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Parents are not covered by default , you have to pay extra to add them
If an employee is hospitalized, it's generally cashless treatment unless there are some objections by the insurance provider.
For example if they think the doctor has asked for a test which was not required, you will have to pay for that test (you can later follow up with them and get it reimbursed). This happens rarely
For parents the process should be the same, but not sure. You will have to pay extra for parental coverage.