I’m at the beginning of the process of purchasing my first home, currently sorting out the mortgage at the moment. However, I’ve been sent this really attractive job offer with a slight pay rise. Do I apply for it or should I wait until after I’ve completed on the house before switching jobs? I’m not sure how it would impact my mortgage application, thanks

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Agree with the above, however, still apply for the job if you think you’ll want it. Yes, it’ll complicate/slow things down if you do end up getting to job and then taking the offer, but don’t just pass it up.

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No. Also, you’re just applying for the job, you still need to interview and get an offer. If they give you an offer you want to accept, talk to your lender then and they’ll work with you. People buy houses all the time when they’re switching jobs.

Definitely complete the closing process before switching jobs. They will request pay stub/employment information and underwriters don’t like any recent changes while they are putting together documentation (losing job, opening a credit card, moving large amounts of money around between accounts, etc).

That’s what I’m thinking of doing. I don’t think it’s worth the risk but just wanted to put the question out there to get other people’s opinions

Wait to complete the mortgage process. Switching jobs may complicate the loan docs needed.

That’s what I’m thinking, thanks

Definitely finish the mortgage process first. Taking that job will throw a wrench in everything. I would apply now and then see if you get called for an interview.

Thanks, that’s what I was leaning towards but just wanted some confirmation

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