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Who’s working out Monday morning? 😤😤😤
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Anyone in dc? Let’s get fucked up
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Honestly, good for you for not falling into the trappings of wealth
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My HHI is getting close to 700k. We have no kids, reasonable mortgage and dont spend frivolously on other things llke cars, clothes, etc. me and my wife do a nice dinner ~1-2 times per week and generally spend 200-400 for each meal. It’s a lot but it’s what we enjoy.
We save and invest ~200k per year
Similar here. HHI is a bit more than 500k. No kids. Our rent is 4800. My wife and I spend probably $1500-2000 on eating out and we spend about $9000 a month including everything and we invest/save the rest
Go to more casual and less hyped spots. I’m also a decent cook so less inclined to go out to eat
Credit card debt.
Or needing to date in this city, thereby having multiple credit card debts
Keeping other expenses low. My rent is only $2k, I don’t have an expensive gym membership, don’t travel for pleasure a ton, don’t eat out on weekdays, rarely uber, don’t shop a lot.
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Exactly!
Everyone has places where they splurge and pull back - maybe they live in a cheaper area to allocate more to going out, but also most people are living beyond their means and not widely talking about it.
Friendly reminder: more than 60% of people finance tickets for Coachella… now that’s insane
We eat out maybe 5 times a year, $150 for the both of us. 2M income, 2k rent, no cars, no uber, no delivery service, no pets, no kids. Everything in stocks.
Why do people upload pictures of themselves eating at tourist traps and bragging about it proudly.
Senior Manager 1 — which AI did you use to generate that response? “intersection of food, culture and identity”, “global culinary journey”… seriously? The AI is wrong by the way, there are no good Mexican food in New York, nor Spanish, nor Chinese, even Toronto has better dim sum and Chinese food. Many people don’t have the time to cook at home but they have the time to wait in line for hours for a bowl of noodles 🤔
300-400K HHI is fairly common in NYC
I mean really depends. Me saying I’m broke means I’ve got not a lot in my checking account. I don’t talk about my investments. Someone else saying they are broke might mean they have zero net wealth.
Enthusiast
Prob a stressful job that pays well! Those two are usually related. Just like happy hour a few times a week. 👀🤔
My weekend splurge is closer to the $100 mark for a nice meal and then another $100 on a few drinks, but I like good food. I cook/eat at home/meal prep all 6 other days each week to keep diet in check and my only hobby currently is the gym so not many other expenses. It’s a trade off, sometimes I wish I was doing more while in nyc, but I’m pretty chill and don’t feel pressure to be social so I’m just in a gym, work, eat, sleep, repeat mode until that one nice dinner on the weekend 🥴
But as for how it’s afforded… I budget for it.
Most people are money dumb, they don’t understand compounding, and make emotional investment decisions like buying a home because they can’t live in stocks
I didn’t say compound interest, I said compounding. Buying a home is a lousy investment compared to investing in stocks, historically the stock market outperformed housing, so investing in the stock market is not emotional, it’s purely mathematical. Buying homes is emotional because people think renting is paying someone else’s mortgage, and they feel stupid to be paying for someone else, what they don’t realize is that when they buy, they are also paying someone else’s mortgage.
Delivered meals is the best food hack in NYC. You get chef meals delivered to you for $12-13/meal. Then you can splurge every couple weeks without worry
When I lived in NY I used to live next to a chinese takeaway, one cashew chicken and noodles would last me a couple of days. I was a student though and spent more on Broadway shows than on food... (the lottery ones of course, who can afford full price Bway??) I don't know how people actually afford to live in this beautiful city and have a 'normal' job. If Clarks is still on Henry & Clark in Brooklyn they do an amazing breakfast or lunch at a decent price... or they did last time I checked!