Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

For couples who are not married yet - Do you guys talk about net worth, income, or anything even finance related? I know my SO earns more given his current industry, but thinks it’s rude to talk about those things. But I’m wondering… isn’t it normal for couples who live together or are married share those info? For example - How am I going to know what to pay for our child’s education in the future etc?

Hey guys who are some of your M&A clients? I’m trying to figure out what stocks to buy.

Tagline for the stock market

How does pwc’s wealth builder plan work ?

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

How does the housing market work exactly, like, what determines whether prices go up or down?

Hi, amateur question. Is there any difference tax wise on letting an option expire vs sell for nothing? I assume both are tax losses that you can compensate with gains in other options right? TIA

Thoughts on the new Chase Freedom Flex?

I’m 25 in the 32% tax bracket. My split is currently 2/3 Roth 1/3 Traditional. My age was the driving factor. Is this bad?

To take advantage of the next big economic downturn, should I set up a Robinhood or Charles Schwab account?

Hi fishes

My package is 25.5 LPA fixed. Can someone suggest which tax regime would be better for me. As of now I do not have a home loan to claim tax benefit.
Also what could be the in hand salary in my case.
PF deduction : 153000

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

What's up with risk declaration?

I'm working as an Assoc Consultant at KGS Advisory (tech). Are employees allowed to invest in all mutual funds (except those on REL)?
What are the restrictions for people who are not auditing?

Moving from the US to Singapore soon. On a 90k salary, how much should I budget for rent? Ideally I want to live in neighborhoods close to central locations such as Tanjong Pagar, but I’m not sure if it’s possible.

How do people afford to buy $1M houses in Chicago? Surely not everyone buying them is rich (which is somewhat of a subjective term). My wife and I are 30 and have a combined income of almost $300k and trying to buy something that expensive seems asinine yet people do it. Am I missing something?

We are 3 guys looking for a 3bhk flat in Kharadi/ Viman Nagar/ Kalyani Nagar

Budget:
If unfurnished 40k
If furnished 45/50k

Brokerage: Atmost 1 month is acceptable

Any lead is appreciated. Even relevant broker contact

TIA

Tier1/2 ka mba karke kuch Faida Hoga kya? People in tech are earning almost close if not more. 2 Saal job chodke 20 lakh ka loan leke kuch milega kya in the long run?

Ab ye matbolo ke gyan milega, daru milega, bandi milegi..ye Saab hai.

Thoda advice do.
Asking since i have converted tier1 and 2 college

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

401(k) gurus - If I switched jobs in 2020, does the $19.5k pretax 401(k) contribution limit apply to each plan or is it across plans? Also, does it matter if my spouse (joint filing) is self employed and bootstrapping and is not enrolled in a 401(k) plan?

Hi fishes,
Need 11 likes to activate DM.
Thanks in advance.

Is it recommended to join HSBC as a business analyst? How is the job security, quality of work for business analysts, and domain exposure in the (GTC) – WPB unit?

Looking to network and for some connections in the DMV area. Anyone from the area?

Anyone from Cognizant who joined recently like last week or so please dm. I need help.

Thank you

If you could work at an agency for the rest of your career, would you do it? Or do you see being a professional creative as a means to another career altogether?

I am looking for a referral in Deloitte MTS practice. Let me know if anyone could help. Thank you.

Help? Anyone working as a project manager or Pharmacy Applications Analyst at Kaiser? I have been a Pediatric Oncology Pharmacist at Kaiser for the last 10 years. Am moving to project manager role and am about to negotiate my salary. Any advice? Not sure what range Kaiser employees earn for this position.

Currently working as a finance analyst II for a fortune 100 company in a corporate finance role. I'm looking for a job where I can utilize my soft skills more, whether that's in sales (tech or medical), consulting as a business development representative, or some sore of client relationship role for an investment bank. I have about 2 years of full-time experience. Any recommendations for exit ops?

Hello everyone, my friend is having Phd in chemistry. She wanted to move to IT industry. Is that possible by having some certificate courses in data science?
Kindly share your thoughts

Hi Fishes

I have offer with citi. But I have poor credit history/cibil score. Will citi check credit history too on background check and reject candidate?
I have another offer with TCS which will lapse by tomorrow if I don't agree.
Please share your inputs about citi's background check.

Hello, I’m an LMSW in Michigan. I have 15 years of experience in the field as a clinician, supervisor, and an administrator. I am feeling burnt out and unsure of my future. I have worked mainly in the Community Mental Health and the VA Health systems, hence my fatigue. I’ve flirted with private practice work in the past, but my spouse has been worried about not having affordable healthcare and benefits that each system provides. Is it worth the jump? Am I overthinking things?

🔥MARCH JOB THREAD!

Do you know of an opening or opportunity?

Please drop it in the comments below, help another Fish!

Guys if you don't feel jealous then can anyone share the definition of coding questions which are being asked for reactjs developer assessment exam in these days ??

Hi everyone, best project to be a product owner in Nagarro? Please reach out 1-o-1 if required. I have recently joined as a PO , APC with a hope of doing good legit work.

Any help is extremely appreciated 🙏🏻

Do you have a favorite portable monitor that you can hook up to your laptop?

Politicians should be spending time passing legislation to ensure elections are a contest of ideas rather than a contest to disenfranchise voters with opposing viewpoints. Do you agree or disagree?

I have an interview with one of the MBB tomorrow for an internship, any suggestions or tips?
This will be my first case interview ever and I feel lost

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Any downside to buying a 1bed 170k starter house instead of paying 1.5k in rent for a couple of years? Living with parents and thinking of getting a new place post covid.

I'm able to buy the house all cash or at least 50% down (credit is low) and assuming closing costs are not that big a deal at this price point. If my math is correct then buying comes out to be better in this situation but I've never owned any RE before so wondering what else I might be missing.

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Is this the right time to buy a house as a primary residence. Everything is above listing price and going up on a weekly basis. What is your recommendation, be on rent for another year or two till the time property price go down or buy a house and save money on rent. Aprox budget is $500k and renting a house for 2200k per month as of now.

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

I really need recommendations. I want to replace the through-the-wall AC units in my condo. Anyone buy ones you really like? Or rent an apartment and are happy with your (newer) AC units?

Tried doing research online but reviews are all over the place. And would love firsthand recommendations.

Is there an investment fund or group that anyone knows of? I heard of Fundraiser but it seems very convoluted. Looking for an investment group or development group to invest with

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

The threat of nuclear bombs flying over cities should crash the real estate market

Wanting to move from NYC to either Austin or Tampa. Open to hear the pros and cons.

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

For those that built higher end homes, what kind of appliance budget did you have?

Do y’all do 15 year or 30 year for your portfolios? I personally plan to have a “job” or “career” for both the next 15 and possibly next 30 years, so should I just do 15 years to get a free and clear portfolio earlier? 25 year old and just getting started. Have a duplex in a major market (looking to refi out of FHA), and eyeing other opportunities now. I don’t “need” cash flow, so should I try to just build equity?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?