With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

People worrying today should read books on trading psychology! Not being patronizing- it will help you in the future, not just for investments but for doing better in life!

Any metaverse coins I should be looking at? What’s the next big thing? Have a few grand to gamble away.

My CSR just renewed earlier this month. Last year my first $300 of travel expenses was deducted off my credit card (including Uber’s) but that does not appear to be happening even though I just renewed. What gives?

Investor’s Business Daily: worthwhile?

Hi i lost majority of my money in the stock market. I married and promised my family that I will not make the mistake I made 7 years ago. Gambling. Is this an addiction I have. I keep selling stocks and taking loses buying other stock hoping it will recover but never did and sell again taking loses and buy again. It now sink in to me. I borrow personal loan hoping that the market will do k and I pay it back but I even lost that. I can't stop crying that I hurt the one I love the most my family.

Hello everyone. I’m a home inspector and looking to invest in commercial real estate. Anyone currently investing in storage facilities, laundromats, lounges or apartment buildings?

Hello folks, any credit card suggestions with good benefits and cash-back? Please advise. TIA

My realtor looked at a unit for me, and shared the video w me. I’m interested. The unit is on MLS. Then he posted on his IG story seeking buyer. I’m kinda annoyed because now I may have competitions since he is my realtor OR should I be ok for him to do that since it’s equal playing field on MLS?

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

What are trading policies in MBB and Big 4? See all these posts about buying stock, while here I am at BCG basically limited to only ETFs by our trading policy

I see two crowds these days. One thinks housing market will crash. The other thinks housing market will soar.

The contrarian in me makes me think this is a decent indication that housing market will stagnate (or increase minimally) for a few years.

As a general rules, I feel like the majority cannot foresee a crash/surge coming. The prevalence of such expectations would hamper the pre-conditions necessary for such a dramatic change.

Starting my house search ❤️ Does this group have recommendations for an good buyer’s agent in the Chicago area? Looking to buy in Lakeviee, Edgewater, boystown maybe even Evanston.

Great time to be buying ETH right now. Could still dip to 1800 at the lowest, but I’ve gotta believe we’re going to 8k+ once the eth2 upgrades hit.

Anyone took personal loan from HDFC !!
What are their interest rates and charges ?
Which bank is best for personal loan considering all charges/ interest rates and all ??

Want to make investments but the market has been going up. Any advice on whether I should wait for a dip or just go in. Newbie here so looking for perspectives

I’m seeing the idea of taxing corporations on GAAP income get thrown around. My initial reaction is that it’s a bad idea but I’m far from an expert, especially with taxation. What does everyone here think?

I joined KGS 4 months back. I am taking home loan now. Do I need to inform about my home loan to any one in our company? Any one please help me with this query? Infosys KPMG Tata Consultancy Accenture PwC Wipro EY Cognizant

Hi,
I have got offer from deloitte and oracle with similar ctc, which company should be better to join?

What industry companies ( health plan or providers) pay well and has a good wlb?

I find it hard to keep it together at school. I was in an abusive relationship that finally lead me to emptiness and emotional trying times. I keep things bottled up about school and home.

Question: Girl friends parents finally came over for a ristha. Everything went great or so I thought but now she wants to time to think about moving forward. The pain point she brought up is that we are in different states and she is feeling pressed. Although in that time she has started communicating less and I literally had to beg her to get on face time. My gut says she wants to end it but unsure. Any advice ? It's been 2 weeks since this event

Pregnant with our first and my husband was wondering - any resource recs for soon to be first rind dads? Either talking about pregnancy, baby, or both?

In the last talk I did, I mentioned my 3 personal favorite podcast hosting services. Wanted to drop them here in case anyone may find useful. Links to more details in comments below.

1. Megaphone
2. Transistor
3. Libsyn

Is optum calling employees back to office? Junior level in gurgaon

Is Ukrainian Village a safe area to live? I’m looking at a place near Western Avenue and have received mixed reviews.

In Capgemini, do you get access to any learning platforms like Udemy, LinkedIn Learning etc?

Any girls looking to make new friends? I’ve been here for 3 years and want to meet some more people, friend group is a bit exhausting at this point

thoughts on wearing designer to the office? Ex. Shoes, Shirts, Purses/Briefcase/Messenger Bag

What are ways to deal with high latency mricroservice in a given region. Given that it's Cpu utilization is not exhausted.. So no vertical scaling ???

Favorite creative from a black-owned brand?

Capgemini project - .Net Core, Microservices, Angular

FIS Project - .Net MVC

IBM Project - don't know

Capgemini - 18.5 fixed + 2L variable
FIS - 17.10 fixed + 1.90L variable
IBM - 17.14 fixed

Looking for highly job security with better project

Hello, I wanted to mention that I work as a sports commentator, specifically about soccer. I used to be one of the main journalists for Spanish media, but since I moved to Miami I feel the general passion for soccer is very different 🥲 The energy and commitment are not even close to what I felt in Spain, where some businesses would close if the match was too important. I hope this nostalgia goes away soon.

Hello Friends, What is Grade 6 in GSK and what it translates to Market roles like Manager or Sr Manager or Associate Director. What will be the base package for Grade 6 for Cloud Solutions Architect

Ok, what does ‘F’ mean

In my market, you have to waive financing and mortgage contingency to even be considered. Annoyed this is now common practice. 😞

What’s a fair calculator to know your affordable mortgage?

One online have a wide range in what’s considered “affordable”
Pre bonus and equity I earn 110k/yr in Wash DC.
I’ve seen 33% net income, but honestly $1650/mo CANT even get a 500sqft condo on rent.
30% gross is $2750/mo 😱
Others say I can afford 600k houses but that seems irresponsible and ridiculous.
My current rent is $1750 for a small 1bd1ba (cheap) but I’m sacrificing my safety in my neighborhood. No frills apt.

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

Is it wise to buy a home now with high interest rates in nj or would it be wise to just wait and see? Looking to buy a house in central NJ

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

I'd like to buy, but the market is absolutely atrocious currently

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

Hi! European here who moved to New York and trying to buy a condo apt. Any tips on the mortgage process, any good providers here with good rates and no crazy costs? Condo is $450K and putting $200K down if helpful

How much is 2k a month for a house payment? What size loan would I be able to get?

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

Is buying fancy condos with high HOA(>$1k) worth it?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?