Any banks or credit unions in NYC that don’t require a SSN or ITIN to create a checking account?

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

HELP!
If I sell a mutual fund (aciex) to buy an etf (splg) in my Roth IRA account, do I have to pay tax on the sale when filing next year? How does this work? TIA!

Should I max out my HSA contribution?
I am maxing my 401k though.

Also, if I max my HSA, can I invest say 50% and keep the other 50% for expenses?

Fav intl ETFs?

Anyone have any good alternatives to Panerai Radiomir? Trying to keep my next purchase under $1k

I’m a Canadian on a TN visa. Am I allowed to trade crypto on Robinhood? If so, can I trade the same coin multiple times in one day (day trading)? What tax implications would this have for me other than the standard capital gains considerations?

I pay $500+/month for health care premium and after going to urgent care for an injury I still ended up with a bill that was over $500. Curious to know if any freelancers are not on a healthcare plan and how that affects your taxes for the year.

Having trouble opening a new bank acc (eg Marcus by GS, Ally) as I‘ve only been in US for a few months and have no credit history. Any international fish have tips to circumvent?

Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

Confirming that the cheapest and fastest way to buy Electra is to transfer LTC to Coinhouse and then convert LTC to BTC

Talk me out of (or into!) buying a 2000 M Roadster. $14.5k, 111k miles. Mechanically sound with records, cosmetically nothing I can’t repair/replace.

How do you and your partner (married or not married) split financials?

UK - thinking of a buy to let in either Birmingham, Liverpool, Manchester - any recommendations on either /areas where you can get something under £140k.

Shoulda just sold my stocks to pay my taxes instead of holding and using cash 😂🥲. Same result - except now I have to hold longer

Does anyone have any book recommendations for information on buying a house?

Can anyone share amex Bangalore location?

Does anyone know how to get funds that was in a 401k account years ago into your current IRA?

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

Why this bowl is so quite 😒

What is the audit senior manager salary in bay area. I am third year senior manager of that help.

Best weekend trips, ideally direct flight from Riyadh?

Anyone else tired of the constant changes in leadership?

Currently 601 in CCB with 19LPA TC, expecting promotion this year. What amount of total compensation I can expect for 602 level?

I’m a second year BigLaw associate that pays market. I was offered the position at a modified salary and hourly expectation due to their expected work flow needs. I’m wondering what is the best way to approach the topic of getting on the full salary/hours. Do I wait until the bonuses are given at the end of my first year? Or bring it up at mid-year review? I won’t have any problem meeting my hourly so I’m starting to think I’m being underpaid. I’ve been reading on here that not meeting

Thoughts on Director of Software Engineering at a small firm $165k base + 10% annual bonus. No stock options, no RRSP match. YOE 12, experience in current role 3 yrs.
Current compensation $140k, no stock options or RRSP match, but love the organization.

Anyone interested in a meetup on October 17? Nothing planned yet, but figure it's far enough out that if there's interest we can post up and talk shop. Misfit, Arsenal, Bigfoot West?

Considering moving to Skillman, NJ for a new job. Can anyone tell me what life there is like?
I’m a single female, moving internationally so would be looking for a good social life and decent cost of living

Boston biglaw associates, do you pay for monthly parking and drive into the office? Or do you still ride the T?

How are hours at Simpson Thacher LA?

Did first set of redlines for a partner. Have ten years experience doing what this partner does but I am new to working with him. Said I did about a 7 out of 10 on that job. Not sure how to feel about that. What say you all? :) Keep in mind I asked for a 1 to 10 because I cannot talk to him about it for a week or so.

Do you see SAP as a stable career in the next 30-40 years?

Financial services is still a pretty male dominated industry, and the LGBT community within it is no exception.

With that said, any women in this group?

🙋‍♀️ #lesbian

Pros and cons ...?? Industry crew what do you like and miss vs. public accounting?

Recent immigrants...is Covid making you want to go back “home”? Cont

The outright tyranny of ordering a Popeyes combo meal…I must have a side and a drink when all I want is tenders.

It is just too much

Just saw an awesome apartment on Houston and Avenue C. Thoughts on the area? Is it sketchy? 27 Year old man and woman looking

I’m moving up to NYC in a few weeks for a job. Not sure where I should look to stay as a temp situation? Any ideas on affordable sublets in Manhattan or Brooklyn? I don’t want to go through a broker.

anything going on today? hearing what feels like more than normal amount of sirens going by (in east village for reference)

Looking for a 1-2 month sublet! Let me know if you know of any places!

Got my bachelors degree in civil engineering in China. Passed all four CPA exams in 2010. I have less than 1 yr exp working in a CPA firm. What do I need to do to get the CPA License in NY?

How dangerous is crown heights these days?

Do you tip all of your front desk staff the same amount for the holidays? Or… pick favorites?

a question for my fellow asian women - moving there in a few months and wondering how safe you all feel? i know it’s been a scary time with increased hate crimes. open to hearing any insights, tips, experiences. stay safe ❤️

Looking to sublet a true bedroom in a 2 bedroom apartment with an amazing roommate on East 44th and 3rd ASAP till end of July.

Rent: $2K + utilities

Luxury building (gym, doorman, rooftop)

What’s reasonable rent for a decent 1bdr in Hell’s Kitchen? I want enough room for a wfh desk not in my bedroom

Attorney 🐠 - my female SO is moving over to big law in the coming weeks. Need ideas on gifts. Any suggestions? Thanks in advance!!

Suggestions for a romantic bday dinner spot in NYC? Preferably veg-friendly. TIA! (will be end of September/early October so guessing most outdoor patios will be closed).

What are your plans this weekend? 9/10 - 9/11 edition

Female 🐠 - how bad is dating in nyc in your late 20s - early 30s? I’m going through a break up and obviously not going to look for anything serious right away but just curious on what to expect

How to meet new people once in the city? I’m a guy (26) if that changes anything

Setting up ConEdison for first time. How much should I expect to pay in monthly utilities for a studio (heat, gas, water incl)?

Planning on a trip from NYC to Miami. Need 2 suggestions — 1) best neighborhood to stay for 2 laid back women in their late 30’s, 2) best way to move around between car rentals vs Uber? If car rental, any recommendations on which rental to use given the astronomical gas and rental prices?