2017 Lexus IS 200t F Sport for 32k plus taxes...? (33k miles) Yay or Nay?

Does anyone have an idea on the best emerging markets to invest in before the recession hits? Is gold, or any other commodity going to be the safe haven as well? Thanks everyone

Well, its a good thing I sold ARKF when it was $55 last year

Is this an aggressive position? Would you use final regulations effective for tax year beggining Dec 16, 2020 to support a deduction for calendar tax year 2020? Proposed regulations didn't include this exception. More details below.

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

Quite a newbie, everyone around here seems experienced - what should I buy short term & long term to take advantage of the dip?

Why are some people saying that they (regulators or the govt) need to stop GME trading? Isn’t this a free market?

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

I’ve got cash that I want to conserve (for bschool) and my time horizon is 1 year. It is currently all sitting in a HYSA. Should I bother moving it to a higher return investment and if so what would that be? Thank you!

Do anyone of you subscribe to the motley fool or any other stock advisor tools? Recommendations and thoughts on how useful they are?

I’m looking to buy a home and was wondering how the visa situation impacts your rate. How high can it go if you at least have good credit and the 20% down payment?

Got my first job working retail! I'm so excited. I'm only 18 and I know it's not that much but I'm happy that I get to earn my very own money.

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Folks making more than £100K: How do you deal with the 60% effective tax rate on the 100-125K bracket? (HMRC gradually reduces your £12,750 personal tax-free allowance to £0.)

This is the first time it is happening to me. With one month to go until the end of the tax year, I'm thinking of making a one-off extra pension contribution next payroll.

Any other effective strategies with only one month to go?

Any suggestions for books to read about any guide for buying house in Canada or on real estate in Canada ?

Thanks

Hi Fishes,

I have previously worked for Reliance Jio, couldn't withdraw my PF money. How can I get that now ?

@Partners - how much money do you need to invest I to the firm to get your partner share?

Is this a good point?
When evaluating the IRR of a new project, the corporate tax rate falling from 35% to 20% really only helps by 1.5-2.5% points. Therefore, it won’t change inv decisions that much

George, Albon, Norris on podium this week!

I’m in FDD… I know I signed up for this but there’s something about the anxiety that comes on a Friday knowing that we still didn’t get access to VDR .. and how that anxiety grows as you enter the long weekend knowing that access can happen at any minute (or not) and you have to tippy-toe on the idea of potentially cancelling on your memorial weekend plans. I know the unpredictability of our job but phew 😮‍💨

What is your mainsource of entertainment?

Business grants for a clothing brand that’s just getting started that don’t require proof of revenue?

For those that successfully exited to the very competitive, big tech roles, how many applications did it take and how long? I'm at 9 apps to Google and 6 to MSFT with no luck so far and feeling discouraged

Greetings!
I'm new to this.
This is to get connected to all for the job opportunity in the HR department. I have more than 4 years of experience in the HR field.
Also, since it's a job hunt. A referral from anyone might be useful.
And if anyone happens to know about any opportunity, kindly do let me know.


Regards

Smitha Babu

Lol how much Yara complains about New Orleans yet walks around with a Staten Island sweatshirt 🤣

Any wizards fans out there? Love to see this team gel so well this past month

Hi Fishes,

How to find flatmates in Bangalore (gay friendly )

Please don't comment things badly. Trying to normalize things.

Kind reg

How are you taking care of yourself if you have depression? All of my ways of staying grounded and motivated were attached to my routine and the fulfillment from work. I feel like I’m losing all motivation and struggling more the longer remote learning goes on.

Anybody read Ants Among Elephants? Thoughts?

I started a new account job at an agency. I’ve been here for about 2 months & I hate it. To put it simply, its an absolute mess. Does it look bad to other agencies if I jump ship after only 2 months?

I’m looking to buy a home and was wondering how the visa situation impacts your rate. How high can it go if you at least have good credit and the 20% down payment?

Looking for some advice as I am considering relocating to US. How difficult is for HR professionals to get a work visa? I think from what I read I qualify under eb3 (no master yet) or h1b. How do for do about looking for positions that sponsor your visa? I'm in the defense sector and have previously healthcare and financial services experience. Also worked in global matrix organisations with US teams so know the culture quite well. Any help is greatly appreciated.

When it comes to legal citations, do you guys italicize or underline case names?

I’ve noticed vaccine resistance among pet owners is growing and I’m starting to lose the will to educate people who are worried about “canine autism.” How hard do you try to inform the misinformed?

How to switch practice areas? I’ve been in immigration for 3 years now and need a change. How do you convince employers you’re a good fit for a role you don’t have any experience with?

Advice please! I have $200k in a savings account (on top of 6 mos. emergency $) and plan to retire in 10 yrs. I'm VERY risk averse and would stash it in a CD but rates are so low. What to do? I don't want to risk losing $ but feel I am in a way by not doing anything with it...

Any advice on how to invest 150k? I’m looking to invest into a bucket outside of stocks and cypto. Ideally would like dabble in real estate (multi family) or a business however finding it difficult to find deals or investment opportunities in those area. Any advice or website recommendations on how to take this initial step?

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

Will the market continue with its usual bloody day?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

1.2M 30-yr fixed mortgage. Should I go with option 1 or option 2?

Option 1: Rate - 2.5% with $1,500 credit

Option 2: Rate - 2.375% but I pay $4,500 in points.

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Can I have basic insurance and open an HSA? And do I need to wait for open enrollment to open an HSA? And the limit is 6000 correct?

People who are bullish on crypto: why are you bullish on it? Do you think it will achieve mass adoption and fiat currencies will collapse? What do you see as the value proposition behind it?

Is it possible to consolidate/rollover/manage my HSA investment account in PayFlex to Fidelity? Same thought on ESPP distributions in Morgan Stanley, and 401k in Alight(?) ?

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

Looking at real estate vs stock market returns. How much ROI have you seen your real estate investments yield over the years on average? I know there are so many factors. Just trying to see if RE is worth it given that I will lock in a large amount if cash.

Heard on NPR Mktplc- Larry Fink - Blackrock CEO - 2018 Letter to CEO’s. He wants companies to make a positive contribution to society. How are you shaping investments for greater good? Tips?

Hit the $100k net worth milestone today! Super pumped and thanks to everyone in the bowl for all the insight.

Male - age 24.

Hoping to earn rental income. Any good advice or resources on getting started? What’s your experience been like? Thanks for sharing in advance!

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

What is the deal with online lenders for mortgage? Has anyone used them or know why they are substantially cheaper rates? What’s the downside?

Probably a stupid question for most of you, so apologies: if I invest $10k in stocks/bonds combo, make $400 profit, and decide to withdraw 10k after 4 months. Do I pay taxes on that or taxes kick in once I go above the amount of $ I invested?

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif