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I think you should withdraw 60% on your retirement and reminder can be at any time. Considering it’s a long term investment, it would be definitely profitable but the risk is timing. This compulsory withdrawal of 60% during a wrong time like market down etc would cause relatively small losses.
Otherwise it’s good, it has tax exemption for 50k as per section 80 CCD. Please refer google for more and accurate details
Its good. My XIARR is 19%. Started 2 years ago for tax saving with aggressive plan
Looking 20 years down the line.
Keep investing, they have some options to withdraw the money, whenever you can withdraw maximum money and then put in any other avenue like mutual fund, fd etc