Does anyone have Elite home warranty? If so, how is it? Any good or bad thing

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

NJ market - Cousin of mine who has >500 rental properties advised that over next 3 yrs it’s possible for me to get 3 multi-fams if I buy 1 every year for next 3 years, by doing FHA on the first so 3.5% down and then doing less than 10% down on the next 2 if I do it right. Everywhere I read not seeing how that’s possible. can anyone explain pls? Is there a hack that after getting the 1st owner-occupied prop, I don’t have to put more than 10% down on 2nd home, and on 3rd??

Dear TCSers,
How many of you are still Working from Home? Is WFO is not mandatory for everyone?

Can we pls put an end to CNY ads pls and thank you. Or at least try to be a little more original. Stop following the same generic formula.

Currently looking for remote marketing positions available! I am a fast learner and very eager to jump into the field. I have a marketing and operations background with a willingness to learn. My resume is readily available and I am open for all opportunities!

Watching 60 Minutes about how badly US financially affected from CV including unemployment. We’re blessed to still be employed. Anyone have uncertainty still, even when firm communicates “layoffs last resort”?

What if when you can signed the offer letter but since you current company is matching, you don’t join. Please let me know of the implications?

Can OSSI employee work from any Oracle office in India?

If you get a full time offer from the firm where you interned during your summer after your first year of MBA, will the offer pay for your second year of tuition?

Anyone else the last to be informed about ANYTHING at their site? I am only a second year SPED teacher and my eyes are already wide open to the fact that admin and Gen Ed teachers so often fail to inform me about important things regarding the grade levels I teach and other school events. Then I’m left scrambling to inform my students and parents of essential information, and I’m embarrassed! My aides also look at me like why don’t you know this? Aggravating.

Any insights on bonus and hike? What should be the expectation considering recession and layoffs?

Hello. Traveling to Kathmandu in Nepal for a week towards the end of July . Any recommendations for things to do , place to visit , food to eat & things not to miss 😂. Thank you

Is an electric toothbrush worth it?

Have been offered 07B grade in ibm..
Wat will be the roles and responsibilities.?
Stack : Oracle ERP
YOE : 7.5

I have completed 8 months in the current org and my Notice Period is 90 Days.
If I resign and serve notice , my tenure at current workplace will be 11 months.
Should I work for one more month and resign ?
Or should I resign right away and serve 2 months notice period and buy out one months notice ?

Please guide.!!

Any tips for a Pre-Med student trying to incorporate Business/Finance into their resume? I am most interested in Investing but any general business tips would be greatly appreciated.

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Went into a multi family property 50/50 with a relative against my gut. Things are going horrible. Need to get out. Best options? Buy him out? He invested maybe 4-5K in time (demolition work) and 2K in cash. I’ve managed the whole thing for 9 months. 10% of gross rents (as a management fee) would be about the same (6-7K)). Bought at low in market just after COVID hit. I want to keep the building. Seems fair to give him his initial investment back + some additional money for market gains. Help!

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

Has anyone here used New Western to buy real estate deals?

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

Best way to start wholesaling real estate?

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?