For those of you who bid your own homeowners, auto, and umbrella insurance directly with insurance companies instead of an independent agency, which are your preferred companies (I’m in Illinois). I’m getting hit with a 20 percent increase this year and want to try to claw back some of that!

Hello seeking referrals for consultant roles. Have ~1 YOE in healthcare consulting and previous RA experience as well. TIA

I got a promotion a year and 3 months ago, and got a pay raise 5 months ago. Could I still ask for a promotion to SAE if I have been supporting a team more as one? Promotions are hard to stab with.

Did anyone have a hard time transitioning into a full-time job/adulthood after college?

Have you used a resume writer? Was it worth it?

My SO is trying to jump from non-profit to corporate & has not found success with his current job app approach - he’d be a great candidate (obviously I’m biased) but it would take someone to take a chance on an applicant that doesn’t have a traditional background.

We started thinking a professional resume writer might have a better approach on how he should present himself in job searching

How will the Chinese Bitcoin “ban" play out? Also what will happen to mining if a ban in China materializes?

I have given interview for CGI. One round of technical interview took place . There is no further communication from H.R.

During onboarding, does Accenture send you any welcome packages?

How much does a Senior Consultant earn in London? In a consultancy firm.

When do we think dating can go back to normal post-pandemic? Are we thinking mid 2021?

When I get mild anxiety during a conversation I press my thumb agains one of my other fingers and it helps me relax a bit. Does anybody else do this? 😭

IFV recommendations in Boston anyone? A Reproductive Endocrinologist the most - but reccs on any and all members of a health team/other tips welcome. Wide and I are about to begin this journey =/

Whats your favorite case management software? My growing small practice is looking for recs

Anybody in London? 30M

Any manager present here ??
My current CTC is 8.5 lpa , YOE - 5.5 and i hve an offer of 18lpa
Thing is I want to get retained by Wipro, can Wipro retain me with 13 or 14 lpa ??
I want to know from manager perspective how they retain someone

What are some Phlebotomist salaries in the Atlanta GA area?

Hi guys ,

In paris if you get a salary of 83 k + 1 BHK allowance and other benefits .is a good package to live and work comfortably. Please kindly suggest me.

Thanks alot.

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Has anyone here used New Western to buy real estate deals?

NJ market - Cousin of mine who has >500 rental properties advised that over next 3 yrs it’s possible for me to get 3 multi-fams if I buy 1 every year for next 3 years, by doing FHA on the first so 3.5% down and then doing less than 10% down on the next 2 if I do it right. Everywhere I read not seeing how that’s possible. can anyone explain pls? Is there a hack that after getting the 1st owner-occupied prop, I don’t have to put more than 10% down on 2nd home, and on 3rd??

Do you thank your tenants for paying the rent? A quick thank you text?

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Is it common for HOA to ask you to prove your car registration is up to date?

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

Any one knows what’s the easiest way to order a radon test for new construction?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

Our appraisal came through exactly as the offer price we put. Apparently by lenders 3rd party. Isnt that a bit fishy? If it came in lower our contract has the option to negotiate a bit with seller. Is lender just trying to push this along faster? I'm pretty sure in this crazy market the home is not valued at what we offered. Why would seller put a much lower asking price then? Make no sense. Please advise!

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks