How do I determine what homeowner coverage is needed? I own a $400k townhome in GA that i bought 6 years ago. At the tim, I went with the first recommended coverage.

I recently started shopping for insurance and the person giving me the quote told me since it’s a townhouse and exterior repairs are covered under HOA the coverage can be based on as low as 30% of home value and his quote was much lower than what I’ve been paying for the past 6 years.

What’s actually recommended?

Thinking about jumping in with Berkeley's flex option for the evening / weekend MBA.

Thoughts?

Any Publicis PMs go to TBWA\Chiat\Day LA? How was your experience with that transition?

Anyone: Thoughts on Cisco Puts?

10/23 Thread (BC):

What funds do people have in their 401k plans? And how did y’all decide allocation? Can’t tell if I should be more aggressive given I’m in my 20s.

I have just got an options trader job at a prop trading firm. But I knew nothing about options/trading/finance. The firms said they’ll be officially training us once we start. But in the meantime, what are some books/resources that you would recommend to start learning first?

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

Anyone just out of first trimester struggling with sciatica pain on right side? It’s excruciating and not sure how to alleviate - I read up on some stretches?

Finance - Highest salary? After how many years? Is Ad better paying than typical accounting?

I got an offer from Mcafee. Can anyone advice the overall company stability and culture after it became a private entity from public. Is it the right time to join?

How much Target can offer for 4 years of exp?
L4 level engineer.

For fixed they are not negotiable. Any idea?

Hello! I’m looking for some insights and feedback to help with a conference I’m participating in during October. Have you worked with a Retail Media Network in 2022? If you have, what was your experience, and what’s something you wish you knew before you activated your campaign? If you haven’t (or even if you have) what are some questions you want answered about RMNs?

There is a partner that, without fail, calls on Fridays after 6pm anytime I am staffed with him. It’s extremely frustrating since his calls are usually non-urgent and I make it a point to check in early in the day to address anything. Any advice?

Those who exited MBB, what were your options? I know I don’t want to stay in consulting and feel like trying industry soon. Most of my background is in finance and strategy.

If I accept the promotion to Partner/Principal what's the least number of years I could work without it being a financial mistake. I have an opportunity to do something completely unrelated that's my passion, but I feel like that's the wrong decision when I'm this close.

The other opportunity should still be there for 2-3 years

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

For those who use property management companies to manage your rental properties, what are the services that you really value and will switch out to a different one if not getting such services?

Can I negotiate for a longer pre-approval period? I live in a hot market so likely will take longer than 60-90 days to secure something. Or does the pre-approval auto extend without a bunch more paper work?

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

So I am about to move to D.C this fall for work. I'm really interested in Real Estate and renting places out but don't know where to start. Should I look into getting a license or just putting down money on a place to own and then renting it out? What makes the most money? How long would it take to see income?

Looking to buy a studio in NYC (~600k). How low should I go below asking price when making an offer (especially given that the price went down 5% two months ago)? I’m thinking 15% below asking. Location is okay, no view, and a month to month renter in place. Thoughts?

Is it common for HOA to ask you to prove your car registration is up to date?

Anyone want to aspire and get their real estate licenses together for a side hustle?

Currently looking for a roommate to share a 2 bed apt with in suffolk county long island. Message me if you are interested. Budget around 1300-1600

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

Is it better to get credit at closing or lowering the overall home price?

seller is offering to lower the cost or give credit to fix the flooring

If I'm adding multiple people to purchase a property but not on the mortgage, when do they get added - do they need to already be on the purchase agreement? I heard it's easier to do upfront vs. adding them later. I've asked this question in a thread but didn't get a clear response. If someone could please help clarify - how do I add other people on the onset on buying a property? This is a new build, buying directly from the builder.

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

Replace or refurbish windows on an old (1920s) house?

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.