Question fellow fishes: How long do we actually think fintech is going to dominate? When it comes to substantial wealth, security outweighs convenience. Seems to me like people reach an upper limit with fintech apps before switching over to traditional banks and firms. What say you?

Hi,

Can I pay full hra amount as rent to my parents to get hra exemption benefits.

HRA: 5 lakh

Any tips on investing? How did you get over the fear of losing money or making risky investments? Recommendations on personal finance blogs/books/podcast/etc?

When do you all think it’s time to exit to take your startup on full time? Is there a certain income threshold you’d want it to hit combined with personal savings? Other than insurance, what may be somethings I’m not thinking of in making a plunge? For context, 2 workers, my wife does almost everything now and I assist at nights and weekend. It’s grown from 200 a month to almost 2k a week of profit over the past five months. Has been increasing from 1.5 to 2+ over the past 3 weeks. Contd

Looking for a panty dropper used car for around 40k. What would you suggest? Considering a wide range of options from x5 to F type

How do you think about carried interest as a factor in total comp? Getting 69bps (memelord GPs) in a $420M (see above) fund, which vests over 8 years. It’s a new fund, so won’t be paid out until liquidation 5-7 years later.

Assuming I stay at the fund for two years, and the fund returns 3x, that’s 300k (obviously subject to big change depending on my tenure & returns). When benchmarking against other offers, how should this be valued? Is TC 450k (300k salary/bonus + 150k carry), or less?

Anyone use the Apple Card to buy iPhone on monthly installments and submit Apple statements for the cell reimbursement? Or do we have to buy phone through cell carrier?

Advice needed, my friend purchase Uipath for $88 now it is down to $8. He doesn't have much money and doesn't get paid very much. He used his entire inheritance and invested in Uipath and Palantir. What would you suggest sell or continue to hold?

What REITs do you guys invest in?

Can anyone tell me what is one of the most popular ways to make money through stocks and the housing bubble right now? Any popular stocks to buy or land?? I'm seeing an upcoming recession WELP

How much can I expect in monthly social security checks upon (non-FIRE) retirement ? I think I’m reading $2,500 ish?

I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

401k Roth or traditional 401k?

How are everyone coping with the tech shares selloff? What a huge loss are we seeing in our stonks…

When in your pregnancy did you (1) purchase life insurance and (2) have a will drawn up?

Any investment ideas outside of the stock market? Considering farmland but wondering about other options

Quick question: will you buy vanguard index funds through a vanguard account or their ETF versions through Robinhood or Ameritrade (already have Robinhood and Ameritrade) ?

Trying to build a strategy focused on index funds.

What are you doing for a retirement plan as an independent consultant? Solo 401K, SEP IRA, etc.? Any recommendations on where to open an account?

Regarding the WSJ article.. Can anyone in PE explain why any pension fund would be interested in buying single family homes? Extremely illiquid, historically follows inflation.... Do they think Texas will go the way of CA? Ie/ zoning and artificial cost inflation due to supply constraints by the govt? It just seems to go against what is taught in economics as a sound investment... i guess CALPERS is desperate for yield given how upside down the state is

Is it legal to collect the rent in a separate LLC even though rental property is not owned by the same LLC?

Let’s get this bowl active and going. What are ATL fishes doing for fun this weekend?

Do we have 4 wheeler loan assistance in Lilly ?
How does it work??

My mom says to marry a man who loves me, not a man who I love. Happily married wives: thoughts?

Has anyone worked at both an MBB and life science firm? Sometimes I think I would have been exposed to more interesting/ in depth / more drug heavy projects if I went the life science route. Right now I see a lot of org transformation and people / Corp strategy health care cases at an MBB. But not sure which is better when thinking of exit opportunities in pharma. Thoughts?

Welcome! Feel free to share any stories about marriage, divorce, other personal issues, etc. This group is to support, and provide POSITIVE advice/feedback to women who might be struggling with a personal issue. Keep it clean, keep it classy, keep it positive. Thanks!

Has UST Global opened any office in Kolkata?

How do you deal with anxiety before a big presentation? I really struggle with this and want to get better.

Hi Fishes I recently came to know about ML-ops which sounds interesting but to direct my career towards it, i would need some help. So if you have any expertise/knowledge in the field of ML ops, guide me. Currently working as team lead in compliance ops.

Perspective. I’m retiring from the service and I’ve positioned myself decently to be competitive. I have a graduate degree pursuing a doctorate, LSSBB, ScrumMaster, SPHR, and PMI-ACP. I’ve been offered two positions that are great and on the human capital team. For someone in this situation where should I be looking as commensurate with my certifications and experience?

I’m joining the Malad office next week and I’m looking for a space to rent. Could you please suggest me some places near the office? Also, I heard that the office is going to shift? Is it true? If yes, where is it getting shifted to?

How much support staff is reasonable to expect? Plaintiff PI, med mal/aviation and we’ve lost 2/4 “paralegals” in the last month. Lack of support staff really beginning to feel like it will limit my ability to handle the usual caseload. Was on an island before, and only going to get worse…

SO is getting back soon ish from an shitty emergency trip. I want to surprise him with homemade hash browns, anyone have tips for me?

Thoughts on ERI?

Hi, I got an offer for Senior Manager position. Wanted to check if senior manager is a also people manager role? do they have any direct reportees?

Are new associates in your firm eligible for bonuses in their stump year?

When is a 3 page resume acceptable?

Hi everyone! I am working with my HR to improve our maternity/paternity leave policy. Currently I only get 2 weeks fully paid and then an additional 8-12 weeks at 60% pay (short term disability). I need some examples of companies with less than 100 employees and what your maternity/paternity policy is. Please include company name! Thanks!!!

Anyone picking up a new language during the lockdown? Personally I’m exploring Erlang and loving it so far.

Anyone looking for a job? Shoot me a message if you want to hear more about the following role
- senior computer engineer
- senior account manager
- software engineer (also principle engineer)
- senior product owner
- senior account manager

These roles would be at a progressive company changing the game in the wealth management space. This company owns a suite of wealth management software products used by some largest financial organizations. DM me, I'll tell you more.

Have any of you enrolled in or completed the Penn MCIT program and be willing to chat about your experience?

What is the best way to make sure your resume gets seen/gets into the right hands? I've been applying for remote positions and not been hearing anything back. I feel like because so many people are applying for these jobs, it's hard to make sure my resume gets into the right hands and gets seen. Anyone have any advice?

Hey everyone, I have my first interview coming for Project Management role at Meta. Any tips or recommendations? Does anyone know the layout of the interview?

How do I measure what I'm "worth" in the market? I know YOE play a role, but I don't know how to measure based on perf or whatnot. What makes one person worth more than another for the same role?

Anyone in Tik Tok willing to chat? Found a role that interests me and also want to know more about the company

Was asked for a system design follow up interview with Meta, any advice? What conclusions folks draw when called for a follow-up?

Reorgs are just a part of the corporate world. If you haven’t been a part of one in your career yet, then you most likely haven’t been in the corporate workforce for very long. If you have been a part of a reorg, however, how do you personally approach it? There are many factors at play, but in general do you try to establish relationships with the individuals you know will be key contributors and/or decision makers going forward? Or do you lay low and let what ever happens be/hope for the best?

One of my friends asked me if there was anyone at my company who was looking for new work. I know that there is, but isn't that a huge conflict of interest to share that information?

Okay so I was supposed to chat with a recruiter about sharing my reference contacts for a reference check. He's been MIA for three days citing that he's been under the weather.

Should I be worried? Is this a strategy commonly used to stall or is he actually just sick?