What might be the ripple effect in real estate? When is a good time to get in?

Newbie here. Did any one engage a financial planning service? I’m 34 with young kids, no debt, and $300k in cash. Absolutely no other financial/estate planning and overwhelmed!

1099 or w-2 ? I have been given the option though the company prefers w-2. It’s a day rate booking couple of months or more (no end date). I already have 1099 from similar company this year and am leaning towards 1099, but I don’t want to be difficult. I do take home office deduction and they are not supplying any equipment. Suggestions?

Seeing how 401k’s, ira’s etc..are mostly based in stocks. What happens if we have another Great Depression and the stock market crash’s. Even if you have Real estate investments, if ppl can’t pay rent like with Corona, that’s not really helpful. So what are other ways in addition to those mentioned is there to help secure you into old age? 

Do rewards matter when choosing a credit card?. Here is my monthly spending breakdown: online groceries, online food delivery, gas, little shopping on Amazon. Don’t know about travel until Covid ends. What would be the best credit card ? I’ve bofa cash rewards and travel rewards and a corporate amex

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

Can anyone explain how much you actually need in retirement? Calculators widely vary. And the “10x earning” is kind of crazy to me, if you continue to advance in consulting and make amazing $.

Any realtor recs? Looking to buy in Seattle

At what age did you become 100% financially independent? I.e. not a single thing paid for by parents including things like staying under their insurance

Looking for a great realtor with knowledge of East Austin. Any recs?

Estimated tax payment question:
I converted $30k of rollover 401k into a Roth IRA and have $26k of realized ST Capital Gains this year (Roth conversion in end of Q1 and most capital gains in Q2).
My total federal withholding tax last year was approximately $12k and this year I will have 40% more in reported income on my employer W2 and anticipate higher that $12k federal withholding for my new job. Given this, what is the best way to go about making est. tax payments for the income (continued.)

What are some of the best books you’ve read about people and investing? Such as dealing with people (business psychology almost) and then investing (real estate more specifically)!

I am looking for books that give practical advice, not just big picture theory and motivation.

What’s the best savings account to keep money in? Interest rate? Minimum balance requirement? Annual fees?

If you could only invest in one type of asset for the rest of your life, which one would it be:

- Real Estate
- Stocks/ETF’s
- Crypto

For those who have most of their money invested, when a building wants to see your bank statements for a new lease, can you show them that your money is elsewhere?

Is this the end of days for our love affair with cryptocurrencies?

Side gigs. What do you do to supplement your income (besides marry for money)? I bartender but that’s taken a hit with Covid. Thinking about some kind of tutoring set up.

Thoughts on TSM stock at $60~?

How common is it for a firm to contribute to an HSA on an employee’s behalf, and what is the largest contribution you’ve seen that an employer gives?

hiya fishes. happy friday! sorry if this isnt the right bowl, but this is in regards to vacation time. i have an interview process starting next week, and wondering when it would be good to mention i would be OOO between the middle of the month in september? its for a week. im unsure if i can twist this to have a start date once im back. going back and forth on being transparent vs. mentioning it later on. thoughts?

Anyone looking for a head of people specifically and start ups or small businesses?

Any thoughts on working at LinkedIn?

I want to exit to MBB but if that’s not a possibility what are the next best consulting firms? Looking for at least midsize firms (non-boutiques).

I have experience in Risk and Regulatory Technology compliance. Anybody from FAANG willing to refer me or have roles which are aligned in those workspace (not internal audit) ? TIA

I got offer from IBM in my home location itself, with 18.5LPA fixed for 9 yea in automation testing. Here my manger is confusing me like layoff will after u join in IBM.. but I am in cts as 11.2 only .. but now I got SA promotion with 10 % hike .. and also no retnation for me also not there whether I can choose IBM or stay here .. kindly help guys .

Is ibm to safe to join now for 16lpa, 6 yr of exp. As java developer.

How are the SAP projects in IBM, Mumbai location?

Does anyone know how many chargeable hours are required to work at Deloitte tax teams during busy seasons?

Is Nvidia going up on earnings tomorrow? If you had to buy Tesla or nvidia which one?

Hi All,

I have been selected as ACON from bridge program, and the revised package would be 7.5 LPA. Could you please let me know, what will be the variable component in this and how much in hand salary I will get.

Guys, can someone pls suggest me some good 2 bhk near Nanakramguda

What’s BCG digital ventures comp model like?

Need advice from the forum as I am confused between the two offers. Thank you in advance.

Currently working as Business Consultant + Project Manager w midsize tech consulting firm : 12 YOE + current TC 125k

Offers :
1. Local Bank >> Business Change management role (COO org) >> 152k Base + 30k bonus(to be paid in March 2023) + challenging work culture + 3 months NP

2. Global Bank >> BA + PM role (CTO org) >> 160k Base + 20k bonus( to be paid in Mar 2023) + Regular work culture + 2 months NP

Is PR dead? Seems like s struggle and really few and far between to execute something that drives a ton of earned anymore. Seeing it across the board...

Thinking about going independent and operating out of my home office. Does anyone have any thoughts to share about that? I’m wondering about clients coming to my home and FINRA issues.

Question for some of the senior partners on this bowl: do you mind sharing what does the the top end of partner comp look like? Is it like 2-3M annually? And how many years it took you to get there after becoming partner?

Hi guys,
What's the annual hike at band 601 in CB LOB. How much time it takes to get promoted to next level 602. How much will be the annual bonus at 601 level & percentage hike we will get at the time of promotion.

Any recommendations for RPA stocks?

Hey 🐠 - I’m thinking of purchasing my first property within the next few years and wanted advice. Is it better to buy a multi family building, live in one unit and rent out the others, or buy a Cont..

Can I get some real helpful guidance here?

Current finances:
-75k in the market (VTI,QQQ, ETFs and stocks)
-20k in Emergency find /Cash
-30k in Roth(maxing since 2019)
-60k in 401k (maxing since 2019

I don’t got much money expenses and wanted to know where to put my money during this market for the next couple months. Is it smart to DCA? Put limit orders in? Just hold cash?

Additional info:
-minimal rent / expenses (~1000/mo)
- started HSA this year
-130k, 3 YOE
- no debt

Looking to put $5K in the market. Which ones would you buy? Lululemon, delta airlines, Peleton, docusign, Zoom, etsy. Any that I’ve missed and should consider? Already have MSFT, BRKB, NVDA, BABA and multiple broad ETFs

Is Deloitte allowed to use Robinhood? It's not a robo adviser and obviously you wouldn't invest in your clients. Or wealthfront?

I started a small LLC on the side. My company is getting it's first client this month.

Wondering if any 🐟 have recommended resources on setting up initial consulting business thru an LLC.

Books, websites, tax strategies etc.

My LLC is already incorporated, but looking for guidance with the next steps (creating contracts, invoices, etc)

Hey people,
Are there any visa restrictions on mining for Bitcoin or ETH in USD.

How do folks feel about I bonds right now? They’re earning 9+% at the moment.

Thoughts on investing in DISney ? Better to go in as a stock or via ETF exposure?

What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?

Hello, so I have 1k-2k to invest. Are there any stocks you see with high potential in a few years?

Probably a stupid question for most of you, so apologies: if I invest $10k in stocks/bonds combo, make $400 profit, and decide to withdraw 10k after 4 months. Do I pay taxes on that or taxes kick in once I go above the amount of $ I invested?

Earning 82k. Putting 11% in traditional and 5% Roth. Am i doing it the other day around.? Can you please help me with the general consensus or a suggestion from your end?

Home owner question. I just bought a house and painted the living room. I got some drops of paint on the hard wood floor and didn’t get them off and they dried. I used a kitchen sponge to scrub the...

How many times do you look at your checking account a day

So student loans aren’t being forgiven this year…right? I think it’s time I open the flood gates and dump all I’ve been saving towards my loans. Or should I leave 10k in hopes of forgiveness later on?

I've been allocating 100% of my Roth IRA funds to Vanguards target retirement fund 20XX. Should I keep doing this or do I need to start getting into VTI/VOO/VTSAX as everyone in this bowl is so fond of?