Follow up on Rich Dad Poor Dad...General consensus is to buy real estate...So for those of you who have read the book, have you bought any real estate lol?

Do you share details about raises/bonuses/other financial gains with friends or do you keep it to yourself? I have a few friends who will tell me everything from how much money they make to how much their husband spent on them for their bdays to how much their parents make?? To me that feels like bragging/being arrogant. It’s also the way they say it, feels very much like seeking validation to me.

Hey hey all. I am writing a book on value creation in commercial real estate - from site selection to tenant management basically capture where industry experts see value lost or opportunities not captured. Anyone want to contribute to some insights ?

Thinking about buying a house in La Mirada and start a family soon. Any thoughts on La Mirada area?

How much you made this month?

30 July was special.
Salary credited. Tax debited.
Both were equal.
Ab pura August daal-chawal khaake!

Parents- how much are you saving for your kids? Married mid 30s and family income is around 200k. We both max employer 401k. Have around 30k debt. Lcol and low mortgage. Would you pay off debt- or focus on kids savings? Oldest kid is 7 years out from college and will have some VA benefits.

Thoughts on Overstock OSTK since the holiday is around the corner at the current share price ~67?

Anybody know any good financial advisors? My husband and I are broke btw 😂😂😂

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

Has anyone’s credit score dropped dramatically? Mine dropped almost 20 points in one month and the reason says because the age of my accounts are low but I haven’t opened any new ones? wondering if it’s covid related somehow?

We all know how inflation can derail our Retirement Planning dreams!!Though it's better to start investing as early as possible,but HEY, all is not lost even if you start little late. We all have our family responsibilities when we start our career, so "INVESTING FOR SELF" takes a back seat.
Just a perspective, even if someone at the age of 45 years starts investin for his retirement, he can decently manage the same with discipline and regular investing.
Happy to discuss with anyone on this!!

Looking for whole life insurance. Who is better Mass Mutual or Northwestern or NY life?

Why are the other cryptos not skyrocketing? Will Ethereum ever rise like Bitcoin has risen?

What are the best credit cards for travel points?

Should I sell or hold Tesla considering it’s joining SP500? Right now my profit margin with it is around 110%.

Does anyone have any good mortgage broker recommendations that will help find a way to not pay PMI?

Looking into credit card, most likely between emirates nbd Bonvoy card or the Emirates offering. Anything better out there? What has been your experience. My understanding is you can convert the emirates points to Bonvoy? Not sure if the same works Bonvoy —> emirates.

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

How do real estate lenders take cash flow into consideration? For example, typically I would probably only be approved for a $500k loan ($125k comp and $100k for down payment), but if I’m buying a multi-family home and planning to live in a unit and rent the others, will lenders approve a bigger loan?

Any any one here created irrevocable trust? If so what are the annual expenses of maintaining the trust? How hard is IRS paper work

When a recruiter emails you at work, how do you respond? I feel like it’s stupid to use my firm email for that, but it seems like when I forward to my personal email and reply there, I never get a response?

What wfh items can you expense at EY? Looking to start soon.

I want to get out of public sector consulting. I don't think I have been here long enough to keep the bad habits (2 years). ~6 years in industry before this. Non technical, organizational efficiency/operations excellence, leader. I don't mind consulting, but I want to move to corporate, any tips or referrals?

TIA!

Anyone else hate case studies. I understand what they are trying to assess, but I don’t feel they are the best measurement of ones ability to problem solve. I don’t have a solution though, so I’m really just complaining.

My L visa has expired and the renewal is not yet approved. The lawyer told me that since we applied for renewal, pending approval my work authorization is extended for a another 240 days. Now, can i still renew my driving license if my i 94 is expired?

Any Deloitte 🐠 willing to submit a referral?

Do people still sell United upgrades (points/RPUs)?

I think the Matrix is broken, I just had a déjà vu.

Hi, can you tell me how many rounds takes place in for automation testing round. I have got a link for an online test and what is the difficulty level should we expect from this test v

Do you think Arya will die in finale? Any leaks?

Thoughts on GILD for a medium term hold?

I have a Bachelor's degree in Finance, but now want to pursue getting a masters in IT. What should I do?

I’d like to make it a tradition to attend the Presidential Inauguration whenever possible.

Can anyone who has attended before (or lives in DC) offer any suggestions or tips for going: where to stay, how long to go, what to do, etc.

I have been waiting/looking for this exact bowl. It’s graduation season. Get ready for the “I’m proud to announce” LinkedIn posts that none of us give a piss about. May we post and roast mercilessly.

Should I sell or hold Tesla considering it’s joining SP500? Right now my profit margin with it is around 110%.

Hi-I have 120K in cash in HYSA. After keeping emergency fund aside. Still have 75-80K available that I plan to invest. After 401k, HSA, IRA and monthly expenses: we are left with 6K every month. So investing 12K every month in market. My worry is with that rate - it will take us 12-14 months to move the extra 75-80K mentioned above. However do not want to make a bulk move. Any advise how to plan the switch. At present have 60K invested in stocks. Thanks

Come from a no money family & limited financial savvy. What’s an easy way to open and manage a personal investment fund so my savings makes me more money, similar to my Roth 401k. Thanks in advance!

Thoughts on Lockheed? Dropped lower than it's been in a while. Think it's a good time to buy?

Is ARKK still a good ETF to invest in?

Why don’t I just own tqqq and spxl? I can’t assume market will go down 33p and wipe me out

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

What’s the max umbrella policy coverage y’all have seen offered by insurance providers? Looking to get one for the first time. Anything I should consider/ask the insurance company?

What is your ratio of Net Worth / Annual Income? What's your age?

Would prefer if folks don't share their gross net worth or income #s as this is more about how have folks been doing given the resources they have.

Thoughts on Sunrun as a stock investment? Buy or avoid?

How much money would you want to have before purchasing an apartment? I am considering buying an investment property, I have enough cash to purchase outright but it would basically decimate my savings. Mortgage is not an option as I would be purchasing in another country.

Any accountant recommendations in NYC? Looking for someone who understands the travel situation of consultants, etc. TIA!

Investor’s Business Daily: worthwhile?

This is a post to reach out to Indian professionals working in US. How do you feel about investments in India vs Investments in the United States, all inclusive - real estates and stocks ETFs
TIA

Getting about $2200 back from Federal and $1300 back from NY State. Claimed 2 for both last year and having 2nd kid this year. Should I bump to 3 or keep as is?

Ok, I haven’t done an HSA previously, but considering it for my family during this next open enrollment. What do I need to know about high deductible plans? How do y’all feel about the HSA - any downsides? I’m honestly a little worried about the higher OOP costs, but we’re also not significant users/consumers of healthcare, knock on wood. Anyone regret it and go back to a normal PPO/POS insurance?

I paid off all my debt (mostly student loans) earlier this year and haven’t changed my spending or lifestyle and the savings have been piling up. It’s getting addicting just watching it jump up after every paycheck. Feels amazing to no longer be in crippling debt and finally move on with my life.

Is BRK-B a buy right now?

My org will be pausing the Employer match to 401k for a few months. What's the best strategy to optimize my investment at this time?
Ride along/increase or decrease my percentage?

HYSA anyone recommends?