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Back in my finance days we used to say that anything under 5% is free money.
Honestly, 4.5% APR might seem high, but current federal student loan rates are higher, ranging from 6.53% to 9.08% depending on the loan type. For private loans, current variable rates average around 10%, with fixed rates ranging from 3.47% to 17.99%, so your rate is honestly great in my opinion. I'm done paying but I was at about the same as you.
6.8% 🙃
Same
Ignore them 😏🫠
Honestly this is currently my method of madness haha. I have income based repayment and I guess I make so little that I don't have a payment but its also still just accruing and that number is definitely going up.
6.75 mixed. Ranges from 4.5-6.85
Mine range from 5.25% to 7.50%
Yeah mine is 6.8
That’s low. Are you paying more than the minimum?