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Can anyone shed some light on quant funds please? https://groww.in/mutual-funds/escorts-tax-plan-direct-growth
I am seeing stellar returns and extremely low expense ratios but apparently since they're quantitatively managed algorithms, they don't account for things like corona for example.
Can we negotiate TCS with counter offer.
Is tcs calling all employees to work from office
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I would just ask them what the range is for the role. That should give you an idea of where you might fall and then you can calculate from there. That is always one of the first questions I ask.
Agree - or if you’re near an offer and saying this looks great/lower than expected, one thing I’m considering is the cost of living factor in this city - if they understand it’s a barrier to you accepting. But it could go either way in this job market…best to have the calculations done yourself and then try to negotiate the difference if it’s reasonable
That's a perfectly legitimate and practical consideration. It's silly to think asking about that would be presumptuous. Salaries are generally aligned with the cost of living in a city, so it's not like you'd be asking about something absurd. Just bring it up, preferably early in the process. You don't want to be wasting time interviewing if you can't afford to take the job.
Look at Cost of Living Calculator based on Location, it may help you in your discussion if you have more information based on the cost of living in your current location vs. the cost of living in another area. Good luck!
This is certainly a legitimate concern but your potential employer should be aware, and any offer should already be in alignment with the higher housing costs. Just ensure you have an accurate understanding of the level of increased compensation you need. If the offer is low, then voice your concern. Ideally you will be pleasantly!
Do you have money saved up just in case the rug gets pulled out from under you? It’s not about the just the rent.  You need to figure out the cost of Utilities, deposits move in fees, and I suggest to you don’t take anything except a weeks worth of clothing and the best thing you could do is rent a room in someone’s home,  until you start making some money and until you can save up enough for your own place. I live in Southern California, and that’s what young adults do, they rent a room in someone’s home, that’ll give you the stability, a place to sleep a place to shower a place to prepare your meals at the lowest cost, but it’s still gonna run you between 15hundred and two thousand dollars a month . a one bedroom one bath apartment cost twice that so unless you want to live with a bunch of roommates , that’s the best thing to do at least until you get settled in and learn the community, make some friends and get yourself a SUPPORT network set up. And don’t forget, don’t move unless you have six months rent all ready to go.
Exciting! Sounds like a great opportunity - make sure you look at all the factors too, like insurance, food, transport, entertainment, and savings - you want to make sure that you're as close to a similar lifestyle in this new role and city.
I would check out: Average livable wage, cost of living/calculator, check rent/house prices, get car/home/other insurance quotes, and look at what dinners out and other entertainment looks like in the area; compared to where you are now. This will help make sure you know the costs for maintaining your current life style, which could be higher or Lower than average where you're moving.
Also make sure you consider relocation costs being covered by the company, and making enough money that you are able to store some money away for a rainy day, investing or other reasons that just paying bills.
I recommend Jobert Half or Pay Scale - you can search by title, location, year for the average compensation; it will give you a band with different percentiles. It tends to be on the higher side - but it's a good tool to help you negotiate a higher salary that way.
Good luck, you got this!! :)
Wow, apologies for some of my spelling atrocities. Robert Half will be much more useful than Jobert Half 🤦🏻♂️
Explain where you’re coming from. You’re being very reasonable
I don’t think you should ask if they take it into consideration.but see what they are offering and look at housing for rent and whatever the average price of the apts/houses are youll be Able to calculate yourself if the salary is a livable wage. also if you have a car you can get a quote for how much the insurance would be for that area. you Can also find what grocery stores are in that town and on Their website can search how much common groceries are and compare it to where you are. with those 3 major expenses added up you can have a pretty clear idea of whether the salary offered is reasonable and worth moving for.