Our appraisal came through exactly as the offer price we put. Apparently by lenders 3rd party. Isnt that a bit fishy? If it came in lower our contract has the option to negotiate a bit with seller. Is lender just trying to push this along faster? I'm pretty sure in this crazy market the home is not valued at what we offered. Why would seller put a much lower asking price then? Make no sense. Please advise!

Is 80k cash + 20k company share a good deal for a junior dev role in the bay area?🙏

New year checklist for amex plat, CSR, Delta, and AA? :)

Roth vs Traditional 401k, thoughts?

FL peoples: I signed a lease for a new place to start May 1 as my current landlord sold the unit I'm in. Turns out, the buyer wants to keep renting the unit and asked if I want to stay. Of course I want to stay. My new lease hasn't started so I'm pretty sure I can easily back out. For the new lease, I'm still pending full approval from a condo association as I have to do an in person interview. I have paid first months rent in advance. Is there anyway to get that money back?

Guys, what platform do you use to trade US stock?

Is buying VIX Puts and SPY puts a good strategy to profit off of coronavirus volatility on both sides this coming month?

Does nagarro deducted tax from first month's salary, as company is saying that we can only show our investment once first salary is credited.

Does anyone have any good mortgage broker recommendations that will help find a way to not pay PMI?

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

If JetBlue moves my departure time by 3 hours can I get a credit card refund or only travel bank?

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

Hi, I'm new to Dallas. Have been eyeing on rental investment in Dallas. Looking into Zillow, properties in Arlington seem to have good appreciation. Is it good idea to invest in Arlington? What other areas in Dallas can I consider (checked Carrollton, Plano, Coppell, Addison).
Thank you.

Option 1: margin loan based on brokerage account assets, Option 2: home equity loan on a paid off property. Looking to use the cheap debt to DCA invest in the market over the next few months. Have reasonable risk appetite, thoughts on one vs another?

Any advice for an extremely young, incoming Merrill FSA?

What happens if I deposit funds into a Roth IRA account when I am over the income limit?

i’m at work literally stressed about $3.5k (spread across there states) and this is why i can’t stand state taxation.

how you gonna shut down a business license over $100?!

What biotech stocks are yall trading right now?

GILD, INO, MRNA

I bought Boeing a couple weeks ago and now have a $650 short term loss. Should I sell and buy something else to harvest?

Any advice for an extremely young, incoming Merrill FSA?

I've been job searching for nearly 4 months.... started using fishbowl 3 weeks ago... this app is far superior to anything on the market.

Rewatching Brokeback Mountain, which came out 15 years ago (hard to believe that). Anyway, it's still an outstanding, devastating film (and love story) that I think if had been released 10 years later would have easily won best picture and best actor for Heath Ledger.

Is anyone in AM hiring MBAs now/soon?

Looking for advice on tips and tricks for landing PE MBA internship, coming from consulting. What were the game changers for you?

Anyone know anything about Bain capital ventures ? Is it a tier 1 vc, what is comp like, exit opps, etc?

Have an interview with Elliot management, anyone down to talk about what you know about the firm/ experiences?

What should I aim to ask for a Senior Consultant position at EY FSO performance improvement group? 2.5 YOE, CPA, HCOL

Friend in Valuation Finance (age 23) states that by 30, so 7 years from now, he can easily hit 300k-400k salary especially if he goes IB route. Is this true? Trying to figure out the best opps to be taking interest in.

What happens if I deposit funds into a Roth IRA account when I am over the income limit?

How much would the expected salary be for a Senior 3 in NY TAS be at EY?

what are some ways you keep yourself motivated and driven when times are grey?

One of my senior managers is a boomerang and told me she was laid off when she was 7 months pregnant about 10 years ago. I think she was a senior or manager. She was in a specific group and everybody was laid off. It wasn’t performance based.

Would you work at your company again if you were laid off?

I want to get into AAS 😭 CMASS said I didn’t have enough experience to enter as a senior and FAAS is doing a hiring pause 😭😭😭😭

Just read a Q&A with Nick Law (Publicis) in the Drum. Surprised that he perpetuates the "creatives are crazy" stereotype. After 7 agency years I'm pretty sure the account people are the real psychos.

When will I find my passion? I’m a criminal prosecutor chasing PSLF (5 years left). I am just not that into it. My wife is a teacher and loves her job so much she could work 16 hour days. I am jealous. My passion is my family and my job is just a paycheck. How can I figure out what I really want to do? Do I want to get that obsessed with work? Help!

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Can I get a commercial loan without 25% down?

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

I bought a property with 5% down. If after a couple of years I decide to move and rent this out, can I buy another property to live in for 5% down or does it need to be 20-25% down?

Went into a multi family property 50/50 with a relative against my gut. Things are going horrible. Need to get out. Best options? Buy him out? He invested maybe 4-5K in time (demolition work) and 2K in cash. I’ve managed the whole thing for 9 months. 10% of gross rents (as a management fee) would be about the same (6-7K)). Bought at low in market just after COVID hit. I want to keep the building. Seems fair to give him his initial investment back + some additional money for market gains. Help!

NJ market - Cousin of mine who has >500 rental properties advised that over next 3 yrs it’s possible for me to get 3 multi-fams if I buy 1 every year for next 3 years, by doing FHA on the first so 3.5% down and then doing less than 10% down on the next 2 if I do it right. Everywhere I read not seeing how that’s possible. can anyone explain pls? Is there a hack that after getting the 1st owner-occupied prop, I don’t have to put more than 10% down on 2nd home, and on 3rd??

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Do you thank your tenants for paying the rent? A quick thank you text?

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!