Thought this was a helpful discussion of ibonds

https://youtu.be/UuGsXUPCrqU

Long time coming for this bowl. Please spread the word so we can make this efficient as possible!

Citiustech is not going to give my salary. HR said you didn't serve notice. hence you will not going to get your FNF.

Left organization in a month after joining.
Any thoughts sharks. What to do now?

Cardano on the way back up, thank God 😮‍💨

On a scale of 1-10 with 10 being the most, how pissed would you be if you were a supervisor and you had a new direct report on your team with a higher salary than you? The years of experience are the same, but you have 3 designations (they have 0), you have 3 licenses (they have just 2), they have little to no experience with technical complex claims (you have hundreds), and you have 3 years in management (they have 0).

I am new to United Silver and I purchase economy tickets. Is the best strategy to check in exactly 24 hours ahead and switch my seat to an open economy plus seat?

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Hi all,

I joined FIS recently and I want to access outlook and teams in mobile. If anyone knows settings please DM me. It's something very urgent.

Thanks!

CTR, contracts and department overhaul

our marketing dept is undergoing a complete overhaul. under old leadership, a $75k 12-mo contract was signed to a marketing group that handles our SEO, blog and everything Google Ads. All things I can and am in training to do. Current CTRs on G ads seem pitiful at no more than 0.75%. My meta ads coast around 4-6%. During this overhaul, would it be wise to not renew our contract, and negotiate for me to take over these roles and leverage a raise?

Who bought some Bitcoin on Black Friday?

What’s the best practice to update LinkedIn with a new internal role especially if moved to broader one? One week into the role already

Can anyone speak to the difference between a TAM and a strategic cloud advisor at Google cloud? I'm currently interviewing for a TAM role but the strategic cloud advisor looks like it may be a good fit for me. Can I apply for the strategic advisor role or is it too late?

I want to get my masters in HR, but I also want to get my phr.. is it better to get one over the other? Or should I do both. Are there any masters hr program someone can recommend?

Does anyone need a zero trust architecture environment mandated by the federal government. I can help.

Leo has the best corporate Christmas party in Chicago.....there I said it

People at EY not use the corporate card? The expense system is horrible. But might not be worth using my Marriott card...

Going to Hong Kong for a week in October. Traveling with parents so mix of outdoorsy things and touristy things. Best places to stay with money? Diamond Hilton and titanium Marriott

How bad is Frontier?

Is DIDI good to hold? If No, which would you pick instead?

Advice appreciated: I want to sublease my apartment so that I can rent elsewhere and pay less. I had to move in a short amount of time and it was during the period where there was a high demand for housing, & leases everywhere were expensive so I signed what I thought was fairly cheap in comparison to what was out there. However I found something this month that will cut costs by 30%. How do I go about finding someone to sublease my place?

Thoughts on Amazon credit card? I’ve been hearing about some good perks, but not sure if I should go with something like AMEX/Chase instead

What do I need to do to make a few million $ by 35?

Best provider for good rates on used car loan?

Has anyone taken up the Personal Capital investment management service that they offer?

They say they will manage my 401k but to do that they will require my credentials that I use to log into fidelity. Is that normal? Has anyone here done that before? Any feedback or experiences of using them?

If I have access to both to buy through Fidelity, any reason to choose IVV vs VOO? Why do you pick one over the other?

Has anyone looked into starting a property management business? Repeat clients, scalable, and can run smoothly once you figure out the right team/systems. Any general thoughts and or recommended resources/books? Haven’t done much research...just sharing shower thoughts here

I moved from NY to CA about halfway through 2020. Do I have to claim half the year in CA in my taxes? It’s a temporary move so hoping I don’t have to (but my drivers license and mailing address are now CA). Any advice is appreciated!

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

What happens to the funds you're invested in if you roll an old employer's 401k into your current employer's 401k? Is your current 401k custodian able to continue keeping those funds invested even if they don't offer the funds themselves?

Hypothetically, if BBB was delayed and brought to the Senate floor next year (let's say February 2022) and passed, and the January 1st date for ending Roth conversions is left unchanged, what would happen to Americans who performed After-Tax 401k to Roth conversions in January? Would 401k custodians have to reverse the transactions and somehow factor in gains earned in users' Roth accounts since the conversion? Could there be penalties?

Okay finance gurus, I have an idea and interested in your thoughts. Might be a bad one so be gentle 🙂. I have a 2 yr old and another on the way. Need to start planning for college. I was thinking of buying a condo or 2 in lieu of saving and selling them down the line for tuition. Condos downtown are pretty inexpensive (T3) so it’s financially feasible. But is this a good idea or too risky?

So after you max your investment accounts (401K, IRÁ, emergency savings. etc) what do you do next?

A little context: 24M, started in the pandemic, moved back home and paid off my student loans.

Do I move out? Can I start spending on myself? Am I missing anything from a saving perspective?

Apologies in advance if this comes off entitled/arrogant, really just looking for some advice and wanted to give as clear a picture as possible.

I really want to move out of my parents place for social reasons etc. I still hangout with friends a lot but it’s just a hassle having to drive a hour or so to kick it with them. So my dilemma is I enjoy saving $ on rent (yes I know can’t have both) but the main reason for me moving back home is so that I can save and buy a house. On the flip side with how expensive houses are right now it’s hard to even buy. I’m in CA btw SoCal. If anyone has any suggestion of places to live for a 26 YO TIA!

If I’m selling stock to make the down payment for my primary residence house, is there any way I can limit or avoid some capital gain tax?

If you were to buy only one, ARKW or ARKK and why?

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

If I made $1000 in dividends this year, would I have to pay any tax on it if my total yearly income was less than $20000?