Has anyone taken up the Personal Capital investment management service that they offer?

They say they will manage my 401k but to do that they will require my credentials that I use to log into fidelity. Is that normal? Has anyone here done that before? Any feedback or experiences of using them?

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Why do you feel you need to pay someone to manage your 401k? I can’t image how that would make sense financially.

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Previous PC client - don't bother. They will not make you have better gains than investing in market indexes. Just DIY with VTI or a TDF and be done.

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I can see why they would need that - because their service includes balancing your portfolio, which could require buying or selling securities.

I wouldn’t use a service like that mostly because it’s expensive and I don’t think needs to be balanced that often anyway, but the potential security issue or error seems like more risk than I would want.

That seems extremely odd to give over your username/password, even you do choose to use their services. Sus

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