On average, what % of your lifetime savings should be directly in the market (MFs and ETFs)? This is excluding 401k, Roth IRA etc

WFH/Layoff/Security
Hi,
CCTC including all benefits is 16.57 with 8.3 YOE, primarily focused on Manual Testing.
Is it worth looking for another opportunity?
I am afraid after seeing layoffs news of EPAM, Publicis Sapient & most of the other companies calling employees in the office.
I love my WFH in PwC India & base location of Kolkata. & the best thing is stability in PwC India, they never lay off!!

Currently 31 with 6.5 YOE and single . Should have NW of 250k by end of this year. (No significant assets in India). Considering this money all reminds invested I should have a decent nest egg for retirement. Have an LIC policy that will be worth arnd 50 lakhs when I surrender it (plan down payment for an apartment). Struggling to convince parents this should be enough for me to move back. They think I should move back when I have more financial security. What more should I plan for ?

Looking to buy an 💍. Might make a trip to India in 6 months. Any advice on helping me make the decision to buy in US vs India?

Can anyone tell me what is one of the most popular ways to make money through stocks and the housing bubble right now? Any popular stocks to buy or land?? I'm seeing an upcoming recession WELP

Anyone using services like Motley Fool or Seeking Alpha or any other paid service for stock recommendation? Looking if they are worth it or not

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

Well, its a good thing I sold ARKF when it was $55 last year

It means ICOs are no longer open to anyone. You have to be a certified investor with the SEC. This is why Filecoin is conducting their ICO with CoinList instead of on their own. CoinList ensures their ICO is only open to certified Wall Street investors and makes sure FileCoin's ICO is treated as a normal IPO.

Granted please correct me because IPO investing is something I don't know a ton about.

where is the best place to sell or trade in my used car? (2019 van low km’s)

Dropping $40K on NFTs pray for me

Does anyone have any book recommendations for information on buying a house?

26 y/o and a total investment newbie.

I have $100k from an annuity invested with Schwab and managed by a brokerage firm. My parents set me all up with this when I got access to the funds at age 21. So I’m not sure of the complete breakdown other than the fact that it’s diversified according to my tolerance for risk

Now, I also have $25k liquid cash I’d like to do something with. Should I just add it to the existing portfolio, or create a separate, self-managed account?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Hi all - I'm on a £100-110k base + bonus at a tier 2 firm. This is in the region where personal allowance for tax starts eroding away..
Wondering what options I have to make this as tax efficient as possible (legally), considering a salary sacrifice pension and student loan.
Also what are you investment recommendations? Stocks and Share ISA? What are the good alternatives?

A Facebook recruiter reached out for Strategist position. Any thoughts on company life and benefits from existing/previous employees.

What’s the parental leave policy at your firm? Maternity vs paternity? Is two weeks paternity leave pretty standard?

If planning to buy my first home in next 1-2 years, what should I be doing now leading up to the purchase e.g. things to boost credit score?

what you say about Capgemini Salesforce practice? salary, benefits? culture?

Any recommendations on where to get real good cake for a small birthday gathering (5-6 people)?

Could be a silly question — i am beginning to look for a new apartment in the city and ideally want to rent from private landlords rather than going thru Apartment People / @ Properties / Compass, etc. How do you find private landlords?! I have good credit and am very clean! A landlord would love me lol

To take advantage of the next big economic downturn, should I set up a Robinhood or Charles Schwab account?

Good morning, fish! Don’t forget to drink your water today 👍

Lease a 2020/2021 car for 3y 10k miles vs buy a used car. What would be cheaper (in those 3 years) all in? (Including insurance,taxes,blah)

Where does b8 band for SE lie ? How is the hierarchy here in natwest.

Anyone know any pe or growth equity shops in london that are hiring?

Countries such as Turkey, Israel, Sweden, Spain are hiring aggressively. A simple LinkedIn search of your prospective role in these locations should give you an idea

Titles that my new client puts on the business card after his name: MBA, AWS, CDMP, PMP, ITIL, CSSGB, ACP, RMP

Is Art Director’s Club (ADC) worth submitting work into for their awards show? I know its not on the scale of Cannes or D&AD.

When will Above The Law get rid of Joe Patrice? 🤡

How is EY Pune Marisoft office ?

I’ve spent 4 years in Big 4, with about half that time in FDD. I feel like Corp Dev is what I ultimately want, but am wondering if a stint in banking could be worth it. If I’m not interested in PE or other buyside alternatives, is the pit stop in IB worth it?
Mainly wonder if IB is a must have box to check, or if you can work your way up the ladder without.

CTO or VP technology (14yrs total exp) for machine learning AI computer vision products. Any hiring on this ..let me know

Hello fishes..How are pega developer openings for 2 year experienced lately @tcs @infosys @aaseya @coforge @capgemini @techmahindra @cts @verizon @virtusa @pegasystems any information will be of a great help

Has anyone ever dropped the coin for a paddock pass? Thinking about treating my old man for his 70th birthday at the 2022 Canadian GP. Worth it? Any tips along the purchase journey?

Hi all,
Anyone working in Nineleaps company Bangalore?
Please share your working experience? Hows the working environment and about work life balance?Nineleaps

I'm going into review/raise season. What are the most favorable salary benchmarking reports for in-house counsel? I'm looking for something other than Robert Half...

Joining BNP Paribas for role of Senior BA in bangalore, is the Bangalore office new? How many employees are there? How is company culture? Management etc, I had other offers from societe generale and hsbc similar offer but in hsbc the role was of a manager in compliance risk analytics domain, bnp is in trade and investment banking domain, I choose bnp, was it a good choice?

Will the market continue with its usual bloody day?

Remember how you didn’t buy the dip when Covid started in March 2020 and always regretted it?

Well… chances are that you won’t buy into this dip either. I guess that’s just how we are…

Please, can some explain it to me like I’m 5 why Tesla’s stock keeps going up? But seriously, with a PE of almost 1,100, why?

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

Dental insurance question: if the company dental insurance doesn’t cover enough and you +spouse both need implant next year, could you buy additional dental insurance? From where? Anybody have the AICPA offered one? Thx!

I have a brokerage account with 7k in it, split 70% VOO 30% SCHF. I now have an additional 11k I can add - how should I allocate it? Should I move towards an 80/20 split just in current funds or add things like a growth (VGT) or high dividend ETF (VYM). All of my retirement accounts are already maxed, FWIW and don’t need the $ for any large purchases needed in the near future.

I hope this bowl doesnt become just another WSB 😭😭😭 All I see are 🚀 and GME 😭😭😭

My fiancé and I (ages 30 and 31) are about to buy a house. We would put down 10% for a 835k purchase price. Our combined income is $265k. We both have around 7-10k left in emergency funds (each) and combined about 200k for retirement. Our mortgage is $4,500 a month and we split a car payment for $800. Is this an okay financial decision or should we have bought a cheaper house/saved more?

Want to buy a house in bay area? Is this a good time? Thoughts?

I have $200K in betterment for automated investing (eg 90% stock 10% bond) and use Personal Capital to track all my accounts. Recently personal capital approached me to use their advisory service to manage the investment - the fee is 0.89% vs. 0.25% at betterment. They don’t seem to have a better strategy except “we have a live person managing your investment”. Anyone have experience? Shall I consider it? (I don’t have time /energy to manage it)

Is there a calculator that I can put in all my investments and see how it works out in 50 years? I know each brokerage has their own projection thing, but just wondering if there are any other tools where i could combine everything?

Who / what do you list as your contingent beneficiary when your spouse is your primary, you don’t have children, and you don’t have anyone in your family you trust with your finances if something were to happen?

Advice & resources? My spouse and I are starting to make good money (ages 28 & 31, $105k & $70k) with $10k in savings (we were hit hard financially this year) and 2 car payments.

We live in a cheap apartment ($1.3k) that is sh*tty. Don’t quite have a down payment (especially not in ATX). Is it dumb to rent a house for a year at $3k/month while we save up again?

We both didn’t come from $ and are figuring out how to not be idiots 🙃 tbh we would prefer to rent forever but that feels dumb???

What are the best investment books or authors for beginners? What are the best podcasts, YouTube channels or bloggers to follow? What are your favorite stock trading platforms? And if you finally have six figures cash ready to invest, what's the best place to start? Which broker / financial advisor would you recommend? This is only for 3-5 years to ultimately buy a decent home for my family.

I'm clearly a dummy so any help is greatly appreciated.

Any tips on negotiating apartment renewals for large buildings? Just got a renewal offer for my 2BR apartment… it’s 20% higher than my current. I can afford it but damn that would be a bummer

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

Thoughts on buying Planet Fitness stock?

If I have a six year old and 150k in a 529, can I say I’m done?

Just a discussion thread, but I feel like this is a good bowl to ask this. Does anyone else look at the vast majority of folks around you and think “damn, we are so over leveraged as a society?” Or am I just crazy?