child etc), and the relative is eligible to be given zakat (their earnings are not sufficient to meet their needs - which appears to be the case) - then of course they can be given zakat. You need to make the intention that the support you are providing them is zakat, and keep track of what you are giving vs your zakatabale wealth to make sure you are meeting your obligation. Zakat is fardh, so please also do your own research and spend some time doing the appropriate calculations.

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The intention matters:

if you paid $300 with the intention of general charity, then calculated your zakat later on and it turned out you owed $500, could you get away with just paying $200 more for an even $500?
For the Majority, Hanbalis, Malikis, Shafiis, even Zahiris, this is not allowed. Zakat is an act of worship, and must be accompanied by or preceded by an intention to give it as an act of worship.

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