I'm earning $129,411 a year and I'm still finding myself living paycheck to paycheck at times. Now, I find myself wondering, am I underpaid or just bad with my finances?

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Depends, is your “paycheck to paycheck” artificial because you’re saving into retirement?

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Also first question I had.

Paycheck to paycheck means basic living expenses and paying off debt take all your income. Have doubts that is true here.

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Probably both. How are you paycheck to paycheck? What are your expenses?

I sometimes feel like all my money is getting spent somewhere but I also allocate a set amount to retirement savings and personal savings. My personal savings, though I try to avoid using it, helps me to feel that I don’t have to worry about not being able to cover expenses each paycheck so it is not true paycheck to paycheck. If you haven’t already, build up a personal savings with at least a few months spending.

129k is the new 50k so it’s not a surprise.

It most likely indicates lifestyle creep

Still issue?

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