Noob investor here. I messed up and need some advice. Invested in Alibaba (BABA) around $245 average cost because I believed in the business but now I’m significantly down…what should I do? I have half investment in my individual brokerage and half in my Roth IRA (I know, pretty stupid of me). Am I screwed long term?

Do any of you guys use Microsoft Excel or anything like that when doing financial planning? Like for example having an excel spread sheet where you type in clients income, and income when retired

Anyone know of a good cross-border US/UK financial fiduciary?

Question for my 401k focused advisors out there--what programs are you using that is instrumental to your 401k practice that you simply can't do without? I'm being pitched on Envestnet & im not sold.

Since the fed rate is now zero.. What does thst mean for mortgage rates and savings rates? They gonna plummet to nearly 0%?

If I have a six year old and 150k in a 529, can I say I’m done?

Looking to buy 35K marriott bonvoy points. Let me know if anyone’s willing to sell?

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

Today I lost out on a house because my offer of $90k over the list price was beat out by another bid. Everyone else having an equally crappy Monday?

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

Well, its a good thing I sold ARKF when it was $55 last year

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

Does anyone have recommendations for a mortgage company? Looking at a 30 year mortgage preferably with as low of an interest rate as I can get.

What actual stocks you all buying today? Got some cash from settled trades I want to deploy

Cliche Question: I have 10k in cash ready to invest. My tolerance for risk is high. Anything valued too low your opinion?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

My background is in tech transactional. I joined a cybersecurity SaaS startup at the end of last year and now also handle more generalist matters in addition to all things commercial-related. I have a number of books on contracts that I’ve found super helpful over the years (The Tech Contracts Handbook, A Manual of Style for Contract Drafting, Sign Here, etc.). Can anyone recommend books they’ve found helpful for L&E matters, privacy matters, product matters, or marketing/advertising matters?

How's the job market for a social strategist/content manager in FL?

Hi Folks,

Which company (TCS & HCL) is good in ITIL Domain, i am asking only in ITIL stream not over all as a company.

Please provide your inputs or comments.

If I was hired in your company, what will be my approx CTC ? 😜

YOE: 6.2 years in Fullstack development with hands-on experience in devops tasks.

Skills: Golang, Python, NodeJS, ReactJS, CICD, Docker, Kubernetes, Helm, AWS, Terraform.

Things to note, Not too good in Data Structure & Algorithms 🙁

This can help others to benchmark as well.

Be honest please.

#salary #benchmarking #fullstack

Was having a chat with a recruiter who does a lot of work for me so out curiosity I am interested to hear what do consultants look for when they are moving into the industry.
- What are some of the key elements you look for vs deal breakers?
- What types of firms and industry are of interest?

Any Shopify store owners here? I’m using an app that increases conversion and rev through cashback (better than promo bc many don’t redeem). Would love to refer others to them.

What is everyone’s favorite strategy when dropping into Verdansk

Hi guys, a plea for help here 🙏🏻 have any founders here gotten an O-1 visa or an H1B transfer into their startup? Would greatly appreciate hearing your advice / experience over DM

Welcome to the bowl for synechron. We will discuss in and out of everything happening throughout the organisation. Feel free to ask any questions/doubts.

Hi guys, Yoe 12 yrs banking domain Present ctc 14.5 lpa infy and serving notice period.

How much can be negotiated in for global logic ( hr round pending)

Already holding offer 23lpa in wipro TIA GlobalLogic

Thoughts on Prime Ocean here?

Anyone have any good audit jokes or one liners?

As someone who has spent 7 years in the recruitment field specifically helping those who originated in audit or partnership tax compliance I’d be happy to answer anyone’s questions! Please only those that live and work in NYC.

Any audit folks at midsize and up firms (experienced senior and above only) looking for a role in accounting advisory/consulting at a small firm <100 people (completely remote), reach out to me. Busy season hours are approx 45/week. Comp starts around $105k

Is it legal for green card holders to work on a second /side gig on Corp 2 Corp ?

Quick poll. Are you in Digital or a different P&T pillar?

If I have a six year old and 150k in a 529, can I say I’m done?

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

Reached theoretical financial freedom (4% of networth covers 120% of my yearly spending)
What should I do?
-Motivation to grind at BCG is not here anymore and honestly the experience here was underwhelming (~1y as a C, lateralled from other firm)
-Still too risky to open own lifestyle business
-Option to exit to industry for a few years at a 9-6 job?
-Option to do some side hustles?

Anything I should consider when making my decision? Any risks I haven't foreseen?

Thanks!

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

Wanting to take advantage of the current market. 20K to get going. What are good passive income ideas in todays economy? What would you do?

Dental insurance question: if the company dental insurance doesn’t cover enough and you +spouse both need implant next year, could you buy additional dental insurance? From where? Anybody have the AICPA offered one? Thx!

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Have 200k to invest in real estate. Which option is better recc. Pros/cons?
CONT: For options —>

I want to setup monthly recurring investments in index funds with a long term return perspective. Looking to diversify into 7-8 funds - Any recommendations?

Anyone using roofstock? Model seems really interesting. Would love to talk to someone using it.

Can the $7k HSA limit be for myself + kids, or does it have to be myself + SO + kids?

What happens to the funds you're invested in if you roll an old employer's 401k into your current employer's 401k? Is your current 401k custodian able to continue keeping those funds invested even if they don't offer the funds themselves?

Mortgage rates already crossed 5% but the home prices not showing any signs of cooling down!! Any historical indicators where we may be headed 🤔

I really want to move out of my parents place for social reasons etc. I still hangout with friends a lot but it’s just a hassle having to drive a hour or so to kick it with them. So my dilemma is I enjoy saving $ on rent (yes I know can’t have both) but the main reason for me moving back home is so that I can save and buy a house. On the flip side with how expensive houses are right now it’s hard to even buy. I’m in CA btw SoCal. If anyone has any suggestion of places to live for a 26 YO TIA!

Looking to put 10k into ibonds (maybe another 10k next year but not sure yet). Is treasury site easy enough to use? I initially stayed away because I heard it's awful but if set up is doable then I'll reconsider.

Also, should you have a separate emergency fund until you can withdraw your ibonds? Can't withdraw if you have an emergency in the next 12 months.

ICLN or TAN for clean energy long term?

I have a brokerage account with 7k in it, split 70% VOO 30% SCHF. I now have an additional 11k I can add - how should I allocate it? Should I move towards an 80/20 split just in current funds or add things like a growth (VGT) or high dividend ETF (VYM). All of my retirement accounts are already maxed, FWIW and don’t need the $ for any large purchases needed in the near future.

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.