I'm accepting an $85k offer in equity research at a small shop, turning down a $110k offer in FP&A at a Fortune 100 company. Everyone keeps telling me I’m nuts, but I wanted the challenge and a clearer path to a PM or associate role. Still, the financial hit is hard to ignore. If you’ve taken a risk like this in finance, did it pay off? Or was the “dream job” not worth the loss?

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There are more things to consider than just the dollar signs. Stability and professional growth are much more important. Do you want an $85,000 position that is secure with the prospect of promotions or a $110,000 role in a cut-throat environment where you could be out on your rump in two years? If you believe you have what it takes to succeed and advance in the Fortune 100 company, then I would be on Team Go For It. If you want less pressure and a long-term career in a "small pond," I'd go with the small shop.

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I did something similar, and while the first year was tough, the learning curve and visibility were 10x better. Just make sure you’re getting solid mentorship along the way.

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