I have a yearly income of 130k and will rent a 1Br/Studio in Manhattan from 2.4-3k by end of the year. I also have student loans of 28.5k which I intend to pay off in an year or so. Currently, putting in 4% for Roth per pay cycle and maximizing my HSA. I net a monthly income of close to 7k. I intend to save about 3k for the next 3 months in my Marcus Savings Acc and 1.5k from January (reducing it cos my rent doubles) How should I go about planning this and also have some emergency savings?

Does anyone use the fidelity app? How can you change it out of dark mode? I can’t figure it out for the life of me.

What’s the best way to maximize having both the chase freedom unlimited and sapphire preferred?

For context, I’ve had the unlimited for 2 years and just opened the preferred because of the bonus offer. I will hit the $4k spending target, but after that, what’s the best way to use these two in tandem, given the unlimited rewards are all around much better.

Phone and Internet bills reimbursement claim in Grey HR. With this claim are we getting Income tax exemption or reimbursement of cost. Can someone clarify it.

Can I use my MBA loan to pay for my monthly condo mortgage? Probably heading to Georgetown and want to buy a condo in northern va area. Would just pay mortgage instead of rent using the MBA loan $

Probably the antithesis of this bowl - but need some advice. This is for a house in a Southern metro. Built in 1960s completely remodeled in 2000s with some very recent additional remodeling of kitchen and bathrooms. Well kept house. The price will be nearly $1M, the same as something built in 2010+ with similar square footage (because a lot of the price is the lot, its a super expensive zip). Should I steer clear because of the age? Will it cost a ton in maintenance and utility bills?

Is this an aggressive position? Would you use final regulations effective for tax year beggining Dec 16, 2020 to support a deduction for calendar tax year 2020? Proposed regulations didn't include this exception. More details below.

What is considered a grey area related to insider trading?

Anyone have fee based fiduciary financial advisors they’d recommend? TIA!

Is it true that some* debt is good debt. I’m referring to student loans, interest is ranging from 2% - 5% (all federal loans). Total is 20k, is it smarter to pay it off immediately and ASAP or just stretch and put the extra money into investing? Note I just graduated this year, thank you guys :)

I am having a VTI vs QQQ dilemma. There seems to be a high level of overlap between their holdings. Is there a ratio between the two that I should target? Thoughts?

Moving to Austin end of this year, with a new baby.

With ~$500k HHI and almost no debt, in which neighborhood can we practically afford a house? We do outdoorsy stuff (mtb biking, kayaking etc.) and also have a dog that likes to run.

Any suggestions are appreciated! 🙏🏽🙏🏽

My background check for Blackrock came back last week. It’s now with the background check committee. How long until I get the final OK? No, I am not a criminal. :-)

Has anyone been successful buying and renting real estate on the side that would be open to a chat or phone call?

Hi new to dfw area looking to buy a house. How’s the commute downtown from Frisco/McKinney area?

Relocating from the west coast in late spring. We have three kids under 6. School system is important to us. Thinking relocating to the Lake Norman area or Fort Mills. Pros and Cons. Looking to purchase a house and sq at least 3250-3500 min. Any advise for the area.

Any companies pulling back on recruiting or freezing hiring altogether?

Which is a better specialization option within consulting? Commercial Operations (sales & marketing) vs. R&D Strategy in Biotech? Would the answer be different if it was focused within Pharma? No Ph.D.

How to transfer PF amount from HCL Trust PF to non trust PF account?
HCL Technologies

who here has fled the city until further notice until we figure out the impacts of Covid? Feeling really nostalgic about not resigning my lease and leaving back to my parent’s until probable end of summer/end of year☹️

I’d like to get golf lessons as a gift for my husband. We live 30 mins north-west of Boston. Any suggestions on how I can find a really great golf instructor?…

Might actually see the largest point drop in history on Monday.

At what point you start coming on radar if you have been on beach for significant amount of time? Like Since thanksgiving . Is there a schedule to let go?

Thoughts on Ru last night? *SPOILER WARNING. DON’T READ IF YOU HAVEN’T WATCHED YET*

Do you thank your tenants for paying the rent? A quick thank you text?

Have an opening at a bank for a SAS analyst. Need solid sas skills. Reach out if interested. Know the HM

I am currently working as a PayPal AWF/CW in contractor's payroll for the past 3 months. I heard many got converted from AWF to FTE. So what is the process for FTE conversion? Should I clear some Interviews? Also how much would the salary increment be? On par with regular hiring? Any minimum time limit of being in AWF before FTE conversion?

Trying to break into advertising, specifically copywriting.

Are there any programs, schools, or courses that I can complete online while also working full time? Thanks!

How many emails do you think it’s realistic to write per day?

Imagine each email requiring SL, Preview text, and then 3-5 blocks (each consisting of an HL, line or two of body copy, and a CTA)

How do you handle people in your life who try to discourage you from working so much or don’t understand your ambition? I’m thinking about just cutting off a lot of people.

Been with company for 2.5 years in a SFA role, and they just let me hire an associate financial analyst reporting into me. My manager never mentioned anything in regards to a promotion, but when I asked, I was told that there will be an evaluation period before any promotion is given. Has anyone else had this before, where you are managing someone but they don’t give you a promotion? Sounds bizarre to me that they allow me to hire someone but then are hesitant to promote.

How long does the accenture recruitment process take? My application is showing as "pending review" since a long time. Is there any way to contact the recruiter? Kindly help.

Is sending kids to private school worth it? Talking about 25k-30k per year. Living inside city where public school are average. Thinking of sending kid to international school with bilingual program (family speaks multiple languages)…. The money adds up a lot over a lifetime. Especially if we have more than 1 kid.

If I have access to both to buy through Fidelity, any reason to choose IVV vs VOO? Why do you pick one over the other?

A very privileged question, but do any of you expect significant inheritance? And if so, how has that affected your retirement planning?

Planning to open brokerage account with fidelity to invest around 50K then $500 each month. Is it good strategy? Also any good bonds, stock etc you guys suggest atleast to hold for next 5 years? I am into investments and appreciate your help.

Has anyone used individual citi wealth management account?

Any feedback on the same?

What’s the best credit card for a married couple who shared finances? We were thinking American Express but kind of lost.

If I have a six year old and 150k in a 529, can I say I’m done?

Anyone know of a swing trading service? Looking to pay for calls/puts direction over weeks- not day trading

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Amazon stock is down to below 3000. Bought at 3300! Thoughts? I’m sure it will go back up, but when? And by how much? Appreciate any expert guidance!

Would you cash out refi a rental property to buy another rental property?

Any tips on how to use up gift cards with <$3 on them? I know some stores won’t accept as a payment method. Don’t live in a state that lets you cash out under a certain amount.

Any stores / websites you’ve had luck with? Hate to throw out free money, even if it’s a few bucks

I bought a bunch of stonks this morning. How long until I am rich?

Advice & resources? My spouse and I are starting to make good money (ages 28 & 31, $105k & $70k) with $10k in savings (we were hit hard financially this year) and 2 car payments.

We live in a cheap apartment ($1.3k) that is sh*tty. Don’t quite have a down payment (especially not in ATX). Is it dumb to rent a house for a year at $3k/month while we save up again?

We both didn’t come from $ and are figuring out how to not be idiots 🙃 tbh we would prefer to rent forever but that feels dumb???

Anyone have any legitimate passive income? I’m talking about something that takes sizeable upfront time investment to get going, but takes <5 hrs a week to maintain.

Comp is my goal. Deloitte strategy and analytics consultant. Been here 1.5 years.. already have an mba. Feeling a bit aimless. Where should I go next?

Anyone have experience using John Hancock as a 401k provider?

Can someone explain to me how it monetarily helps me to split my home mortgage into half and pay half on 1st and half on the 15th? So if my payment is 4K, I pay 2k July 1 and 2k July 15

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

I hope this bowl doesnt become just another WSB 😭😭😭 All I see are 🚀 and GME 😭😭😭