Excited to have a house, not excited about the remaining mortgage lmao. How do yall keep your stress low knowing there is a fat outstanding balance?

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The first 3 years feel futile.

But then you realize that rent usually goes up, and mortgage payments are mostly fixed. 3 to 5 years later, when you see some appreciation and your mortgage hasn’t changed, it will feel like a better decision.

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Sure. That’s why I said “mostly” fixed.

I’m in California, which has limits on how much property taxes can go up. My mortgage payment has gone up by less than 10% in the last 5 years. Rent in my area has gone up 30%

Assuming you didn’t overspend or overborrow, you should feel good about being able to buy a house. You made the choice to do it, now enjoy it and don’t stress about it. It serves no purpose.

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Thank you, yes as first time buyer, just working through the new nerves is all, I guess

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🤷 don't get laid off. But seriously it's amazing what you can normalize to in time.

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You would’ve been paying rent somewhere else.

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We put 20% down on 1M house

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