I need some expert advice. I have 40k in 401k and 40k cash in savings account. I moved all 401k to a very low return safe portfolio in July and basically I haven't done anything with the cash as well.

Starting to feel like I am missing out on returns and now is the time to put everything back into the market. Does anyone know reliable financial advisors that will do it for me and also account for the independence related restrictions.

Other suggestions/tools appreciated as well.

Realtor fishes, let's play a game: I share some details of some listings that we have available at my office and you let me know if we should keep them in our portfolio or make room for better properties.

has anyone made the jump from hospital administration to healthcare consulting?

Is there a healthcare payer/provider consulting bowl?

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

Looking for a lawyer for get prenup done. Any recommendations will be helpful

Decided to payoff my mortgage.

Was just on a call with my mother who claimed someone helped her bought an investment target that has high consistent return (>25%) without loss to principal and low risk. Is this possible?

Am secretly freaking out because she doesn’t know what she bought. It is her own money but I wonder if it is my place to step in…

Best recent healthcare books related to improving our broken system? Atul Gawande’s books are a bit dated now I think.

Just finished An American Sickness again. Thank you!

Hi, I work under contract for a foreign company as an APM. I have an import export licence and send the monthly invoice to my HR. My benefits include the following in-hand allowances: food, internet, sports, vacation, training and hardware. Plus a yearly bonus.
Can someone help me out as this is new to me, how can I save my taxes? (I have to file ITR 4)

If I invest in Eth today, would it be smart? Or should I wait till it cools down?

529 Plan: For folks living in no-income tax states (Texas, Florida etc) and have 529 plan. Did you go with a brokage acct( Schwab, fidelity etc) or just a state plan? If you went with a state plan, what state plan did you go with and why? Thanks

My sister wants to work in billing, is that sustainable career or is that stepping stone to other healthcare careers?

How do you recalculate NAV if ownership percentage times the capital balance per the audited financial statement is leading to a variance

Is this a good deal or not. $93,600/year” “BENEFITS “ medical, dental, vision(30%60%90% after CYD) 80hrs vacation time after 1year of employment, it cannot be carried over year to year, nor will it be paid for it upon termination same for sick time which will be granted after 90 days of employment. Max 240 hours. Paid for the 6 holidays but if happen to work holidays will get paid 8 hrs for another day off during the same pay period. No 401k

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

What stocks are you betting on for 2018?

Hello :) I am moving locally within the Bay Area in couple of weeks and all the movers & packers I am getting quotes from, prefer to be paid in cash (there is a convenience fee with credit card payment). What are the advantages/disadvantages of either method of payment? Thanks :)

How do I make millions?

How do you deal with CDs and ECDs who clearly favour the guys in the (otherwise all male) department for no reason other than they're also guys? Do you bring it up with them? Go elsewhere?

How to tell Hiring manager and recruiter that i am not joining company after signing the offer letter?
Reason: I have offer from a better company.

I don't want to burn the bridges.

Best way to learn python for free? I know r and sql pretty in depth but need to learn this.

Anyone transition from healthcare to legal sector? I reached out to a recruiter because I’m looking to make that transition from healthcare administrative to a legal project coordinator. What are some transferable skills and goals I can best illustrate to recruiters and hiring managers?

Joined pro a few months back in TC, I notice that the all the talks of big growth etc. was just talks. Have not had any decent project lined up and been sitting idle for past month. Also, majority of existing projects are Risk, audit and compliance related or we are trying staff aug / managed service (outsource). What is up with this, contemplating if I made the wrong decision to join pro from Big 4.

Picked up a client who tells me part of the reason he chose me is that the other guys "put on too much of a show" w/ a ppt on the first visit. My concentration was on him and his situation, go figure.

The new junior on my team is from the South and refers to me as “Sir” and it’s making me feel all kinds of ways. How to proceed from here?

Is it okay to join a new team and say "I expect your Support to myself" when you know you're not joining as a lead to the team.??

I am new to United Silver and I purchase economy tickets. Is the best strategy to check in exactly 24 hours ahead and switch my seat to an open economy plus seat?

Can someone shed some light on the interview statuses of the candidate portal of Walmart ? My status is currently showing as "Interview 3 - Interview scheduled" and Activity shows "Interview confirmed - debrief" as Last activity. What should I make of this ?

Accepted a new job at competing Big 4 but got a message from a recruiter from MBB. How do I respond to the recruiter? Is it worth it to take the call and be honest with them?

Heard frm a friend at pwc that in consulting they have per diems. Is it for all practitioners and practice? Seems tight on budget.

🐠 that kicked ass in a PMO role, question for you: any tips or micro habits that worked for you in terms of meeting firm & client expectations? Know its a loose term and is project specific but just want to know what skills I should hone.

Are there any BKD people actually excited about “FORVIS” other than the interns and partners on LinkedIn? I hope they didn’t pay a consulting firm “forvis” name (see what I did there). Just here to stir the pot.

Favorite TED talks? Medical or otherwise

What challenges do you encounter which stem from your emotional trauma?

Thinking of jumping from print production to any other departments, art buying, digital or broadcast. If I looked at other agencies would my skills transfer and also which role has a higher salary?

In the last PDM town hall, they said they were going to lower utilization targets for those that work on projects with capped hours. For those people, have you seen your utilization target lowered? I haven’t seen shit change for me.

What’s going on with the stock market today?

Saving $20K for an engagement ring by EOY. Should I put it in a dividend ETF to fund the band or is that too risky?

what upgrades are worth buying on townhouse or SF home. planning to live there for 4-5 yrs and later move into bigger house. will rent or sale this property at that time. house is in MD.

I work in sf and Nyc and have now saved enough where I’m wondering if it makes sense to buy rather than rent an apartment as an investment. Tricky part is I’m still quite young and this wouldn’t be my lifelong/family home. Have also considered buying in less metropolitan areas and renting them out for passive income. Curious if anyone’s gone through this process before and have thoughts ?

529 Plan: For folks living in no-income tax states (Texas, Florida etc) and have 529 plan. Did you go with a brokage acct( Schwab, fidelity etc) or just a state plan? If you went with a state plan, what state plan did you go with and why? Thanks

What stocks are you betting on for 2018?

When you’ve accumulated 14 days of PTO, would you measure that as 2 weeks salary (1 paycheck) if you exit the company? Or are salaried employees paid only for week days thus 14 days PTO is nearly 3 weeks of salary worth? What’s your take?

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

Auto rebalance (every 90 days) or manually rebalance as needed? I'd rather be more passive but willing to do it myself to save money. Btw if anyone ACN knows rebalance cost structure, please share.

I own two commercial rentals in heart of a tier 1 city. Opposite to my space is a mom and pop store. I have become somewhat friends with the owners of the mom and pop store over the years and they would do one of favors for me when I asked to take care of the rentals. Now the commercial rental is vacant and I have been approached by a mid size chain for potential agreement. The dilemma is that the big box store is direct competition to the mom and pop store. What would you do ?

Is it crazy to put down 50% if that down payment amount is almost 50% of your net worth?

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

I know there is no black & white answer, but what’s your thought process in deciding when to sell and keep the profit?

I started a small LLC on the side. My company is getting it's first client this month.

Wondering if any 🐟 have recommended resources on setting up initial consulting business thru an LLC.

Books, websites, tax strategies etc.

My LLC is already incorporated, but looking for guidance with the next steps (creating contracts, invoices, etc)

Does anyone use Ameriprise for their Roth IRA? Anyone know of any funds you can buy in an account with them that don’t have trading fees?

I am tempted to buy more stocks, but I also need the cash in next 6-10 months 😞

Newbie backdoor questions:
I have a traditional 401k with pwc, want to do backdoor

1. Is the process: traditional 401k -> rollover to traditional IRA -> conversion to Roth IRA?

2. In any step of this process, will I incur a tax penalty due to age (I'm in my 20s)?

Any help greatly appreciated!

So should I just not be paying my student loans now? If dems win this senate runoff loans would for sure be canceled to an extent? I want to use this period of interest free payments but also don’t want to pay if I don’t have to..