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@ABB I need referral please
Additional Posts in InHand Salary and Tax Calculation
This may help u

Help me with the inhand salary.

Hello All,
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Do you have pan card of your parents? Are they earning?
We are already showing theirs income around 3-4 lacs for tax planning.
My home is in different state and I work in different state
Great. Thanks
Either have an agreement with your parents and send them the amount so that you'll have a proof. But the issue is for that 5L, your parents would be liable to pay tax. So one way or another someone has to pay it . And since your parents are already paying tax, you can just use the new regime and chill a bit instead of trying to save some money!