To the struggling healthcare student. It’s okay to struggle and not know stuff. Sincerely your friendly neighborhood physical therapist.

£30k lump sump cash in UK, how to maximise returns within a 15 year time frame tax efficiently assuming liquidity is not required?

Which bank account is better for salary account?

HDFC
Axis

Has anyone’s credit score dropped dramatically? Mine dropped almost 20 points in one month and the reason says because the age of my accounts are low but I haven’t opened any new ones? wondering if it’s covid related somehow?

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

What are the benefits of getting the president's club award?

Fish fam - quite new to all this and would appreciate your support. if I am based in a high income tax state but work on site in a lower income tax state. Can I claim the paid taxes back from my home state or do I always pay income tax based on where my home office location is?
Thanks

Just got my offer accepted for a house in San Jose. Shopping for interest rate now:
Should I got for
7ARM - 4.25% interest rate
30 fixed - 4.75 % interest rate

Banker is recommending 7ARM but wanted to get general opinion as well.

Thoughts?

I love my job, but feel like it was a slap in the face that we hit $2Billion in revenue this year, yet our benefits are sparse.

Need a quick help
While structuring the HRA if we give max limit for eg., 20k and I have rent agreement of 7500. Will this be a problem or will I just get an exempt of 7500?

Why do recruiters never tell you which agency they want to talk to you about until they get you on the phone? I don’t want to waste anyone’s time and it would be helpful to know this info from the initial outreach. My experience with this only applies to healthcare, but would imagine it’s the same in consumer as well. Anyone?

My mother is going to get retired from her government job next week and will recieve her one time payout of close to 90 lakhs by the end of the month
The amount is non taxable but any profit earned from the amount will be taxable. Where should the amount be invested?(next 8-10 year horizon)
1. Buying a 3 bhk flat for around 95 lakhs in Sec 31 Gurgaon.
2. Put all the money in FD and live off of interest.
3. She is not very ecstatic about investing in stocks.
4. Gold?

Any real estate experts in the house? Thinking of making a move to Miami from Jacksonville. Jacksonville real estate is still pretty inflated and hasn’t really come down much. Is real estate in Miami following the same pattern? Or is it expected to deflate with high interest rates?

Thinking of moving my whole crypto portfolio into BTC. Is this dumb?

Hi Fishers,

DM me if anybody want to file ITR for last year, I will help you get good refund amount for whatever tax paid or deducted from salary during the financial year.

How long should you leave your money in a manager before pulling for poor performance (I/O is aggressive and horizon is shorter term 1-3 years)? This hedge fund manager I’m using is supposed to be “cutting edge”, but after 4 months my return is 1.4%.

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

Not sure if this is the right place to post this but who do you all use for financial management/financial advisors? My stuff is getting a little complex with some real estate and retirement accounts.

Hi folks, could you update me on how are the firms in UK handling the uk economy and the upcoming recession? Have they already stopped hiring, delayed appraisals?

Anyone know the CD salary range for American Express’ in-house agency, OnBrand?

Hi All ,
Can anyone please suggest which one to choose from cognizant, Coforge, Magic edtech for noida location on Java stack for better WLB and long term stability.

Thanks!

Looking for good books on investing. Open to anything- real estate, stock market, etc. please leave any suggestions on what to read and anything to avoid - thanks fishes!!

How long is too long to try to push back a start date? Getting a formal offer early next week but trying to keep that big law bonus if possible. Firm pays out bonuses Dec 30 & I have a vacation scheduled Dec 19-23 (and was planning on working remotely the week after too). Ideally want to get EOY bonus or negotiate for a signing bonus but is it too much to push for signing bonus and those weeks off? I'm open to working remotely those two weeks but know that may not be the best when I start.

It would be great if anyone could help me understand the salary components.
Basic, HRA, Statutory Bonus, flexible components of TFP - fixed ?
TVP(total variable pay) - will be given a monthly salary ?

Anyone know the salary range at Regeneron for Director, Development Program Management?

I want to find people who have made working 10+ hours norm in consulting. Seriously man...

F / 21 / Chi / 48k
Are there other marketing/content specialists out there?

Hello Guys, I've recently got an offer from Nokia for Senior business analyst role and CTC is 25.5 lpa (22.5 FP+ 3 vo). I've got 9 yoe as a BA. Do you feel it's a good offer?

What should a cloud senior consultant with 1.5-2 YOE make at EY/Accenture?

Looking for advice! I was approved to work remotely but my salary will decrease 10%. I received two raises so the decrease brings me down to my previous salary. I was told that it’s due to the cost of labor in the area.

I’ve been with my company for 8+ yrs, I love my manager and the work I do (engagement, recognition, & wellness programs) but I feel like I’m limiting myself since I have the experience, an HRM degree, and SHRM-CP credentials.

Should I apply for roles outside the company?

Do you find your job intellectually challenging?

Someone please tell me that I can get a rear facing child seat in the back of a mustang… otherwise it looks like I’ll have to buy a new family car to drive the little one around (wife doesn’t drive unfortunately).

Could be a good excuse to get a Taycan but was hoping I could just stick with my mustang. We said next car will be an EV didn’t think it would be so soon though!

If you’re apply from a big 4 to another for the same job you do, how do you explain to recruiters why you want to be there? It’s basically the same place…

Has anyone lost motivation and just stopped studying for the CPA? How Did you get back into studying? I became depressed while studying and I just gave up.

Looking to transfer my lease to someone, as I’m moving for a new job. 2 bed, 2 bath top floor unit off Callowhill and 15th for $2626 per month, move in ~12/1. It’s on the end of the building, so living room and bedroom are corners, tons of natural light. Fitness center, golf simulator, rooftop grills, concierge, the works. Let me know if you or someone you know are interested!

Hi everyone! I will be on Philly for the first time this weekend. Looking for recommendations for breakfast/brunch spots and obviously philly cheesesteak! Any other tips about the city would be greatly appreciated

Recommendations of wedding venues in the Philly area for 170-200 people?

Anyone know what McKinsey’s Philadelphia office focuses on, or what industries it covers?

Anyone out in Philly? 25 M Here

What gyms or fitness classes do you guys go to? I’m looking for something in CC. I think convenience to actually get there is more important than what the actual class is 😂

What are some companies that could be a good exit opportunity in Phillly? Comcast, DOW, FMC...any others come to mind?

Favorite group fitness in philly?

Anyone has a good financial advisor they’d recommend?

How much do y’all spend on rent

What do folks here think of working at Vanguard?

What are some good restaurants with outdoor space that is heated in the winter?

Great bowl idea! What are everyone’s favorite eats in philly?

Philly fishbowl happy hour after Covid???

Anyone go from a 1 bedroom to a studio? What was the transition like?

Where can I get good sativa 🍃? Dm me pls 😔🙃

Friendly reminder about our Bowl meetup tomorrow (Thursday) in Wash Sq West. $6 Margaritas and $6 Nachos all night long. Hope to meet many of you there!

Date: November 3rd, 6:00 pm
Where: McGillin’s Olde Ale House

I'm finishing renovations on a 2-story 3 bed / 2 bath apartment two blocks away from Girard Station, 3 blocks from the main strip in Fishtown.

Will be ready by mid-April. Asking $2,200/mo rent. Has an outdoor deck in the rear. DM if interested.

Why do you live in Philly? Do you ever wish you lived in New York?

Does anybody work for Comcast? Interviewing for a Strategy role and wondering if anyone has thoughts on culture, WLB, caliber of coworkers, etc.