For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

Better to aggressively pay off $15k in student loan debt and pay off by early next year or make the min $200 payment and save the rest for down payment/emergency funds?

None of us non citizens will see this stimulus check right even though we are residents for tax purposes?

You know how when you do something bad to someone else you get bad karma w that person? Who decided who was in the wrong? What if you both think you’re right? Who gets the karmic debt?

Hi Fishes!

My cousin has moved to another company from DXC technologies.
In DXC, PF amount is not credited in to EPFO directly.
We have UAN and it looks like not activated.
How can we transfer PF amount from DXC to EPFO portal?
There is no relevant response from DXC till date.

Is it possible to be a “silent” investor (party A) with a friend who’s an accredited investor (party B)investing in a company? So if B is investing $50k in a company, and A wants to give B $25k of that investment, is this possible with an agreement between A and B, where they’re responsible for their own portion of taxes?

How are people networking in the entertainment law space during covid? Mainly curious about the music industry.

How much should I contribute to a 401k?

My company allows contributions to both traditional (pre-tax) and Roth (post-tax) 401k. Is it better to split my contributions between the two? For example, I could contribute 3% to Roth and 3% to traditional (my employer matches up to 6% total but that can only goes to traditional)

Any good books to help get you up to speed on real estate finance matters?

25 and a year into having a brokerage account. How does one build a strong portfolio? I’m currently doing well based on stock picks but understand that it’s really just luck based on this rollercoaster year. Holding for the LT

Got the booster 2 weeks ago. Office has been exposed to Covid on Thursday last week. Am I just supposed to get tested? Anything else I’m supposed to do?

Anyone have a realtor they can recommend that would kick back a portion of their commission on a > $1.5M purchase. Please DM. Thanks!

Who day trades / swing trades with another job? Any tips?

In particular wondering if it’s a sustainable side income or just for fun, and what are you trading (stocks, crypto, forex, futures, etc.)?

On a credit file, do multiple credit cards from the same issue count as multiple accounts or is that issuer counted as a single account regardless of how many cards

Which credit card do you think is the best for ME consultants?

what upgrades are worth buying on townhouse or SF home. planning to live there for 4-5 yrs and later move into bigger house. will rent or sale this property at that time. house is in MD.

Who is offering HELOC on second home with occasional Abnb rentals done.

Some.banks immediately turn this into an investment property and deny that.

Don't want to cash out refinance as underlying mortgage is <3% and fees plus new cost to carry are not worth it.

Say I had a “friend” who gained 15 Covid lbs but is still on dating apps with old pics. Is that considered catfishing? She’s not overweight, but not fit anymore. Still good looking...she suspects. Is it best to update the pics? Or get on a BBW dating app? Definite fear of rejection at meeting. Thank God I’m asking for a friend because this shits embarrassing to type.

Which service(s) do you use and can recommend to send money to India?

Ladies, sometimes we like our hair pulled a little too

Thinking of switching my accounts from Vanguard to Fidelity. Thoughts?

Have 20k, what’s a good small business to start with this fund? Serious question here

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

For those of you on medication, how do you manage delayed flights causing you to miss appointments? Often, cancellation policies are strict, expensive, and require several days notice.

I’m looking to take some certificate classes. Can anyone point me in the right direction for affordable online classes?

My current company is “taking me off payroll” but instead of laying me off or firing me, are fully expecting me to take up an hourly contractor position for $30/hour with no specified time or guarantee of hours. How do I respectfully tell them no?

Heard ICIMS let go of 5% of their workforce today. Also heard that last week they acquired SkillSurvey.. must have cost a pretty penny.. better to keep the acquisitions going over keeping people employed

Hi everyone! I’m trying to get into the tech field. I have some customer service experience with a tech company. I also have a certificate for IT support. Any leads or suggestions to get a job would be appreciated.

IBM started to drop the mail for join Slack etc. and the mail for laptop request for new hire .

What if I don't join on the last day or deny to join on last day ? Because still need to decide between two offers .

I have recently joined Capgemini. When can I expect my joining bonus?

How do upgrades to nicer rooms work for Marriott?

Monaco GP 2021 PSA: Marriott Le Meridien hotel in Monaco just opened up rooms on points for the Grand Prix weekend.

iManage can kiss my ass. It shouldn’t take me 5 minutes to open a document.

What are the bgv docs required in cgi?

Anyone from Toronto ?

Any downside to buying a 1bed 170k starter house instead of paying 1.5k in rent for a couple of years? Living with parents and thinking of getting a new place post covid.

I'm able to buy the house all cash or at least 50% down (credit is low) and assuming closing costs are not that big a deal at this price point. If my math is correct then buying comes out to be better in this situation but I've never owned any RE before so wondering what else I might be missing.

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

Do you thank your tenants for paying the rent? A quick thank you text?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Who has done FSBO? Thinking of doing it for 2 of my houses that I’m selling in the spring time.

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Hi - any good books recommendations for getting started on real estate investing?

We just moved into a 50 year old house. We got the popcorn ceiling removed in the garage plus had the walls done. We didn’t use an official asbestos expert because of the price.

The horrible, dirty people that lived there before us left us a crappy mess. Hope we are not exposed, nor the neighbors.

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Recently freed from the consulting game (starting end of next week) with a great severance and new energy around RE. Closed our first REPE fund last year as well as a sizeable personal portfolio in a large midwestern city, all on the side.
If you’re accredited and interested in putting some $ to work in this super low yield environment, ping me! Ramping up the next fund soon.

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

What's the best city in UK to buy a buy to let property, with best returns?

Wanting to move from NYC to either Austin or Tampa. Open to hear the pros and cons.

Bought a 300k end unit townhouse in Atlanta, 14 months ago with 10% down (3.65% interest rate). Prices in subdivision have been increasing over that period. This month 2 non-end units listed for 330k and sold right away. The opposite end unit on my 5 unit building was listed for 340k and is currently pending. What is the best way to stop paying PMI since since I should be at 20% equity?

For those that built higher end homes, what kind of appliance budget did you have?

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

2.75% rate + $2000 lender credit for 30-yr conventional in Austin. Is this good??