How is Health Insurance policy in DI, parents are covered or not and it’s cashless or they will reimburse the amount after submission of bills ?

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Parents are not covered by default , you have to pay extra to add them

If an employee is hospitalized, it's generally cashless treatment unless there are some objections by the insurance provider.

For example if they think the doctor has asked for a test which was not required, you will have to pay for that test (you can later follow up with them and get it reimbursed). This happens rarely

For parents the process should be the same, but not sure. You will have to pay extra for parental coverage.

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