Hi fishes, Just curious to know what percentage of your income do you generally save? I know this would largely vary based on whether a person stays with his parents, or stays elsewhere, single/ married, liabilities, etc. In my case, I stay with my parents and unmarried. How much should ideally be my saving vs my income?

Hi guys, should I buy lumpsump for coffee can investing or do SIP ? And one more question if you guys can help . At what point let say I hold a coffee can stock when should I exit. I am planning to hold for 10 years but how do I know that this stock is not relevant now or some red flag I should exit .

Is it mandatory to submit previous employment declaration while submitting Income tax declaration. Or we can just skip this. Since this is my 2 nd company not aware of this much. What happens at the end of financial year if we don't declare previous employment declaration. Seniors kindly help🙏

How do I make millions?

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Why does the purchase agreement call for a FIRPTA when no real estate is being purchased?

Is this a good time to move from pre-tax 401K to Roth IRA? We have been one income family last 4 months but I still expect year income to be in $250K-$270K range. Considering conversion for $40K amount.

What is your favorite part about being a realtor?

The equity market has HFT firms to help with volatility. Crypto needs HFT firms. Tempted to start one

Hey there! really need a change in pace from being in higher levels of care, and am wanting to go part-time with my company and private practice, but I want to buy a house in the next year and am worried about finances. Can anyone speak to the hardships or successes or a counseling of practice and/or buying a home shortly after starting one? I feel trapped in my current job because I’m worried the timing isn’t right.

What's your target retirement savings? Target age? Combined or single?

Live in SoCal with a combined household income of 210k. What is a reasonable amount to spend on a house?

Will mods hurt the resale value of a car? I'm considering selling my daily and am debating on whether or not I should put the effort in to return it to stock.

Where does one apply for commercial RE loans? Looking for co names

I’m an SA2 going to leave before I make manager so I can buy stocks when bear markets hits in next 6-24 months, anyone have the same thought?

tfw you realize you could have earned just as much money as a high-end lsat tutor

What is your tax refund

PwC fish: how can I do an in-service transfer of my after-tax 401k contributions to my Roth IRA? I was planning to roll them over after I leave the firm but saw in other thread that we allow in-servic

Is there anyone from Canada here? I’m looking for some information on working out of the country, but selling insurance.
Thanks

Had a real estate agent help me for the past 2 months but my parents urged me to use another real estate agent who would give me half of their commission from the sale so it can help me on closing costs. I feel really guilty and I’m not sure if I should tell the real estate agent that I initially worked with and I’m not sure how to go about it. First time home buyer and new to real estate!

2010-2016 - notice period: 30 days to 60 days max
Task - Notice period complete all pending task , provide KT to team or new team members.

2016-2022 : Notice period : 60 days to 90 days.
Task - no leave so assign all task to notice period employee. Assign so much work so he/she will need to work for atlist 10hr and utilise all notice period.

Is it good work culture?Indian work culture is always pathetic but now its getting worst 📈

Points for the hot tub being out of order my entire stay? I’m staying here solely for a ski vacation and would have switched hotels had I known in advance.

Looking for some advice: two product management job offers - one at a small fintech firm and another at Amazon. Fintech role is way cooler. But pay is 50% higher at amazon (220k). But nyc is home and i love it. If i accept amazon i’d have to move to seattle where i know no one. Any thoughts?

Thoughts on Pfizer’s canvas for developing emails and iDetails?

When do you feel the most purpose?

Anyone has joining on 10th october?

Who are people using for auto and homeowners insurance? Currently paying Erie $878 per year for 2016 BMW 428i in Arlington, no claims or tickets last few years. Just did an online quote with Progressive, and for identical coverages it was $200 less, BUT their homeowners was about $500 more so total cost worse. Geico comes in higher too.

Hey everyone,
Is there any portal for IBM ex-employee where they can raise their concern or requests?

So this will be my first Thanksgiving working. Not going to miss the family drama, and I'm imagining front of house will do pretty well with tips but maybe that’s optimistic. Any thoughts?

Ex consultant, currently in industry. BCG HR contacted me for a role, process was a lil messy and unprofessional. Still waiting for the “exploratory chat” she was supposed to set up with the MDP since 2 weeks ago. Texted on whatsapp but no response. Normal?

If you have a standing desk- is it worth it to spend ~$1000 on an Uplift type desk if you can afford it? Are they a lot better than $150 desks you can get on Amazon?

Looking to get rid of ALT+ENTER in cells, it’s messing up my import file formatting when I convert the file to .txt.

Could some recommend a way to do this quickly, I’ve tried find and replace control j, and that worked on most but not all cells.

I have almost 5.5years of experience and working with TCS from almost 4years my current package is less than my experience.
I have interview for HCL for network engineer/administrator role. How much should I ask during salary discussion?

Stupid Question- We have been thinking for IVF and trying to understand with this process, is there any difference in the health and life of the child as compared to a child born without IVF. I did ask this with our doctor and he said casually its all same. This is not to question any doctor but just to really understand what is going to be different with the kid. This is not very old technology and not much studies as well.

Tether blowing up soon ?

Publicis Sapient or TIAA, both for Mumbai location.. both giving almost same package, which one to go for?
WLB>LEARNING>work culture

I regret choosing Deloitte India over USI, salary is same but i liked the clarity of my leadership team, which is still the same they are awesome, but USI people are getting many benefits, on time Hikes and appraisals, but i don't get all of those, which is kinda depressing.
I probably should have choosen USI

Are Colorado-specific salary ranges even close to what I can expect in Chicago in general? Or are those completely made up?

First switch was from 10 months 4.5 to 6, and it's 8 months in the new startup total 7people.
Going live in tophire on 1st june. Given 18lpa min thinking of faan type company only. Preparing 6m after fail in Amazon final round.
Having second thought of going live after 1yr,
Tophire suggest try now and after 1yr....what should I do...?

Tophire is where the company applies to candidates giving an upfront salary...which should be more than the candidate's min asking

Hi Fishes, Anyone Planning for MS from German Public Universities 2023, let's connect.!!

Is wipro Exempted trust or un-exempted trust? I need to transfer pf from wipro to other company.please guide on my question

Hello, everyone. Why are only IT jobs discussed in FishBowl/LinkedIn/zigup/Naukri? Core waale sab kaha hai? Mechanical/chemical/aerospace etc?

It's been 1+yr, I had invested 2.9lakhs in stocks and 3.3 lakhs in mutual funds. I started investing in last July, 2021 itself.
My net returns are still negative. That's all my savings but I'm not getting any returns. What to do ?

HCL -
Fix -   1,156,500
Variable - 107,200
Total CTC - 1,340,006

EXL -
Fix - 1,100,000
Var - 1,650,00
CTC - 1,345,000 + 50 K Joining bonus.

Which offer is good and which company should i join.

Hi, is there a Bangalore group where we can discuss on properties - buying and selling of flats, etc.?

If someone’s smart and talented, what are some reasons why they don’t ever reach senior management/leadership?

Hi Fishes,

I need 11 likes to activate direct chat.

Thank you 😊

Hi Fishes, What is the exit process in SLK. I have joined 5 days back. Do I need to serve any NP. YOE: 5years

Hi all, need some suggestion from existing employees.

What is the role of a business system analyst in Google? The Job requirements mention work similar to business analyst. But can someone tell how it is different from BA? How does a regular work day look like for business system analysts ?

I have 2 offers in hand Delloite and Publicis Sapient . Which company to choose? Why?

My CTC is 28.5
They are deducting PF .. arround 2.34 lakhs per year.
Can I ask them to deduct only 1800+1800 = 3600/month

Can anyone tell what is exactly IBM Ignite? Is it a test automation tool developed by IBM ?

Thanks in advance..!!

Devops analyst in Deloitte USI or Tech Support Engg. In Redhat.. Which one should I choose and on what basis? Package offered is same with slight difference but no joining bonus from redhat where deloitte is offering 2lakhs. Please help to decide..

Hi fishes,

Which one to select?

Accenture - 17.15 LPA with 21% variable, base location same as current home location
HCL - 16 LPA with 15% variable, Bangalore
Infosys - 19.39 LPA with 15% variable, Bangalore but permanent WFH as HR told, not sure if this actually happens. Please confirm this if anyone is aware

YOE :- 7+

Decision making parameters - WLB, job security, good learning curve and opportunities, annual appraisal / hikes

Hello Fishes, Anyone currently working in 3M Bangalore or ex-3M employee or anyone who knows about 3M Bangalore here ? How is work at 3M? What is approx salary band for Solution Architect? Any onsite opportunities??

Solution Architect primarily in Integration space.

Thanks in advance.

I am sr.developer in angular and .net core with experience of 7years. Current CTC 10.Lpa
I am planning to switch.
What CTC can i expect from other organisations?
Do i need to do any other certifications for my career?