Does adding beneficiaries in my high-yield savings account increase my FDIC insurance limit? My small bank rep said I can increase 250k per each added beneficiary (up to 5), but my quick Google search have conflicting answers

I had no income in India and was in US the entire year. Do I need to file IT return with 0 income?

Guys very much off topic .
Any housing project in Bangalore which you can term it as cheap and best and location not a constraint.

Buying a house for ~900K in one of the Boston suburbs - my household income is ~230K. Am I stretching too far?

Anyone have personal experience with Dimensional Funds? Looking for a financial advisor and it's interesting you can only buy their funds with a few select advisors.

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

Other than Fidelity, what's the best brokerage account out there? Looking for something visual that allows fractional shares and portfolio insights.

Like most every teacher in the country, I am stressed out, exhausted, and barely functioning by the weekend. I do school work in the evenings and on weekends and I'm still miles behind. Have you taken sick or personal days this year for your own health? How do you do that and not feel guilty? I know I need the time off but feel bad about it.

Any opinions on HCB Health in Chicago? Glassdoor says 4 stars but only 11 reviews. Account role

I am going to India for a month. May have to change my return date. Any suggestion on what insurance/other option to reduce the ticket update cost impact.

Lebron James has extended his contract for $97.1 million including two mandatory years and an optional third one. Why does someone need so much money in their life?

Not related to consulting but anyone has experience with ratehub / canwise financial as lender for the house mortgage? They seem to offer better discount on Prime rate compared to the big 5 banks.

Just moved from US to USI, do you guys know the preferred banker for Deloitte in India? I need to open a bank account but not sure which bank to pick

News about Demi Lovato’s overdose is really devastating. Just goes to show that you can be successful with access to the best healthcare and resources but mental illness doesn’t discriminate

Anyone start later in life? About to turn 32 and my retirement savings are sad.

Welcome to Greenway Helath comapny in fishbowl @Greenway Health

Can i get a decent 2bhk in HSR layout sector 5 or HSR layout sector 6 under 25k with maintenance?

Or should i go for 1bhk in this budget with this locality?

May the love of this Holiday season brings you all health, rejuvenation, peace, joy and alerted eyes to the return of the Messiah! John 8:32 KJV
And ye shall know the truth, and the truth shall make you free.

Does anyone have leads for a recent MPH Epidemiology grad with 0-2 YOE to get into consultant roles in Healthcare/life sciences?

Second question: what sort of work experiences are companies like flatiron and komodo health looking for to work in RWE/heor? I'm not sure how to leverage Epidemiology to get into that space :(

My partner and I bought our home back in 2020. We got a good deal, low rate. But we want to move into a more spacious SFH. However, as we all know this market is crazy. Everything we want costs $620k+ and bc of rates it makes our mortgage estimates $3500+. We are currently paying $2k. And it looks we need to sell the house simultaneously as look for a new one or our contingency isn’t as attractive. I know it’s based on personal circumstances. But what would you do? - not move, sell and buy?

Have you ever taken a job you know you will hate because you needed the money right away? I have a family to take care of. I don't want to be plowing through our savings for selfish reasons like my mindframe at work, but I don't want to make our lives worse by being miserable. It's a matter of really ruining some of our financial future if we don't get money soon.

Hi, Are there any video to help with case studies for power day at capital one . Really appreciate if anyone who went through it provides their materiel . I am new to consulting cases . Thank you

How often office party happens in Deloitte credit risk team??

I Have a HR scheduled meeting, in the morning. Is that Sus?

Is stock market surging tomorrow?

Hello Fish Friends! Does a PhD count as project management experience?

My friend is looking for an internal transfer from USI to PDM, does anyone know the base package for a 2nd year manager?

Has anyone used Productboard with Jira? I’m specifically looking to understand how you manage epics within the Jira backlog. Currently our backlog contains the child issues for each epic

Hi Fishes !!!

I'm looking for a job referral for an entry level project management and market research job profile. I have 10 months of experience and available for immediate joining.

I am exploring job option at RSM. What are 401K and HSA service providers for RSM?

Anyone have any experience with Handsome? Good? Bad?

I work for a content agency and still plan to head to Austin next week for meetings. Due to the event cancellation, I’ll have some more time to meet with industry colleagues. Interested? DM me.

Any ATX producers in this bowl? Would love to talk about salary ranges.

Should Teachers feel guilty using Emergency Days? Should SelfCare be included as an event to use?

When people ask me what my weekend plans are...

(425): So what are you going to be for halloween?
(503): A woman sitting on her couch watching Hocus Pocus.

Senior Product Support Engineer and Senior Manager, Product Support roles are open @UiPath.

Let me know if you are interested for a referral.

Are there any good paying weekend research/lab jobs in Austin Texas? Because I’m getting $23/hr as a research coordinator and know for a fact I’m being under paid lol all because I am “new to research” yet I have a bachelors is biology and have done research projects in school and have plenty of other work experience…. Anyways though, back to my question I need a side job to be able to afford ALL of my bills 🙂

AMC the next GME?

Anyone have personal experience with Dimensional Funds? Looking for a financial advisor and it's interesting you can only buy their funds with a few select advisors.

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

Other than Fidelity, what's the best brokerage account out there? Looking for something visual that allows fractional shares and portfolio insights.

You guys think that buying CGC or TLRY now that they’re beaten down are a good Long term play, or do you feel they still have more room to fall?

26 y/o and a total investment newbie.

I have $100k from an annuity invested with Schwab and managed by a brokerage firm. My parents set me all up with this when I got access to the funds at age 21. So I’m not sure of the complete breakdown other than the fact that it’s diversified according to my tolerance for risk

Now, I also have $25k liquid cash I’d like to do something with. Should I just add it to the existing portfolio, or create a separate, self-managed account?

What might be the ripple effect in real estate? When is a good time to get in?

Anyone have started preparing for Series 7 exams? What is the best study material to start with?

If you were to buy only one, ARKW or ARKK and why?

Rental expenses: experts recommend spending no more than 30% of gross income on housing per month. What’s your: 1) monthly gross, 2) % spent on housing, 3) high/medium/low cost of living city? Trying to get an idea of how y’all investment fish prioritize housing vs savings.

What's your target retirement savings? Target age? Combined or single?

Advice appreciated: I want to sublease my apartment so that I can rent elsewhere and pay less. I had to move in a short amount of time and it was during the period where there was a high demand for housing, & leases everywhere were expensive so I signed what I thought was fairly cheap in comparison to what was out there. However I found something this month that will cut costs by 30%. How do I go about finding someone to sublease my place?

I have a yearly income of 130k and will rent a 1Br/Studio in Manhattan from 2.4-3k by end of the year. I also have student loans of 28.5k which I intend to pay off in an year or so. Currently, putting in 4% for Roth per pay cycle and maximizing my HSA. I net a monthly income of close to 7k. I intend to save about 3k for the next 3 months in my Marcus Savings Acc and 1.5k from January (reducing it cos my rent doubles) How should I go about planning this and also have some emergency savings?

Which assets to invest pension into?

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

On average, what % of your lifetime savings should be directly in the market (MFs and ETFs)? This is excluding 401k, Roth IRA etc

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

How much of your income do you all target to save, invest, and use for expenses, respectively? I’m currently at 40% investing, 10% saving, 50% expenses but hoping to bring expenses down soon.

My fiancé and I (ages 30 and 31) are about to buy a house. We would put down 10% for a 835k purchase price. Our combined income is $265k. We both have around 7-10k left in emergency funds (each) and combined about 200k for retirement. Our mortgage is $4,500 a month and we split a car payment for $800. Is this an okay financial decision or should we have bought a cheaper house/saved more?