I'm looking into homeowners insurance for a new build townhome. Does anyone have any suggestions on providers? Thanks!

Anyone with experience in the short term rental space willing to connect?

I was in the market for a first time home in New York but the market and rates got too out of hand. Recently pivoted to a few out of state options for an STR and would love to learn from someone who's set one up.

Thanks!

How enforceable is a non-compete moving from industry health IT company to big 4?

What would u do? 3 YOE HCOL city and I have 2 potential options:
1) move to a boutique healthcare strategy consulting firm in a similar role as I have now (client facing consulting role).. 120-130 base + 20% bonus
2) a product specialist role at Meta (FB). This told role product management, it’s analytics heavy. $107k base, 10% bonus, $30K stock.

At the end of the day, TC for both is similar. As far as exit opportunities I’m not sure what is better, so looking to get other people’s opinions.

Can I be a authorized user on my spouse’s Amex platinum card if I have an Amex platinum card as well ? Looking for ways to maximize the welcome bonus

Hear me out! I left my 15 year career in the corporate world to pursue being a realtor.1) It was never boring
2) It was the most challenging
3) It was extremely rewarding to be able to help families find their dream homes

What is the future value proposition of the 401k Advisor in your opinion?

I am joining JPM as a VP. Which brokerage accounts are permitted at JP for personal trading?

Help! In the final stages of closing a house purchase for $330k. Appraisal came at $311k ~6%less than the sale price. I myself planned for only 5% down on the original sale price. Contd...

Does it still make sense to do backdoor Roth. I haven’t transferred anything to trad IRA yet - or will it be counted for 2022 taxes at this time so doesn’t matter?

I have $100K liquid cash over and above maxing out 401K, HSA, College fund, investments in Index funds and emergency fund. I plan to leave $25K for contingency. Of the $75K is it wise if I purchase I bonds worth $30K (myself, spouse, kid)? Current combined rate is 9.62 Does anyone foresee the interest rate drastically reducing? I don’t intend to cash them out before 5 years.

Do you think downtown condo prices (rental and purchase) will continue to increase or will it decrease post COVID?

One of my junior associates recently resigned and I've been trying to make an exit myself for several months now. The job market has been really competitive but I am getting closer to getting a new job and moving on. The firm culture isn't great and work-life balance is non existent. My physical and mental health have been suffering, so I really don't think I could stay. How did you avoid the guilt trips from Partners/Senior staff trying to get you to stay?

Are there any lawyers that moved to healthcare tech (non-legal related positions)? That would include medical devices, AI, robotics, etc. Would love to learn from your experience.

Parents always wanted me to become a doctor, so did I. However, did not do very well around blood. :))

Thank you!

Hi guys,

I got my full and final settlement today but I can see no tax deduction. Does anyone know the reason. 4k tax used to be deducted every month till now. I also got gratuity and leave encashment along

I know this is an options bowl where most members believe the market will go down, but are there any buy and hold investments you really like?

Has anyone worked for Sentry Insurance? I’m being recruiting and I’m curious about their culture & compensation.

Hi guys, can someone tell me the pay structure of VP in Citibank, like the fixed component, variable, bonus, stocks etc? What is the normal yearly hike like?

As I'm joining pwc kolkata on 17oct. Should I expect to get any sort of communication from the Kolkata office about joining/point of contact etc.

What was % increment in Advanta for for PL 9,8 levels

Help! In the final stages of closing a house purchase for $330k. Appraisal came at $311k ~6%less than the sale price. I myself planned for only 5% down on the original sale price. Contd...

Does it still make sense to do backdoor Roth. I haven’t transferred anything to trad IRA yet - or will it be counted for 2022 taxes at this time so doesn’t matter?

I have $100K liquid cash over and above maxing out 401K, HSA, College fund, investments in Index funds and emergency fund. I plan to leave $25K for contingency. Of the $75K is it wise if I purchase I bonds worth $30K (myself, spouse, kid)? Current combined rate is 9.62 Does anyone foresee the interest rate drastically reducing? I don’t intend to cash them out before 5 years.

is surviving in tech roles difficult?
Roles like software engineer, devops engineer, data engineer, etc.
And also what about roles like business analyst, product analyst, product manager, program Manager and project manager?

Hi,

I have accepted an offer from infosys but need to change my DOJ i have also sent mail regarding DOJ change to HR , how much time will it take to revise DOJ?Do they revise entire offer again ?

How does your program/school handle internships? (Prerequisites, paid/unpaid, duration (hours), paperwork, etc.)

Hi,

Need combinations of helpful, uplifting smart and funny.


Please help🙏

Hello fishes,
I have been offered From Persistent system with 90% hike and some joining bonus.
I am still awaiting offer from Capgemini as I have cleared interviews and completed documentation there too.
My question is should wait for Capgemini's offer? As they haven't been responsive to any of my mode of communication.
While as Persistent has been responsive and offered a good deal..let me know ur thoughts

Does JPMC Chicago (10 S Dearborn) have any monthly parking employee discounts? Tyty

Tech Mahindra -- Master card client
Cognizant -- Wells Fargo Client

Which is better to join ? , thanks

Does any company hire a 90 days notice period person?

Looking at high availability of developers with less than 30 days NP.

Tech stack: Java sring boot, Angular

Submitter resignation on 27th August 2022 (Saturday) in Cognizant. But still now didn't receive any mail for my last working day. Please suggest what to do?

My manager ask me to withdraw your resignation if you want to get promoted ?
Is it mandatory to withdraw paper for promotion?
After getting confirmation from hr ,can we withdraw?
@cognizant

Hi Fishies,

Please give some advice/input , Need to know the names of good Product/Service based organizations which have good WORK LIFE BALANCE, Good Environment to work.

Skills : C# .Net Developer, WPF/WCF.

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

At what point in the home buying process do you ask the builder/seller for evidence that property taxes have been paid?

How long are lock periods for rates on average? Have a new build finishing in December and want to see when we should start locking in rates

Thinking of buying in SF but know next to nothing about investing in real estate. Can anyone recommend resources, especially with local knowledge?

Does anyone have a model they use for rentals? Buying a place and this is my first time modeling it out for cash flow etc.

I have the opportunity to buy a new build in ATX for 310k at 5.625% 30 year. Should I buy it? I can either:
1) rent it out
2) sell it

It's not my primary and I don't need it to live in. The news about a housing market crash is worrying me. Any advice?

Hi All, newbie here to real estate investing. I have a primary with about $180k in equity and want to A) Get a larger primary in about 12 months and B) Acquire a cash flowing rental asap. Would you try to cash out refi and buy an investment property now; cash out and rent out your current place and buy a new primary or sell your current place and try to get buy a small investment and a new primary?

How do you remedy mild mold smell from the house? Non-visible, so it may reside inside walls or in ducts. No leakage or flooding issues in the basement.

Has anyone made a property purchase using sheriff sales? Can you shed any light on the process or share tips or resources?

Why would anyone who is a first time home buyer choose to go with conventional over FHA if FHA has a lower interest rate? Any pros to getting a conventional over FHA, if I qualify for both?

Anyone have high end STRs? If so what mattresses do you have in your rental?

Is it better to get credit at closing or lowering the overall home price?

seller is offering to lower the cost or give credit to fix the flooring

Anyone follow samfasterfreedom on Instagram? Wondering what experienced peoples’ thoughts are on him

Pros and cons of purchasing a house that had foundation issues but was repaired and have a lifetime foundation warranty now ?

Anyone here recently get or see any amazing jumbo mortgage rates? It’s painful to search each bank individually. Would love something under 5.5% (only looking for 30 year fixed)

Can/should I represent myself (or in other words do not hire a buyer’s agent) when buying a new construction? Will I get the 3% that would have gone to the buyer’s agent, that i can put towards closing cost? I wouldn’t do this if buying an older property but I can’t think of much that an agent would add value in new construction purchase to justify the 3% cost. Thoughts/suggestions/guidance? First time home buyer. Thx

Best book(s) to get started in real estate investing?

Thinking about purchasing a property in the Turks and Caicos Islands. Anyone done this? Looking to learn more about the pros/cons of international / Caribbean property ownership.