Hi folks, can you please help me choose which company to join in terms of WLB, Job Security, Growth and Learning:

I have 6.8 yrs experience in Java, Springboot, Microservices with no Frontend experience. CCTC: 10.3 LPA

1.
JPMorgan Chase

2. Mindtree

3. Capgemini

4. Virtusa

5. DBS Bank

6. Optum Global Solutions

Will add the details in the comments below.

P.S: This is my first switch.

JPMorgan Chase Mindtree Capgemini Virtusa DBS Bank Optum  

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Posting as :
works at
You are currently posting as works at

Optum is lowballing you. Atleast 25 fixed. Jp morgan is a big brand than OPTUM.

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20% variable. Other companies do not give hike on variable.
Better join JP morgan. But if optum giving home location then you can join.

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I am currently holding three offers:
1. JPMorgan Chase - 22 LPA Fixed (Deductions: Employer's PF Contribution) + 12% Variable: Role - Associate (601 Grade)

2. Mindtree - 23.95 LPA including 12% variable paid monthly (Deductions: Gratuity, Insurance and Employer's PF Contribution): Role - Technical Lead, C4

3. Capgemini (DBS Client) - 23.50 LPA including 10% variable (Deductions: Gratuity, Insurance and Employer's PF Contribution): Role - Senior Consultant/C1

My HR Discussion Round is over and awaiting offer letter for the below:

4. Virtusa (JPMC Client GTI Databus) - 21 LPA including 10% variable (Deductions: Gratuity, Insurance and Employer's PF Contribution): Role - Senior Consultant (Tier 2)

5. DBS Bank - 23 LPA Fixed + Employer's PF Contribution 1.1 LPA + 15% Variable of 23 LPA: Role - Senior Associate for Full Stack Role

6. Optum Global Solutions - 23 LPA Fixed + Employer's PF Contribution 1.1 LPA + 20% Variable of 23 LPA: Role - Grade 27 (Sr. Software Engineer)

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Dont join Virtusa especially if you are looking for long term

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Ask JP to match highest offer and even if they don't, choose JP

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Hi PwC1, do you mean asking JPMC to match the fix component? Also, Is there a risk of JPMC revoking the offer or at max they will just deny it?

I would not look beyond JP Morgan even if they are offering the lowest package.

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Jp morgan or OPTUM you should join. All other are service based org.

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If you want good WLB optum is the best. But growth will be like any service based company. 5% hike

likesmart

You are getting base for grade 27. Try negotiating there, get atleast 25 fixed, else join jp morgan. Also ask joining bonus of 2LPA.

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Thanks Optum 2 for the details.

27 at Optum could be 30 fixed.

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Join either JPMorgan or DBS bank after negotiations

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Thanks Analyst 1, are you currently working for JPMC, DBS or Optum or have worked for them earlier?

Current organization?

It is CTS

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Jp can easily offer you up to 25, try to negotiate

Optum is saying that based on the current offer that I am holding and CCTC they cannot give more than 23 and I personally felt Optum is going at a very slow pace. They are taking a lot of time for small things and come back after 7-10 days. Not sure if it is only for me.

Either go for DBS or Optum.

Do you know anything about JPMC or just blabbering for the sake of it? JPMC is one of the biggest US based investment banking companies. Anyone joining JPMC will be working for them only and not for any clients. Growth will be far better in any of the companies OP has received offer from.

DBS is shit and won’t suggest anyone to join them. Optum stands in between JP and DBS and like others have suggested limited growth but good WLB.

JPMC will be best, the hike which others have given, you will catch up within 2 3 years after hike.

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Guys, I have no Front End Experience and in DBS they are offering Full stack role, so I am thinking if I would be able to manage if they have strict timelines. Will they provide time to learn and deliver in DBS. Not sure if I will be asked to work on Backend part. Any idea, how it is going to be in DBS for Full stack role?

DBS is offering Senior Associate role

I shared the DBS Offer (24.1 fixed) with JPMC and the HR confirmed with the Hiring Manager that they are not willing to increase the CTC offered earlier (22 fixed). So no changes to JPMC offer. Please advise which one should I choose.

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