I feel insecure everytime I pay with my Amex bluecash everyday card.

OffTopic Questions. Need help.

I want to invest 12000 per month in Mutual fund.
Please help me to choose best 5 funds from below. How to divide SIP amount in below 5.
Planning to invest for long term. (more than 5 years)

1. Parag Parikh flexi
2. UTI flexi cap fund cap fund
3. Canara Robeco Small Cap Fund
4. Quant small cap
5. ICICI prudential technology
6. Axis small cap
7. PGIM India midcap opportunity

Thanks in Advance!!

Curios to see how you guys log your down payment and remaining loan amount ( home , Auto etc ) in apps tracking net worth ?

Recently put 20% down cash for house which brought down the cash component of net worth but wondering how to balance this . Home equity ?

Any bonus and payrise at Visa Inc have been communicated yet?

What's the best way to get on a proprietary trading desk?

Credit markets going nuts right now. This will cause the next recession

I already have a cash flow positive condo in my name and now planning on buying a townhouse with SO. How should I go ahead with it as qualifying limit from my end in the purchase is only half of rent receivable from condo and the fact that condo is investment and cash flow wise, expected rent is covering 130-140% of my monthly cost of ownership of property?

Hi Guys,
Anyone aware of Visa consolidated support services???
Is is Visa inc or different organisations??

I’m starting a business and need about $50K in upfront costs. I’ll fund half with cash and am looking to take a loan (which by my projections can be paid off in year 1) for the other $25K.

Would you recommend taking the loan through my personal name or through the company, assuming the interest rate for year 1 is 0%? I feel like it will take awhile to get the $25K for the business as the loan receiver pre-revenue… right?

I have an H1b which I received in 2019 and was valid till august2021, due to covid I wasn't able to travel and then I switched to another firm last year in November. If I get visa transfer, will it provide me a validity back as I haven't used any on site time on that visa.

TIA

What % do you save on what total annual take home?

I’m 32F living in one of the most expensive non-US cities worldwide. I reevaluated my financial plans and would like to get your thoughts and pointers from the wiser fellow here.
Have a 380k usd net worth, and my financial goals are:
1. Buy a first home
2. Children education to top university (single, no kids now. But i know this is what I want someday)
3. Retirement by 55
I don’t actively invest in this period, but keen to know how others do it & choose the right invsmt vehicle for above goals.

I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

I have offers from Amex and GS with similar Fixed component but the joining date of GS is two months after my last day in the current organization whereas Amex joining date is immediate. Should I wait for GS date or go ahead with Amex?

CSR - hold or cancel? Firm has cancelled expenses on personal cards

Anyone know the process behind getting access to pre market trading with a Schwab account? Is special access needed to be requested? And is there an extra cost per trade/share?

Can someone suggest some good mutual funds

Does anyone have any suggestions on small side gigs or other ways to make some quick cash for the holidays?

Any recommendations for a tax preparer? My return is going to be a little complex this year.

Question on QYLD - as they are writing calls on the tech heavy Nasdaq and these tech stocks continue to do well, does it make sense that they are losing more money than they make on the premium as the calls will be executed?

My current ROR on my 401k is -12.97% 🙃🙃. I know rates are pretty bad now, but is this lower than y'all? And any advice on how I can learn about investing wisely for my 401k?

After reading the discussions on this bowl for some time, there's something I want to share. There's a lot of criticism of Modi, Indian govt, Hindu Nationalism etc here. A lot of it is for good reason.

If like me you get defensive about these, tell yourself that (most) of it isnt anti-India, or hatred for India. It feels that way since our idea of India has become liked to 'Hindu'. Most are anti-Modi precisely because they love India. Just something that helps me think more rationally. Peace.

Hello, please like my post so that I can DM

I've received 2 offers to FAANG companies this year as Sr Product Mgr, got along brilliantly with the teams, but ultimately neither were willing to help process my visa in this climate. I know folks have it more rough, but feeling pretty bummed out.

Boyfriend and I have been dating for ~1.5 years and we still only spend weekends together. I want to move in together at the 2 year mark but bf thinks it’s too soon... just feels our relationship is stagnant and not going anywhere. Any thoughts from ppl who’ve gone through similar situations?

I’m a 5th year associate and decided to stop taking a paycheck this year for a larger percentage of fees. I’m in a firm that gets a lot of high fee cases but has just 2 attorneys. I have about 20 good nursing home cases and am working out the contract. I don’t think I should pay more than 20% overhead with 40% fees on my cases considering Firm gets 100% of owner cases and 60% of mine. Granted, 99% of my cases came from Firm/Boss. I’ve made about $80K so far . Thoughts? Am I asking too much?

My sister in laws firm has no employer contribution in 401k. In that situation, which is better - putting money in a Roth or the 401K?

What should be my asking salary if I am into Industrial Solutions Sales. With a background of both IT and industry solutions for 9years. I currently draw 15lpa.

Looking out for a referral in LTI for databricks then DM me your details like fullname, date of birth, gender, mobile, email address, skills, experience
Larsen & Toubro Infotech
#jobchange

Hi there, can anyone refer me in Infosys or tech Mahindra for the role of mdm intune? I belong from Nagpur and we have both companies here..

Hi Fishes , Good day ,

Am actively looking for Manual QA role with 6.2 YOE in healthcare domain with EDI experience. Kindly assist me. Thanks

I want to invest with a builder in exchange for profit share on the sale. Is this categorized as an income? Asking because I am on L1 visa and one cannot have a secondary income.

How is the job security at cognizant for laterals ?

Planning to marry SO (US citizen) next month after which she would sponsor my GC. My H1B (first cycle) is valid until June 2022, and based on current timelines GC would take 12-15 months, what happens if I don't get my GC before H1 expires, can my current company renew it while my GC application will likely be in its final stages? And two, has anyone used online service like Boundless Immigration($900) or similar services, or is getting an attorney recommended for GC ($3-5k)?

Anyone working in global pricing & market access (P&MA) consulting? New to the field and conscious which firms are top in their game

How can we switch projects internally in TW? Also what is the timeline you have to be in a project before u can switch?

Sometimes recruiters call or I have a phone interview and I say awkward things or there are awkward silences that I think undercut my professional image. What can I do about it?

Working from home is killing me. I haven’t left the house in weeks and I am starting to look like a hermit haha. Any tips for getting motivated to get out of the house and actually getting decent looking for the day? I plan to make a hair appointment soon. Hoping that will help give be a boost of confidence with my appearance. The short days are not helping!

I took 400 mg of gummies at my very straight-laced brother and SIL’s place. Not sure if I should tell them or just go with it.

Horny and thinking of reaching out to my ex who I haven’t spoken to in 4 years

I deleted work emails from my phone and I’m dreading what’s waiting for me tomorrow am. 😬

My friend recently had a big fight with her boyfriend and it's not solved yet - she's worried. I just got engaged on Friday. Should I tell her now or is it bad timing? I don't post anything on social media or told anyone except family yet, so she won't find out from others.

How to stay focused today and tomorrow? Not really in a mood to work anymore and no meetings.

Idk who else has dealt with this, but my roommates GF has been over 8 days a week for the past couple months and now I wish nothing but baddddd things for their relationship.

Someone should make a candy brand called "reds," where the candy concept is like Mike and Ike's, but they're all red, and the reds are different flavors, like cherry cola, strawberry, sour cherry, raspberry, cinnamon, watermelon, peppermint, bubblegum, and more... And then they could make a "greens" version, a "blues" version, orange, etc.

EPP texts me all the time and on the weekends. I think she wants to get in my pants.
Ugh

I’m currently responding to another AMA post. AMA

I really dont like drinking and don't understand why everyone is so obssesed with it. Like you really jeed to numb yourself all the time? Unpolular opinion but Alcohol sucks

I think people who don’t get the vaccine out of choice are dumb. Is anyone in the medical community saying to not get the vaccine?

I don't have a sex drive anymore. It's been pretty convenient.

Gf said Nick Fury from Avengers series is Samuel L Jackson’s most iconic role and I whole heartedly disagreed and said Jules from Pulp Fiction is his most iconic role. Are there others that think this too?

I’d try to make a living making Mike Honcho videos (any Talladega Nights fans out there?!?) before I ever went back to an office.

I am weirdly attracted to men who are not available