Hi all- I’m new to real estate investing. What are some books/ reading materials you would recommend to learn about selecting the right investment property, things to look out for, laws etc.?

Question for my 401k focused advisors out there--what programs are you using that is instrumental to your 401k practice that you simply can't do without? I'm being pitched on Envestnet & im not sold.

What is your method of keeping up with market trends? Still in growth mode with the business so it feels tough to keep up. Just diversify and asset allocation. Is it better to chase returns?

Is it financially irresponsible to buy a home that requires you to divert what you’re currently saving / investing monthly to pay the mortgage?

I am not able to upload my tax declaration details from the greyHR portal. It is showing an error message since morning. Is there anyone else who is facing the same issue

It's super frustrating to be "time poor".

That's seemingly just the nature of working in Biglaw.

But every day you have the option to buy back your time.

How do you buy back time?

It's simple—by saving and investing.

And you don't need to be uber wealthy to regain control of your time.

Consider this…

Is this portfolio allocation pretty standard for index funds? What am I missing or not considering?

VUG Large Cap Growth - 20%
VOT Mid Cap Growth - 15%
VBK Small Cap Growth - 15%
VTI Total US - 25%
VXUS Total International - 25%

Just put my deposit down for a 6 mo wait for a datejust… any ways to speed up the wait time? 😬😳 Want it on my wrist already!!

Any suggestions for books to read about any guide for buying house in Canada or on real estate in Canada ?

Thanks

I have about $60k sitting in a savings account that I need to invest. I already max out my Roth IRA, Roth 401K, and HSA every year. I’ve been nervous to invest it because I can’t decide if I should stick to ETFs or invest in something more risky. Any suggestions on potentially good investments?

I have a lot of exposure to big tech and sp500 across my brokerage account and retirement accounts. I recently opened a Roth IRA and have 6k in it to invest. I know the default strategy is to invest in a fund that tracks sp500 but I do that everywhere else regularly. Is there anything else like VYM you recommend? I’m targeting dividend growth ones since it’s a Roth IRA ..

General optimum age and mileage for buying a used car?

List the college you went to. When you graduated. How much you pay monthly on student loans and when you think you will be done.

I just started working as an freelancer and I am paid in USD. How do i encash them in INR? What would be withhold tax deduction? Can someone please help?

Anyone here recently get or see any amazing jumbo mortgage rates? It’s painful to search each bank individually. Would love something under 5.5% (only looking for 30 year fixed)

When do you all think it’s time to exit to take your startup on full time? Is there a certain income threshold you’d want it to hit combined with personal savings? Other than insurance, what may be somethings I’m not thinking of in making a plunge? For context, 2 workers, my wife does almost everything now and I assist at nights and weekend. It’s grown from 200 a month to almost 2k a week of profit over the past five months. Has been increasing from 1.5 to 2+ over the past 3 weeks. Contd

Asked this in another group and realized this group might have more insight. Which one should I get: Chase Sapphire Preferred or Chase Sapphire Reserve?
I have a 1.5% cash back card from CapitalOne

Love the RSUs & Stock options. $160k initial grant is now worth $450k+ within 10 months. What’s the best way to manage it once it starts vesting? Any tips to reduce tax cut?

Does anyone have experience with defi yield farming? It seems like a great way to make passive income, but I’m hesitant on how I can report the profits for my taxes. It seems pretty difficult to keep track of. Any opinions would be appreciated!

Thoughts on dipping into the condo market? Was thinking of waiting till March but don't think prices will drop that drastically and will be ok long term...

If I leave Deloitte after one full year post MBA will I still get to keep the first installment of tuition or will I need to return it if I don’t stay the full two years?

Thinking of doing the Annapurna Trek. Any good advice?

Hi fishes,

My interview with Microsoft for SE2 was scheduled and cancelled a day before. Neither I received any email regarding cancellation nor the recruiter informed me. Two days later I got an email saying Microsoft is freezing hiring for certain departments and the recruiter is ghosting me. Will I even get a chance to interview atleast?

My dream is to be a full time property investor (buy, renovate, build, sell, rent etc). I’m saving to buy my first property to fix up. Anyone have any tips to get started?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

For those who have started traveling again... I recently started flying for work and am noticing increased discrimination on Delta Airlines. As a brown person have experienced that in the past, but lately it’s blatant. I’m a diamond and a million miler however, I see more and more out of turn upgrades. Have you experienced and what dis you do about it?

Any recommendations on how to find a roommate in NYC?

Have a 2 BR in midtown east, if anyone is looking! I’m a pretty easy going 25 year old M looking to have fun in NYC outside of work. Clean and respectful. Classic hobbies... gym, sports, trying restaurants, etc

What is the most number of documents you’ve filed at once using Federal ECF? I had reason to look back today, and my record exceeds 170. Reaching that “filing submitted” page is a core memory at this point, but I’m sure it’s not that uncommon?

Thinking about buying a motorcycle - are there any NYC 🐠 who currently ride? Any bike recommendations? Looking at vintage Hondas and Yamaha bikes 🏍 , but open to other suggestions .

Is the Citi gold bonus offer of $1.5k worth the hassle of opening a new account and transferring $200k?

So, got a bunch of questions from a recruiter, first contact. I guess this my first phone/email screen? Do I need to bother with STAR answers or not?

How do you feel about doing Pap smears every three or five years?

Have an offer for Cognizant and Persistent Systems. Which one is a better company??

What is a make or break benefit that your firm offers?

Let’s say you’re the main character of some action movie. Think military / Jason Bourne / Ethan Hunt type of guy. You’re only bringing one watch with you on your mission across the world. Streets of Paris, African jungles, Southeast Asia, and wherever else the mission takes you. What watch you wearing?

Can I please have some insights of TSYS regarding WLB, job security and growth opportunities for Devops Engineer.

Best book(s) to get started in real estate investing?

First time homebuyer and feeling confused about basic advice on the internet about “how much house” I can afford and what down payment / credit score is required. Help? Details within

Has anyone taken a cash out refi to purchase another primary home? Thank you for your help !

Hi All, newbie here to real estate investing. I have a primary with about $180k in equity and want to A) Get a larger primary in about 12 months and B) Acquire a cash flowing rental asap. Would you try to cash out refi and buy an investment property now; cash out and rent out your current place and buy a new primary or sell your current place and try to get buy a small investment and a new primary?

Fiancé and I are going to start looking for a house in the Chicagoland area. Any advice? TIA!

Y’all I am struggling on these “light” home improvement projects we decided to take on with a recent house purchase. Plan was just to replace carpets, paint some walls, and replace kitchen appliances. Now added on new faucets, other bathroom hardware / mirrors / toilets / medicine cabinets / exhaust fans, baseboard recaulking and cleanup, kitchen sliding door, ceiling fan rewiring and install, window replacements… how do I rein it in?? So stressed out and we keep delaying move in. 🤯😱😭

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

Is it better to get credit at closing or lowering the overall home price?

seller is offering to lower the cost or give credit to fix the flooring

I’m planning on getting my real estate license this spring! My biggest hesitation is that I currently live downtown Chicago and do not own a car. I really do not want to buy or lease a car as the area I live in requires a garage spot to park. Is it realistic to believe that I can be a real estate agent in Chicago if I rely on Uber/CTA?!

Planning on buying single family home in Edison. Zillow listings show around 700k. Looking for good schools , easy commute to NYC. Is this a good idea? Are there better towns to explore.

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

Does anyone have a model they use for rentals? Buying a place and this is my first time modeling it out for cash flow etc.

Who listens to Bigger Pockets? Ever actually use anything you heard/read?

What rates are you finding from lenders? I got quoted 15 yr 2.62 with 0 points from chase. How to find best rates ?

To all my new construction home buyers or people with an eye for interior design. I just purchased a new build and have the ability of selecting all of the interior (floor type, carpet color, cabinets, back splash, counter tops etc.) Any advice on how to select timeless finishes vs trendy? What are things I should avoid?

Anyone here ever had any experience using a 203(k) loan? How wild you rate your experience?

Whats the best website to compare neighbourhoods within your state? Combed thru Niche but looking for additional reviews of people who lived there

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Is this a bad rate? 3.375 with 20% down on a condo in central Florida. 780+ credit score