I am using my first credit card from last 4 months. Can i apply for second credit card? Will this hamper my cibil score?

I am utilising less than 30% limit on my first card.

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Hello, please download CRED app. I think it will give you good insight on your credit score. I have been using 3 credit cards since last few years. It has helped build my credit profile.

As a thumb rule, it's better to wait full 6 months. Although, one can still go for a new card post 3 months. I'm not sure if there's a written rule/guideline to it somewhere.

Certain credit card companies decline a second card request made too soon. Last time I faced this issue, they declined my second card application made within 2 months from the first.

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